Active BE 0806.814.227Private limited company

GKT

Rooststraat 9 ·2431 Laakdal, Belgium· 17 yrs active

Sector: Activiteiten van holdings (64210)

Conclusion Checked

GKT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €122k and a net result of €8k. Equity is growing by ~9.7% per year across the filed fiscal years. Its solvency ranks better than 32% of 3139 sector peers (fiscal year 2024). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Key figures

Equity	€122k
Net result	€8k
Better than sector	32%
Active	17 yrs

Snowflake analysis 4 of 5 axes measured · computed by Checked

62 / 100

Strong profile, led by stability.

Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.

Health -

Profitability 32

Solvency 36

Growth 78

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Established

Founded in 2008, 17 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags 0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer

Model not applicable to financial institutions

The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.

Financial overview10 NBB filings

Annual accounts filed on 17-07-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~9.7%/year over 7 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2024 · NACE 64, Financial services · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	29.8%	52.5%	better than 32% of 3139 sector peers
Net result	€8k	€32k	better than 26% of 3135 sector peers
Equity	€122k	€75k	better than 64% of 3140 sector peers
Gross operating margin	€33k	€52k	better than 36% of 3132 sector peers
Total assets	€409k	€192k	better than 71% of 3141 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Net profit

€8k

+10.0% 18-24

Total assets

€409k

-9.5% 18-24

Equity

€122k

+6.9% 18-24

Income taxes

€3k

+12.9% 18-24

Debt

€288k

-15.0% 18-24

Debt ≤ 1y

€243k

-5.3% 18-24

Debt > 1y

€45k

-45.4% 18-24

Solvency

29.8%

+18.1% 18-24

ROE

6.4%

+2.9% 18-24

ROA

1.9%

+21.5% 18-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	n/a
EBITDA	n/a
Net profit	€8k
Cash flow	n/a
Staff costs	-
Income taxes	€3k
Dividends	-
Total assets	€409k
Equity	€122k
Debt	€288k
of which ≤ 1y	€243k
of which > 1y	€45k
Working capital	n/a
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	n/a
Quick ratio	n/a
Working capital ratio	n/a
Solvency	29.8%
Debt / equity	n/a
Long-term debt ratio	n/a
Interest coverage	n/a
Gross margin	n/a
Net margin	n/a
ROA	1.9%
ROE	6.4%
EBITDA margin	n/a
Days sales outstanding	n/a
Days payable outstanding	n/a
Inventory turnover	n/a
Days inventory (DSI)	n/a

Balance-sheet composition 2024

Assets

Fixed assets €312k · 76.2% Current assets €98k · 23.8%

Equity & liabilities

Equity €122k · 29.8% Debt €288k · 70.2%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€409k
Fixed assets	21/28	€312k
Tangible fixed assets	22/27	€312k
Financial fixed assets	28	€350
Current assets	29/58	€98k
Amounts receivable within one year	40/41	€92k
Cash & bank	54/58	€4k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€409k
Equity	10/15	€122k
Contributions / capital	10/11	€50k
Reserves	13	€72k
Amounts payable	17/49	€288k
Amounts payable after one year	17	€45k
Amounts payable within one year	42/48	€243k
Trade debts payable within one year	44	€951
Income statement
Gross operating margin	9900	€33k
Operating result	9901	€13k
Financial charges	65	€2k
Result before taxes	9903	€11k
Income taxes	67/77	€3k
Net result for the period	9904	€8k
Result to be appropriated	9905	€8k

You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates 2 directors

Current directors & mandates

Benedikt Cuypers
Director
State Gazette act 23482284 (28-12-2023)

Current
19-12-2023 → present
Laurence Cuypers
Director
State Gazette act 23482284 (28-12-2023)

Current
19-12-2023 → present

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	Activiteiten van holdings(64210)
Legal form	Private limited company(610)
Incorporation	02-10-2008
Status	Active
Postal code	2431

Establishment units 1 location

GKT

Rooststraat 9, 2431 LaakdalOntwikkeling van residentiële bouwprojecten

since 20092.176.545.782

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
13042A0259/00D000	Flanders	2,813 m²	1 · 349 m²	8.4 m · 3 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

17-07-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2024

29-08-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

2023

28-12-2023

State Gazette act Director changes

Laurence Cuypers

27-07-2023

NBB filing Annual accounts filed

fiscal year 2022 · micro

2022

19-08-2022

NBB filing Annual accounts filed

fiscal year 2021 · micro

2021

30-08-2021

NBB filing Annual accounts filed

fiscal year 2020 · micro

2020

10-11-2020

NBB filing Annual accounts filed

fiscal year 2019 · verkort

2019

30-12-2019

NBB filing Annual accounts filed

fiscal year 2018 · verkort

2018

25-09-2018

NBB filing Annual accounts filed

fiscal year 2017 · verkort

2017

17-07-2017

NBB filing Annual accounts filed

fiscal year 2016 · verkort

2016

16-08-2016

NBB filing Annual accounts filed

fiscal year 2015 · verkort

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 2 years ago

2023

28-12-2023 2 directors appointed, 1 reappointed Director changes·Laurence Cuypers

Laurence Cuypers, Bestuurder
Benedikt Cuypers, Bestuurder
TRUBÍNI Michal, Bestuurder

Notary: Laurence Cuypers · Heist-op-den-berg

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Laurence Cuypers",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": "2023-12-19",
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Benedikt Cuypers",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": "2023-12-19",
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "decharge_granted",
      "role": "zaakvoerder",
      "person": {
        "rrn": null,
        "name": "TRUB\u00CDNI Michal",
        "address": "95201 Vr\u00E1ble (Slowaakse Republiek), St\u00FArova 1323/110",
        "birth_date": null,
        "profession": null,
        "birth_place": "Vr\u00E1ble, Slowaakse Republiek"
      },
      "reason": null,
      "subkind": null,
      "via_org": {
        "kbo": "0832.174.579",
        "name": "MGAB",
        "address": "Stijn Streuvelslaan 21, 3128 Tremelo (Baal)",
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": "pending_next_agm",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "TRUB\u00CDNI Michal",
        "address": "95201 Vr\u00E1ble (Slowaakse Republiek), St\u00FArova 1323/110",
        "birth_date": null,
        "profession": null,
        "birth_place": "Vr\u00E1ble, Slowaakse Republiek"
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": "niet_statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": "Laurence Cuypers",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Heist-op-den-berg",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-12-28",
    "filing_date": "2023-12-23",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2023-12-19",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2023-12-19",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2023-12-19",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2023-12-19",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2023-12-19",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2023-12-19",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0806.814.227",
    "name_full": "GKT",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Laurence Cuypers",
    "org_rep_person_name": null,
    "person_role_at_subject": "Notaris"
  },
  "co_filed_documents": [
    "expeditie van de akte van statutenwijziging dd. 19/12/2023",
    "geco\u00F6rdineerde statuten"
  ],
  "corrected_publication_numac": null
}

Credit advice verdict per customer and amount

AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon

The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Company registry (CBE) Crossroads Bank

Activities

Holdings64200Activiteiten van holdings64210Ontwikkeling van residentiële bouwprojecten41101Ontwikkeling van niet-residentiële bouwprojecten41102Diensten in verband met vervoer te land52210Diensten in verband met vervoer te land52210Ontwikkeling van residentiële bouwprojecten68121Ontwikkeling van niet-residentiële bouwprojecten68122Verhuur en lease van personenauto's en lichte bestelwagens (< 3,5 ton)77110Verhuur en lease van personenauto’s en andere lichte motorvoertuigen77110Verhuur en lease van vrachtwagens en overige motorvoertuigen (> 3,5 ton)77120Verhuur en lease van vrachtwagens77120

Primary activity highlighted.

Names & trade names

Legal nameNL

GKT

Registered office

Rooststraat 9

2431 Laakdal, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

Similar companies Comparable size · 5,518 of 24,678 companies in this sector with filed accounts

N2J INVEST BE 0769.943.834 · Wanze

STWI Management BE 0787.368.794 · Kalmthout

Beelise BE 1004.665.919 · Gent

SCYLLA BE 0641.819.702 · Oostende

Laborantes nunc frui BE 0788.636.625 · Mol