GLOWUP FJB

Active

Private limited companyfounded 20251 yr activeRue de l'Eglise(E) 43, 1350 Orp-Jauche, BelgiumKBO/BCE: BE 1022.186.493

Summary

The computed 12-month bankruptcy probability of GLOWUP FJB is 1.9% (moderate). The 2025 annual accounts show equity of €16k and a net result of €11k. Its solvency ranks better than 35% of 18280 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

58 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes

Profitability83

Solvency42

Growth-

Track record67

Bankruptcy probability, 12 months

1.9% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €500 at 30 days acceptable

Liquidity tight (current ratio 1.01; short-term debt: 69.6% and cash: 28.1% of total assets), and 83.1% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

16.9%

Return on assets

11.7%

Age of the figures

9 mo

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

4 d late

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€16k

Total assets

€97k

Net result

€11k

Working capital

€382

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €97k

30.0%

70.0%

Fixed assets €29k

Current assets €68k

Equity and liabilities €97k

16.9%

83.1%

Equity €16k

Debt €80k

Debt finances 83.1% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€22k

Cash flow

€18k

Current ratio

1.01

Quick ratio

0.51

Debt to equity

4.91

ROE

69.4%

ROA

11.7%

Interest coverage

9.24

Debt ≤ 1 year

€67k

Debt > 1 year

€13k

Income taxes

€2k

Filed annual accounts As filed with the NBB · 2025 · 41 lines

Balance sheet Code2025

Assets

Total assets20/58€97k

Fixed assets21/28€29k

Intangible fixed assets21€3k

Tangible fixed assets22/27€26k

Furniture and vehicles24€16k

Other tangible fixed assets26€10k

Current assets29/58€68k

Stocks and contracts in progress3€33k

Stocks30/36€33k

Amounts receivable within one year40/41€7k

Trade receivables40€7k

Cash at bank and in hand54/58€27k

Equity and liabilities

Total equity and liabilities10/49€97k

Equity10/15€16k

Contributions10/11€5k

Profit (loss) carried forward14€11k

Amounts payable17/49€80k

Amounts payable after more than one year17€13k

Financial debts170/4€13k

Amounts payable within one year42/48€67k

Current portion of amounts payable after more than one year42€6k

Trade debts44€15k

Suppliers440/4€15k

Advances received on contracts in progress46€1k

Taxes, remuneration and social security45€11k

Taxes450/3€10k

Remuneration and social security454/9€1k

Other amounts payable47/48€33k

Income statement Code2025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k

Other operating charges640/8€1k

Gross operating margin9900€23k

Operating profit (loss)9901€16k

Financial income75/76B€414

Recurring financial income75€414

Financial charges65/66B€2k

Recurring financial charges65€2k

Profit (loss) for the period before taxes9903€14k

Income taxes67/77€2k

Profit (loss) for the period9904€11k

Profit (loss) for the period to be appropriated9905€11k

Appropriation of the result

Profit (loss) to be appropriated9906€11k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2026

04-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 4 days late

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Orp-Jauche · 2 establishment units since 2025

establishment All 2 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de l'Eglise(E) 431350 Orp-Jauche

Ground area

1,730 m²

Building footprint

299 m²

Volume, LiDAR

1,915 m³

3 parcels, Wallonia · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.

2 establishment units

GLOWUP FJB

Chaussée de Tirlemont(Jod.) 1, 1370 JodoigneRetail sale of women's outerwear

since 20252.376.481.192

GLOW UP HANNUT

Rue Albert 1er 8, 4280 HannutRetail sale of women's outerwear

since 20262.383.731.844

3 parcels

Wallonia 3 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
25028A0344/00D000	Wallonia	1,055 m²	1 · 149 m²	9.0 m · 2 fl.
64034B0690/00M003	Wallonia	414 m²	1 · 92 m²	11.7 m · 3 fl.
25048G0040/00T000	Wallonia	261 m²	1 · 57 m²	-

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 2

3 of 3 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

VR FASHION

BE 0644.570.443

Chaudfontaine · Eq €16,394

JOLIEN VDM

BE 0734.641.376

Maarkedal · Eq €16,212

Antwerpen · Eq €16,630

Helios Holding

BE 0668.887.056

Kampenhout · Eq €15,939

Of 2,210 companies in sector 47711 we hold annual accounts for 888. 578 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded10-04-2025

Fiscal year end31-12

Activities, NACEBEL 2025

47711Retail sale of women's outerwear

47716Retail sale of clothing and accessories for women, men, children and babies (general range)

47713Retail trade

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.