Gewoon Onderweg
ActiveGewoon Onderweg has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €69k and a net result of €24k. Equity is growing by ~25.8% per year across the filed fiscal years. Its solvency ranks better than 60% of 3394 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency99▲+1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.9 against 2.12 in 2024), and 39.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.4%
Return on assets
21%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 10-04-2026, 20 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
20 d early
2024
44 d early
2023
43 d early
2022
41 d early
2021
32 d early
2020
35 d early
2019
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
06-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€69k▲ 53.3%
2024 · €45k
2021: €26k
2022: €40k
2023: €34k
2024: €45k
2021 → 2025
Total assets
€115k▲ 44.8%
2024 · €79k
2021: €60k
2022: €61k
2023: €60k
2024: €79k
2021 → 2025
Net result
€24k▲ 120%
2024 · €11k
2021: €6k
2022: €14k
2023: €-6k
2024: €11k
2021 → 2025
Working capital
€70k▲ 94.6%
2024 · €36k
2021: €25k
2022: €39k
2023: €21k
2024: €36k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€26k-€40k▲ 53.0%€34k▼ 14.2%€45k▲ 32.0%€69k▲ 53.3%
Operating result€8k-€20k▲ 145%€-5k€15k€36k▲ 147%
Net result€6k-€14k▲ 145%€-6k€11k€24k▲ 120%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 147% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €115k
Fixed assets
€8k▼ 31.6%
Current assets
€107k▲ 57.2%
Equity and liabilities €115k
Equity
€69k▲ 53.3%
Debt
€45k▲ 33.5%
The debt ratio falls from 42.9% to 39.6%: equity grows faster than debt.
Key figures and ratios
EBITDA
€40k▲
2024 · €18k
Cash flow
€28k▲
2024 · €15k
Solvency
60.4%▲
2024 · 57.1%
Current ratio
2.90▲
2024 · 2.12
Quick ratio
2.63▲
2024 · 1.84
Debt / equity
0.65▼
2024 · 0.75
ROE
34.8%▲
2024 · 24.2%
ROA
21.0%▲
2024 · 13.8%
Interest coverage
31.39▲
2024 · 11.52
Debt
€45k▲
2024 · €34k
Debt ≤ 1 year
€37k▲
2024 · €32k
Income taxes
€11k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€79k€115k▲
Fixed assets
21/28€11k€8k▼
Tangible fixed assets
22/27€11k€8k▼
Current assets
29/58€68k€107k▲
Stocks & contracts in progress
3€9k€10k▲
Amounts receivable within one year
40/41€18k€33k▲
Cash & bank
54/58€41k€61k▲
Total equity & liabilities
10/49€79k€115k▲
Equity
10/15€45k€69k▲
Contributions / capital
10/11€19k€19k=
Reserves
13€27k€47k▲
Accumulated profits (losses)
14-€4k
Amounts payable
17/49€34k€45k▲
Amounts payable within one year
42/48€32k€37k▲
Trade debts payable within one year
44€5k€19k▲
Income statement
Code20242025
Gross operating margin
9900€19k€40k▲
Operating result
9901€15k€36k▲
Financial income
75€798€627▼
Financial charges
65€2k€1k▼
Result before taxes
9903€14k€35k▲
Income taxes
67/77€3k€11k▲
Net result for the period
9904€11k€24k▲
Result to be appropriated
9905€11k€24k▲
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
04-03
State Gazette act
Director changes
2025
30-09
Financial
Highest result since 2021net €24k ▲120%
Operating result €36k, net result €24k, both a record.
17-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-11
State Gazette act
Director changes
v3.2
30-09
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
18-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €-6k ▼141%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
20-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-11
State Gazette act
Director changes
v3.2
23-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
22-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-06
State Gazette act
Director changes
v3.2
2017
09-01
State Gazette act
Incorporation
oprichting
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2024
GRUWEZ Thomas
CurrentDirector · since 30-09-2020
19-11-2024
Mandate renewed as Director
30-09-2020
Appointed as Director
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stijn Streuvelslaan(Heu) 458501 KortrijkGround area
2.4 ha
Building footprint
1.1 ha
Volume, LiDAR
101,123 m³
Parcel 34016C0322/00R000, Flanders · tallest building 15.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Gewoon onderweg’
since 20172.259.996.961
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34016C0322/00R000 | Flanders | 2.4 ha | 1 · 1.1 ha | 15.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
Les Filles Rouges
BE 0597.963.329
Sint-Laureins · Eq €69k
RONAZ
BE 0765.497.175
Kontich · Eq €70k
OFS
BE 0731.689.905
Dilsen-Stokkem · Eq €70k
X-DESIGN PRO
BE 0870.673.483
Genk · Eq €69k
Strroke
BE 0794.892.630
Sint-Laureins · Eq €69k
Of 6,292 companies in sector 74120 we hold annual accounts for 972. 834 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-01-2017
Fiscal year end30-09
Activities, NACEBEL
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
16230Manufacture of other builders' carpentry and joinery
47551Retail sale of household furniture
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 09-08-2026. Scores and ratios are computed by Checked and are not a credit decision.