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Complete company report
Generated 17-08-2026
Active BE 0756.795.582Private limited company

GINDER BLUE

Dendermondestraat 15 ·1785 Merchtem, Belgium· 5 yrs active
Sector: Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen (47110)
Conclusion Checked

The computed 12-month bankruptcy probability of GINDER BLUE is 4.0% (elevated). The 2021 annual accounts show equity of €242k and a net result of €-8k. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €242k
Net result €-8k
Staff (FTE) 6.6
Active 5 yrs
Financial profile 4 of 5 axes measured · computed by Checked
Health15Profitability0Solvency6Growth-Stability79
25 / 100

Fragile profile, watch profitability in particular.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 15
Profitability 0
Solvency 6
Growth -
Stability 79
Bankruptcy probability (12 mo) Checked model v1 · free
4.0% Elevated
0%0,5%1,5%4%10%≥25%
Annual accounts: weaker financial profile +Young company +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2021 · computed
15 / 100 Critical
050100
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2021. Indicative, not credit advice.
Financial overview5 NBB filings
Annual accounts filed on 02-02-2026 with the NBB · fiscal year 2025 · verkort
Fiscal year2021
Depositverkort
Revenue-
EBITDA€98k
Net profit€-8k
Cash flow€86k
Staff costs-
Income taxes-
Dividends-
Total assets€2.70M
Equity€242k
Debt€2.46M
of which ≤ 1y€1.38M
of which > 1y€1.08M
Working capital€-836k
Employees (FTE)6.6
Ratios (computed)
2021
Current ratio0.39
Quick ratio0.22
Working capital ratio-30.9%
Solvency8.9%
Debt / equity4.48
Long-term debt ratio4.48
Interest coverage-
Gross margin-
Net margin-
ROA-0.3%
ROE-3.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2021
Full annual accounts (20 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2021
Balance sheet, Assets
TOTAL ASSETS 20/58€2.70M
Fixed assets 21/28€2.16M
Tangible fixed assets 22/27€2.16M
Current assets 29/58€544k
Stocks & contracts in progress 3€247k
Amounts receivable within one year 40/41€87k
Cash & bank 54/58€170k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€2.70M
Equity 10/15€242k
Accumulated profits (losses) 14€-8k
Amounts payable 17/49€2.46M
Amounts payable after one year 17€1.08M
Amounts payable within one year 42/48€1.38M
Trade debts payable within one year 44€641k
Income statement
Gross operating margin 9900€235k
Operating result 9901€4k
Financial charges 65€12k
Result before taxes 9903€-8k
Net result for the period 9904€-8k
Result to be appropriated 9905€-8k
Ratios computed by Checked.
Legal Structure
NACE primary Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen(47110)
Legal form Private limited company(610)
Incorporation20-10-2020
StatusActive
Postal code1785
Establishment units 1 location
GINDER BLUE
Dendermondestraat 15, 1785 MerchtemDetailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 400 m² en minder dan 2500 m²)
since 20212.309.898.909
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23602H0700/00E000 Flanders 2,910 m² 1 · 2,877 m² 26.4 m · 8 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 6 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
02-02-2026
NBB filing Annual accounts filed
fiscal year 2025 · verkort
2025
13-01-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
28-01-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
26-01-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
27-09-2022
State Gazette act Registered-office change
04-02-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
Belgian State Gazette reading coverage 0 of 3 acts read

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
Address history · 1
27-09-2022
Registered-office move
All acts · 1 updated 3 years ago
2022
27-09-2022 Registered office moved from Asse to Merchtem Registered-office change
  • Veldeken 55 - 1730 Asse → Dendermondestraat 15 te 1785 Merchtem
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Dendermondestraat 15 te 1785 Merchtem",
        "city": "Merchtem",
        "region": "vlaams_gewest",
        "street": "Dendermondestraat",
        "country": "BE",
        "postcode": "1785",
        "box_number": null,
        "street_number": "15",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Veldeken 55 - 1730 Asse",
        "city": "Asse",
        "region": "vlaams_gewest",
        "street": "Veldeken",
        "country": "BE",
        "postcode": "1730",
        "box_number": null,
        "street_number": "55",
        "locality_suffix": null
      },
      "effective_date": null,
      "evidence_quote": "Tijdens de bijzondere algemene vergadering der aandeelhouders gehouden op 19 augustus op de zetel van de vennootschap, werd met \u00E9\u00E9nparigheid van stemmen beslist om het adres van de maatschappelijke zetel van de onderneming te wijzigen van Veldeken 55 te 1730 Asse naar Dendermondestraat 15 te 1785 Me",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "immediate",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2022-09-27",
    "filing_date": "2022-09-16",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "bijzondere_algemene_vergadering",
    "date": "2022-08-19",
    "unanimous": true
  },
  "subject_company": {
    "kbo": "0756.795.582",
    "name_full": "Ginder Blue",
    "legal_form": "BV",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": null,
    "org_name": "Tuma BV",
    "person_name": null,
    "org_rep_person_name": "Gabriel Colpan",
    "person_role_at_subject": null
  },
  "co_filed_documents": []
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen47110Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 400 m² en minder dan 2500 m²)47114
Primary activity highlighted.
Names & trade names
Legal nameNL GINDER BLUE
Registered office
Dendermondestraat 15
1785 Merchtem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative