Age3 yrs
Real estate1 parcel · 328 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of GI BOUW is 6.9% (elevated). The 2024 annual accounts show equity of €53k and a net result of €48k. Its solvency ranks better than 78% of 3827 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Based on the State Gazette, CBE and 2 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone6.9%
Elevated
0%0,5%1,5%4%10%≥25%
Young company
+Recent warning signals
+Higher-failure-rate sector
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Insolvency timeline
1 events08-12-2025
KBO administration
Address struck
Signals
2 signals · with evidenceStrong solvency vs sector
Solvency is in the sector's strongest quartile: better than 78% of 3827 peers (2024). A comfortable equity buffer.
View the sector comparison Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideAnnual accounts not filed
The financial year that closed on 30-09-2025 was due at the National Bank by 30-04-2026. Nothing is on record today, 106 days later. Measured on financial year 2023: 41.75% of the companies that did not file are in an abnormal legal state today, against 1.66% of those that did.
Filed after the deadline
The financial year that closed on 30-09-2024 was due by 30-04-2025 and was filed on 08-05-2025, 8 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 30-09. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-09-2024, that is 30-04-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 30-09-2025 | 30-04-2026 | nothing on record | not filed | - |
| 30-09-2024 | 30-04-2025 | 08-05-2025 | 8 d late | 2025-00092874 |
| 30-09-2023 | 30-04-2024 | 27-04-2024 | 3 d early | 2024-00079182 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
1 signalNo legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
1 eventAddress struck
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€48k+39.1%
Working capital€44k+216.7%
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 08-05-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 41, Construction of buildings · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 64.1% | 39.4% | |
| Net result | €48k | €9k | |
| Equity | €53k | €29k | |
| Gross operating margin | €63k | €26k | |
| Total assets | €83k | €85k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€62k
+32.8%
23-24
€48k
+39.1%
23-24
€51k
+34.5%
23-24
€83k
+32.3%
23-24
€53k
+130.4%
23-24
€44k
+216.7%
23-24
€11k
+34.6%
23-24
€30k
-24.9%
23-24
€30k
-24.9%
23-24
2.49
+84.0%
23-24
2.49
+84.0%
23-24
64.1%
+74.2%
23-24
0.56
-67.4%
23-24
90.4%
-39.6%
23-24
57.9%
+5.2%
23-24
183.45
-2.0%
23-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €62k |
| Net profit | €48k |
| Cash flow | €51k |
| Staff costs | - |
| Income taxes | €11k |
| Dividends | - |
| Total assets | €83k |
| Equity | €53k |
| Debt | €30k |
| of which ≤ 1y | €30k |
| of which > 1y | - |
| Working capital | €44k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 2.49 |
| Quick ratio | 2.49 |
| Working capital ratio | 53.5% |
| Solvency | 64.1% |
| Debt / equity | 0.56 |
| Long-term debt ratio | - |
| Interest coverage | 183.45 |
| Gross margin | - |
| Net margin | - |
| ROA | 57.9% |
| ROE | 90.4% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €83k |
| Fixed assets | 21/28 | €9k |
| Tangible fixed assets | 22/27 | €9k |
| Current assets | 29/58 | €74k |
| Amounts receivable within one year | 40/41 | €68k |
| Cash & bank | 54/58 | €4k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €83k |
| Equity | 10/15 | €53k |
| Contributions / capital | 10/11 | €4k |
| Accumulated profits (losses) | 14 | €49k |
| Amounts payable | 17/49 | €30k |
| Amounts payable within one year | 42/48 | €30k |
| Trade debts payable within one year | 44 | €411 |
| Income statement | ||
| Gross operating margin | 9900 | €63k |
| Operating result | 9901 | €59k |
| Financial income | 75 | €797 |
| Financial charges | 65 | €338 |
| Result before taxes | 9903 | €60k |
| Income taxes | 67/77 | €11k |
| Net result for the period | 9904 | €48k |
| Result to be appropriated | 9905 | €48k |
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2024 · computed100
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Structure & network
Locations & real estate
Registered office
from the Crossroads BankCannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Blaasveldstraat 222830 WillebroekEstablishment units
1 locationGI BOUW
since 20222.336.869.956
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area328 m²
Buildings1
Building footprint131 m²
Volume (LiDAR)735 m³
Tallest building9.1 m · ±2 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12036B0500/00D000 | Flanders | 328 m² | 1 · 131 m² | 9.1 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
1 event from the State Gazette08-12-2025
KBO administration
Address struck
Time machine: BS events + macro context
2021-2026Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad · acts
1 acts Address history · 1
15-04-2025
Registered-office move
All acts · 1
updated 1 year ago
2025
15-04-2025 Registered office moved from Kapelle-op-den-Bos to Willebroek
- Evert Larockstraat 4 bus 1003, 1880 Kapelle-op-den-Bos → Blaasveldstraat 22, 2830 Willebroek
Analysis
Snowflake analysis
financial profile on 5 axes93
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
100
Profitability
100
Solvency
99
Growth
78
Stability
86
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Credit advice
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We hold annual accounts for 5,315 of the 29,576 companies in this sector. 4,648 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Overige gespecialiseerde bouwactiviteiten, neg43990Restaureren van bouwwerken43995Overige gespecialiseerde bouwwerkzaamheden43999Handelsbemiddeling in auto's en lichte bestelwagens (= 3,5 ton)45112Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)45113Handelsbemiddeling in de groothandel in andere specifieke goederen46180Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)47811Algemene reiniging van gebouwen81210Algemene reiniging van gebouwen81210
Primary activity highlighted.
Names & trade names
| Legal nameNL | GI BOUW |
Registered office
Blaasveldstraat 22
2830 Willebroek, Belgium
Registration history
- 04-10-2025 Address struck
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.