Age2 yrs
Real estate2 parcels · 1,520 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of GIVEST is 0.9% (low). The 2024 annual accounts show equity of €31k and a net result of €29k. Its solvency ranks better than 44% of 4951 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Filing behaviour
From the deposit records, complete market-wideLatest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-06-2025, 41 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2024 | 31-07-2025 | 20-06-2025 | 41 d early | 2025-00156534 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsYoung company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.9%
Low
0%0,5%1,5%4%10%≥25%
Young company
+Lower-failure-rate sector
−Annual accounts: weaker financial profile
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€29k
Working capital€-13k
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 20-06-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 68, Real estate activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 10.3% | 16.7% | |
| Net result | €29k | €2k | |
| Equity | €31k | €27k | |
| Gross operating margin | €91k | €27k | |
| Staff costs | €41k | €20k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €50k |
| Net profit | €29k |
| Cash flow | €38k |
| Staff costs | €41k |
| Income taxes | €9k |
| Dividends | - |
| Total assets | €299k |
| Equity | €31k |
| Debt | €268k |
| of which ≤ 1y | €114k |
| of which > 1y | €154k |
| Working capital | €-13k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 0.89 |
| Quick ratio | 0.87 |
| Working capital ratio | -4.2% |
| Solvency | 10.3% |
| Debt / equity | 8.74 |
| Long-term debt ratio | 5.02 |
| Interest coverage | 19.65 |
| Gross margin | - |
| Net margin | - |
| ROA | 9.6% |
| ROE | 93.5% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €299k |
| Fixed assets | 21/28 | €197k |
| Tangible fixed assets | 22/27 | €197k |
| Financial fixed assets | 28 | €500 |
| Current assets | 29/58 | €102k |
| Stocks & contracts in progress | 3 | €2k |
| Amounts receivable within one year | 40/41 | €98k |
| Cash & bank | 54/58 | €1k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €299k |
| Equity | 10/15 | €31k |
| Contributions / capital | 10/11 | €2k |
| Reserves | 13 | €29k |
| Amounts payable | 17/49 | €268k |
| Amounts payable after one year | 17 | €154k |
| Amounts payable within one year | 42/48 | €114k |
| Trade debts payable within one year | 44 | €57k |
| Income statement | ||
| Gross operating margin | 9900 | €91k |
| Operating result | 9901 | €40k |
| Financial income | 75 | €566 |
| Financial charges | 65 | €3k |
| Result before taxes | 9903 | €38k |
| Income taxes | 67/77 | €9k |
| Net result for the period | 9904 | €29k |
| Result to be appropriated | 9905 | €29k |
Ratios computed by Checked.
Health barometer
FY 2024 · computed48
/ 100
Fair
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Structure & network
Locations & real estate
Registered office
from the Crossroads BankCannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eedstraat 3A9810 Nazareth-De PinteEstablishment units
1 locationGIVEST
since 20242.354.857.716
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area1,520 m²
Buildings2
Building footprint627 m²
Volume (LiDAR)4,037 m³
Tallest building10.9 m · ±3 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44018A0261/00W000 | Flanders | 1,016 m² | 1 · 320 m² | 6.6 m · 2 fl. |
| 44082B0231/00K000 | Flanders | 504 m² | 1 · 307 m² | 10.9 m · 3 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
2 acts All acts · 2
updated 8 months ago
2025
28-11-2025 Articles of association amended
Summary:
v3.2
2024
17-01-2024 Incorporation of a new BV
Summary:
oprichting
Analysis
Snowflake analysis
financial profile on 5 axes58
/ 100
Mixed profile: strong on profitability, weaker on solvency.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
48
Profitability
100
Solvency
16
Growth
-
Stability
67
Ask AI about this company
Checked AISoon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.
TryWhat are the main risks?Any recent red flags?Compare to sector peers
Coming soonAI due-diligence brief
Checked AIGenerate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Credit advice
verdict per customer and amountSimilar
Similar companies
Comparable size, same sectorBE 0776.658.511 · Lennik
BE 0794.620.238 · Ternat
BE 0785.265.775 · Asse
BE 0787.953.269 · Gent
BE 0794.368.236 · Antwerpen
We hold annual accounts for 1,998 of the 9,648 companies in this sector. 1,485 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Algemene bouw van residentiële gebouwen41001Ontwikkeling van residentiële bouwprojecten41101Algemene bouw van residentiële gebouwen41201Ontwikkeling van residentiële bouwprojecten68121Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Slopen43110Slopen43110Schrijnwerk43320Schrijnwerk43320Dakwerkzaamheden43410Dakwerkzaamheden43910Overige gespecialiseerde bouwactiviteiten, neg43990Overige gespecialiseerde bouwwerkzaamheden43999
Primary activity highlighted.
Names & trade names
| Legal nameNL | GIVEST |
Registered office
Eedstraat 3A
9810 Nazareth-De Pinte, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.