Gheldof Henry
ActiveSummary
Gheldof Henry has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €113k and a net result of €813k. Equity is growing by ~18.6% per year across the filed fiscal years. Its solvency ranks better than 25% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+47
Solvency29▼-18
Growth58▲+6
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity short (current ratio 0.7 against 1.79 in 2024; short-term debt: 48.9% and cash: 10.8% of total assets), and 96.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3.7%
Return on assets
26.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-04-2026, 121 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
121 d early
2024
135 d early
2023
142 d early
2022
116 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€113k▼ 82.1%
2024 · €634k
2022: €262k
2023: €452k
2024: €634k
2022 → 2025
Total assets
€3.09M▲ 8.4%
2024 · €2.85M
2022: €304k
2023: €556k
2024: €2.85M
2022 → 2025
Net result
€813k▲ 347%
2024 · €182k
2022: €257k
2023: €189k
2024: €182k
2022 → 2025
Working capital
€-460k
2024 · €360k
2022: €262k
2023: €452k
2024: €360k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€262k-€452k▲ 72.3%€634k▲ 40.3%€113k▼ 82.1%
Operating result€337k-€249k▼ 26.2%€249k▼ 0.1%€346k▲ 39.2%
Net result€257k-€189k▼ 26.3%€182k▼ 3.9%€813k▲ 347%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 39% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.09M
Fixed assets
€2.04M =
Current assets
€1.05M ▲ 29.6%
Equity and liabilities €3.09M
Equity
€113k ▼ 82.1%
Debt
€2.98M ▲ 34.3%
Debt's share of the balance-sheet total rises from 77.8% to 96.3%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
0.70▼
2024 · 1.79
Debt to equity
26.31▲
2024 · 3.50
ROE
717.5%▲
2024 · 28.7%
ROA
26.3%▲
2024 · 6.4%
Debt ≤ 1 year
€1.51M▲
2024 · €454k
Debt > 1 year
€1.46M▼
2024 · €1.75M
Income taxes
€76k▲
2024 · €61k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.85M€3.09M▲
Fixed assets21/28€2.04M€2.04M=
Financial fixed assets28€2.04M€2.04M=
Current assets29/58€814k€1.05M▲
Amounts receivable within one year40/41€21k€130k▲
Trade receivables40€21k€127k▲
Other amounts receivable41-€4k
Current investments50/53€728k€589k▼
Cash at bank and in hand54/58€65k€335k▲
Deferred charges and accrued income490/1€412€0▼
Equity and liabilities
Total equity and liabilities10/49€2.85M€3.09M▲
Equity10/15€634k€113k▼
Contributions10/11€5k€5k=
Reserves13€629k€108k▼
Distributable reserves133€629k€108k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€2.22M€2.98M▲
Amounts payable after more than one year17€1.75M€1.46M▼
Financial debts170/4€1.75M€1.46M▼
Amounts payable within one year42/48€454k€1.51M▲
Current portion of amounts payable after more than one year42€291k€291k=
Trade debts44€312€601▲
Suppliers440/4€312€601▲
Taxes, remuneration and social security45€153k€81k▼
Taxes450/3€149k€78k▼
Remuneration and social security454/9€3k€3k▲
Other amounts payable47/48€10k€1.14M▲
Accrued charges and deferred income492/3€17k€10k▼
Income statement
Code20242025
Other operating charges640/8€1k€178▼
Gross operating margin9900€250k€346k▲
Operating profit (loss)9901€249k€346k▲
Financial income75/76B€11k€594k▲
Recurring financial income75€11k€594k▲
Financial charges65/66B€17k€51k▲
Recurring financial charges65€17k€51k▲
Profit (loss) for the period before taxes9903€243k€889k▲
Income taxes67/77€61k€76k▲
Profit (loss) for the period9904€182k€813k▲
Profit (loss) for the period to be appropriated9905€182k€813k▲
Appropriation of the result
Profit (loss) to be appropriated9906€182k€813k▲
Transfer from equity791/2-€629k
Transfer to equity691/2€182k€108k▼
To other reserves6921€182k€108k▼
Profit to be distributed694/7-€1.33M
Return on contributions (dividend)694-€1.33M
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €813k ▲347%
Operating result €346k, net result €813k, both a record.
18-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €182k ▼3.9%
Net result drops to €182k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €500kEq €634k ▲40.3%
3 profitable years in a row build equity to €634k.
11-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ieper · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grenadiersstraat 68904 IeperGround area
402 m²
Building footprint
332 m²
Volume, LiDAR
1,242 m³
Parcel 33038A0149/00E000, Flanders · tallest building 8.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Gheldof Henry
since 20212.324.634.791
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33038A0149/00E000 | Flanders | 402 m² | 1 · 332 m² | 8.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,320 companies in sector 68110 we hold annual accounts for 5,381. 3,749 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-11-2021
Fiscal year end31-12
Activities, NACEBEL 2025
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68202Real estate activities
68204Real estate activities
70100Activities of head offices
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.