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GFASS

Active
Public limited company·Agenten en makelaars in bankdiensten· 38 yrs active
Chemin des Maréchaux 29 ·1300 Wavre, Belgium
KBO/BCE: BE 0432.264.266
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Age38 yrs
Real estate1 parcel · 3,425 m²

Summary

Conclusion

the dossier summarised in one paragraph

GFASS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 16 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-07-2025, 3 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 28-07-2025 3 d early 2025-00315810
31-12-2023 31-07-2024 13-08-2024 13 d late 2024-00351544
31-12-2022 31-07-2023 22-08-2023 22 d late 2023-00353531
31-12-2021 31-07-2022 07-07-2022 24 d early 2022-20177970
31-12-2020 31-07-2021 31-08-2021 31 d late 2021-65200520
31-12-2019 31-07-2020 25-09-2020 56 d late 2020-55900572
31-12-2018 31-07-2019 29-07-2019 2 d early 2019-41900091
31-12-2017 31-07-2018 15-06-2018 46 d early 2018-18400529
31-12-2016 31-07-2017 25-08-2017 25 d late 2017-47000379
31-12-2015 31-07-2016 19-08-2016 19 d late 2016-43700348

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 1987, 38 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (volledig). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 volledig 28-07-2025 2025-00315810
31-12-2023 volledig 13-08-2024 2024-00351544
31-12-2022 volledig 22-08-2023 2023-00353531
31-12-2021 micro 07-07-2022 2022-20177970
31-12-2020 micro 31-08-2021 2021-65200520
31-12-2019 volledig 25-09-2020 2020-55900572
31-12-2018 volledig 29-07-2019 2019-41900091
31-12-2017 micro 15-06-2018 2018-18400529
31-12-2016 micro 25-08-2017 2017-47000379
31-12-2015 volledig 19-08-2016 2016-43700348

Directors

Directors & mandates

4 directors
Current directors & mandates
  • Gil Fortpied
    Director
    State Gazette act 22046424 (11-04-2022)
    Current
    11-04-2022 → present
  • Philippe Fortpied
    Director
    State Gazette act 22046424 (11-04-2022)
    Current
    11-04-2022 → present
Former directors (2)
  • Baudouin Hayois
    Director
    State Gazette act 22046424 (11-04-2022)
    Former
    - → 11-04-2022
  • Françoise Flament
    Director
    State Gazette act 22046424 (11-04-2022)
    Former
    - → 11-04-2022
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Agenten en makelaars in bankdiensten(66191)
Legal form Public limited company(014)
Incorporation15-10-1987
StatusActive
Postal code1300

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Chemin des Maréchaux 291300 Wavre

Establishment units

1 location
HAYOIS BAUDOUIN SA
Chemin des Maréchaux 29, 1300 WavreAgenten en makelaars in bankdiensten
since 19872.030.583.449
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area3,425 m²
Buildings1
Building footprint122 m²
Volume (LiDAR)794 m³
Tallest building19.4 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25055D0519/00V003 Wallonia 3,425 m² 1 · 122 m² 19.4 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

2 acts
All acts · 2 updated 2 years ago
2024
05-01-2024 Publication in the Belgian Official Gazette, Miscellaneous Miscellaneous·Cécile LAMMERHIERT
Summary: otherNotary: Cécile LAMMERHIERT · Chaumont-Gistoux
2022
11-04-2022 4 directors appointed, 2 resigning Director changes
  • Baudouin Hayois, Commissaris
  • Gil Fortpied, Bestuurder
  • Philippe Fortpied, Bestuurder
  • Gil Fortpied, Dagelijks bestuur
  • Baudouin Hayois, Bestuurder
  • Françoise Flament, Bestuurder

Analysis

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 295 of the 1,682 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Agenten en makelaars in bankdiensten66191Agenten en makelaars in bankdiensten66191Verzekeringsagenten en -makelaars66220Activiteiten van verzekeringsagenten en -makelaars66220
Primary activity highlighted.
Names & trade names
Legal nameFR GFASS
Registered office
Chemin des Maréchaux 29
1300 Wavre, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.