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GEVIAK

Active
Private limited companyfounded 199531 yrs activeSousbeekstraat 88, 9250 Waasmunster, BelgiumKBO/BCE: BE 0455.924.447
Summary

GEVIAK has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €226k and a net result of €6k. Equity is growing by ~4.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 13305 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2025
72 / 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-7
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 18.17 against 28.99 in 2024; short-term debt: 5.4% and cash: 2.3% of total assets), and 5.4% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 31 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
94.6%
Return on assets
2.5%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-03-2026, 38 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
38 d early
2024
35 d early
2023
42 d early
2022
33 d early
2021
37 d early
2020
32 d early
2019
7 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€226k▼ 3.5%
2024 · €234k
2018: €167k 2019: €183k 2020: €197k 2021: €217k 2022: €210k 2023: €215k 2024: €234k
2018 → 2025
Total assets
€239k▼ 1.3%
2024 · €242k
2018: €171k 2019: €187k 2020: €203k 2021: €222k 2022: €214k 2023: €219k 2024: €242k
2018 → 2025
Net result
€6k▼ 68.7%
2024 · €19k
2018: €22k 2019: €16k 2020: €14k 2021: €20k 2022: €-7k 2023: €5k 2024: €19k
2018 → 2025
Working capital
€223k▼ 1.3%
2024 · €226k
2018: €167k 2019: €182k 2020: €164k 2021: €192k 2022: €191k 2023: €200k 2024: €226k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€217k-€210k▼ 3.4%€215k▲ 2.4%€234k▲ 8.8%€226k▼ 3.5%
Operating result€16k-€12k▼ 23.8%€10k▼ 17.9%€24k▲ 138%€6k▼ 75.7%
Net result€20k-€-7k€5k€19k▲ 279%€6k▼ 68.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-10k€0€10k€20kOperating result 2021: €16k€16kNet result 2021: €20k€20kOperating result 2022: €12k€12kNet result 2022: €-7k€-7kOperating result 2023: €10k€10kNet result 2023: €5k€5kOperating result 2024: €24k€24kNet result 2024: €19k€19kOperating result 2025: €6k€6kNet result 2025: €6k€6k20212022202320242025€0€10k€20kOperating result 2023: €10k€10kNet result 2023: €5k€5kOperating result 2024: €24k€24kNet result 2024: €19k€19kOperating result 2025: €6k€5.9kNet result 2025: €6k€5.9k202320242025
The operating result falls in 2025; 2025 is 76% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €239k
Fixed assets €3k ▼ 63.7%
Current assets €236k ▲ 0.8%
Equity and liabilities €239k
Equity €226k ▼ 3.5%
Debt €13k ▲ 60.9%
Debt's share of the balance-sheet total rises from 3.3% to 5.4%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€11k
2024 · €32k
Cash flow
€11k
2024 · €27k
Current ratio
18.17
2024 · 28.99
Debt to equity
0.06
2024 · 0.03
ROE
2.6%
2024 · 8.1%
ROA
2.5%
2024 · 7.8%
Interest coverage
87.28
2024 · 19.99
Debt ≤ 1 year
€13k
2024 · €8k
Income taxes
€3k
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet Code20242025
Assets
Total assets20/58€242k€239k
Fixed assets21/28€8k€3k
Tangible fixed assets22/27€8k€3k
Plant, machinery and equipment23€791€716
Furniture and vehicles24€7k€2k
Current assets29/58€234k€236k
Amounts receivable within one year40/41€7k€4k
Trade receivables40€7k€151
Other amounts receivable41€151€4k
Current investments50/53€218k€226k
Cash at bank and in hand54/58€8k€6k
Deferred charges and accrued income490/1€780€778
Equity and liabilities
Total equity and liabilities10/49€242k€239k
Equity10/15€234k€226k
Contributions10/11€19k€19k=
Reserves13€215k€207k
Distributable reserves133€215k€207k
Profit (loss) carried forward14€0€0=
Amounts payable17/49€8k€13k
Amounts payable within one year42/48€8k€13k
Trade debts44€0€348
Suppliers440/4€0€348
Taxes, remuneration and social security45€8k€0
Taxes450/3€8k€0
Other amounts payable47/48€450€13k
Income statement Code20242025
Non-recurring operating income76A€18k€327
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€6k
Other operating charges640/8€908€934
Non-recurring operating charges66A€3k€0
Gross operating margin9900€36k€12k
Operating profit (loss)9901€24k€6k
Financial income75/76B€2k€3k
Recurring financial income75€2k€3k
Financial charges65/66B€2k€131
Recurring financial charges65€2k€131
Profit (loss) for the period before taxes9903€25k€9k
Income taxes67/77€6k€3k
Profit (loss) for the period9904€19k€6k
Profit (loss) for the period to be appropriated9905€19k€6k
Appropriation of the result
Profit (loss) to be appropriated9906€13k€6k
Profit (loss) brought forward from the previous period14P€-6k€0
Transfer from equity791/2-€14k
Transfer to equity691/2€13k€6k
To other reserves6921€13k€6k
Profit to be distributed694/7-€14k
Return on contributions (dividend)694-€14k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
23-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
26-03
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
19-03
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial Back to profitnet €5k
Net result €5k after one loss-making year.
28-03
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial Weakest financial yearnet €-7k ▼136%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
24-03
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial Equity above €200kEq €217k ▲10.3%
4 profitable years in a row build equity to €217k.
29-03
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
23-04
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
26-03
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
19-03
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
24-03
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waasmunster · 1 establishment unit since 1995
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Sousbeekstraat 889250 Waasmunster
Ground area
651 m²
Building footprint
200 m²
Volume, LiDAR
1,437 m³
Parcel 42342C0256/00Y002, Flanders · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Geviak
Sousbeekstraat 88, 9250 WaasmunsterInsurance, reinsurance and pension funding, except compulsory social security
since 19952.073.090.631
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
42342C0256/00Y002 Flanders 651 m² 1 · 200 m² 11.1 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

967600PGO3C0XSUECE76
no longer live in the LEI register

Similar companies · same sector, comparable size

Of 20,493 companies in sector 56111 we hold annual accounts for 11,461. 8,292 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded12-09-1995
Fiscal year end30-09
Activities, NACEBEL 2025
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.