GISTIREST
ActiveThe computed 12-month bankruptcy probability of GISTIREST is 1.6% (moderate). The 2025 annual accounts show equity of €75k and a net result of €263k. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 27% of 64 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
60
/ 100
Healthy▲ +4 vs 2024
The score combines four axes.
Axes · tick = 2024
Profitability100=
Solvency19▲+1
Growth32▼-46
Stability100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.02 against 0.97 in 2024), and 89.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
6 signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.7%
Return on assets
37.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-04-2026, 120 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
120 d early
2024
29 d early
2023
22 d early
2022
70 d early
2021
33 d early
2020
32 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
04-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€263k▼ 24.9%
2024 · €350k
2023: €268k
2024: €350k
2023 → 2025
Working capital
€12k
2024 · €-20k
2023: €-35k
2024: €-20k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€78k-€78k▲ 0.1%€75k▼ 3.9%
Operating result€368k-€469k▲ 27.4%€362k▼ 22.8%
Net result€268k-€350k▲ 30.5%€263k▼ 24.9%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 23% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €704k
Fixed assets
€123k▲ 25.3%
Current assets
€580k▼ 3.9%
Equity and liabilities €704k
Equity
€75k▼ 3.9%
Debt
€628k▲ 0.7%
The debt ratio rises from 88.8% to 89.3%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€394k▼
2024 · €509k
Cash flow
€295k▼
2024 · €390k
Solvency
10.7%▼
2024 · 11.2%
Current ratio
1.02▲
2024 · 0.97
Quick ratio
0.99▲
2024 · 0.94
Debt / equity
8.35▲
2024 · 7.97
ROE
349.5%▼
2024 · 447.1%
ROA
37.4%▼
2024 · 49.9%
Interest coverage
38.69▼
2024 · 101.60
Debt
€628k▲
2024 · €624k
Debt ≤ 1 year
€569k▼
2024 · €624k
Debt > 1 year
€60k
Income taxes
€90k▼
2024 · €118k
Staff costs
€515k▲
2024 · €510k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Total assets
20/58€704k
Fixed assets
21/28€123k
Tangible fixed assets
22/27€123k
Financial fixed assets
28€544
Current assets
29/58€580k
Stocks & contracts in progress
3€15k
Amounts receivable within one year
40/41€79k
Cash & bank
54/58€475k
Total equity & liabilities
10/49€704k
Equity
10/15€75k
Contributions / capital
10/11€75k
Reserves
13€222
Amounts payable
17/49€628k
Amounts payable after one year
17€60k
Amounts payable within one year
42/48€569k
Trade debts payable within one year
44€202k
Income statement
Code2025
Gross operating margin
9900€928k
Operating result
9901€362k
Financial income
75€1k
Financial charges
65€10k
Result before taxes
9903€353k
Income taxes
67/77€90k
Net result for the period
9904€263k
Result to be appropriated
9905€263k
This is the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan.
See plans →
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-04
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €263k ▼24.9%
Net result drops to €263k, the lowest in the series.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2023net €350k ▲30.5%
Operating result €469k, net result €350k, both a record.
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
22-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
14-11
State Gazette act
Director changes
Sophie JEMELKA · correction
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 27 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2022
GIRODROUX-LAVIGNE Thomas
CurrentDirector · since 14-11-2022
14-11-2022
Appointed as Director
Location & real-estate footprint
Registered office, Gembloux · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Tirlemont 345030 GemblouxGround area
1,550 m²
Building footprint
324 m²
Parcel 92053A0297/00A000, Wallonia. Linked by address, not a title deed.
1 establishment unit
QUICK RESTAURANT
since 20162.255.261.480
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92053A0297/00A000 | Wallonia | 1,550 m² | 1 · 324 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
NEMACIUC
BE 0793.932.231
Merksplas · Eq €75k
THUNG THONG
BE 0760.433.379
Nivelles · Eq €75k
NEW MILANO
BE 0461.521.248
Arlon · Eq €75k
Caronoor
BE 0775.514.406
Kontich · Eq €75k
't Plateau
BE 0675.833.048
Mol · Eq €75k
Of 20,318 companies in sector 56111 we hold annual accounts for 10,382. 9,020 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-07-2016
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 27-08-2026. Scores and ratios are computed by Checked and are not a credit decision.