GEVAERT PROJECTS
ActiveGEVAERT PROJECTS has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €79k and a net result of €22k. Equity is growing by ~26.7% per year across the filed fiscal years. Its solvency ranks better than 45% of 6971 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency90▲+26
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 1.89 against 1.45 in 2024), but 52.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.7%
Return on assets
13%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
27 d late
2024
28 d late
2023
1 d early
2022
on the day
2021
25 d late
2020
37 d early
2019
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€79k▲ 37.6%
2024 · €57k
2020: €22k
2021: €34k
2022: €34k
2023: €35k
2024: €57k
2020 → 2025
Total assets
€166k▼ 0.9%
2024 · €167k
2020: €51k
2021: €153k
2022: €137k
2023: €132k
2024: €167k
2020 → 2025
Net result
€22k▼ 4.4%
2024 · €23k
2020: €16k
2021: €12k
2022: €2k
2023: €1k
2024: €23k
2020 → 2025
Working capital
€61k▲ 67.0%
2024 · €37k
2020: €18k
2021: €20k
2022: €14k
2023: €11k
2024: €37k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€34k-€34k▲ 0.6%€35k▲ 3.0%€57k▲ 64.9%€79k▲ 37.6%
Operating result€16k-€6k▼ 60.5%€8k▲ 29.9%€41k▲ 390%€39k▼ 5.5%
Net result€12k-€2k▼ 85.1%€1k▼ 44.2%€23k▲ 2,148%€22k▼ 4.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €166k
Fixed assets
€36k▼ 26.4%
Current assets
€130k▲ 9.5%
Equity and liabilities €166k
Equity
€79k▲ 37.6%
Debt
€87k▼ 21.1%
The debt ratio falls from 65.7% to 52.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€53k▼
2024 · €55k
Cash flow
€36k▼
2024 · €36k
Solvency
47.7%▲
2024 · 34.3%
Current ratio
1.89▲
2024 · 1.45
Quick ratio
1.42▲
2024 · 1.05
Debt / equity
1.10▼
2024 · 1.91
ROE
27.3%▼
2024 · 39.4%
ROA
13.0%▼
2024 · 13.5%
Interest coverage
15.67▲
2024 · 13.48
Debt
€87k▼
2024 · €110k
Debt ≤ 1 year
€69k▼
2024 · €82k
Debt > 1 year
€16k▼
2024 · €22k
Income taxes
€14k▼
2024 · €14k
Staff costs
€42k▲
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€167k€166k▼
Fixed assets21/28€49k€36k▼
Tangible fixed assets22/27€49k€35k▼
Plant, machinery and equipment23€1k€978▼
Furniture and vehicles24€8k€7k▼
Leasing and similar rights25€6k€0▼
Other tangible fixed assets26€33k€27k▼
Financial fixed assets28-€335
Current assets29/58€119k€130k▲
Stocks and contracts in progress3€33k€33k=
Stocks30/36€33k€33k=
Amounts receivable within one year40/41€83k€77k▼
Trade receivables40€82k€75k▼
Other amounts receivable41€783€1k▲
Cash at bank and in hand54/58€2k€17k▲
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€167k€166k▼
Equity10/15€57k€79k▲
Contributions10/11€3k€3k=
Reserves13€54k€76k▲
Distributable reserves133€54k€76k▲
Amounts payable17/49€110k€87k▼
Amounts payable after more than one year17€22k€16k▼
Financial debts170/4€22k€16k▼
Amounts payable within one year42/48€82k€69k▼
Current portion of amounts payable after more than one year42€16k€6k▼
Financial debts43€8k€10k▲
Credit institutions430/8€8k€10k▲
Trade debts44€23k€15k▼
Suppliers440/4€23k€15k▼
Taxes, remuneration and social security45€19k€23k▲
Taxes450/3€15k€17k▲
Remuneration and social security454/9€4k€6k▲
Other amounts payable47/48€17k€15k▼
Accrued charges and deferred income492/3€6k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62€16k€42k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€15k▲
Other operating charges640/8€2k€6k▲
Gross operating margin9900€73k€102k▲
Operating profit (loss)9901€41k€39k▼
Financial income75/76B€86€199▲
Recurring financial income75€86€199▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€37k€36k▼
Income taxes67/77€14k€14k▼
Profit (loss) for the period9904€23k€22k▼
Profit (loss) for the period to be appropriated9905€23k€22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€23k€22k▼
Transfer to equity691/2€23k€22k▼
To other reserves6921€23k€22k▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Highest result since 2020net €23k ▲2148%
Operating result €41k, net result €23k, both a record.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €1k ▼44.2%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
15-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Prof. Jozef Vercoulliestraat 228400 OostendeGround area
529 m²
Building footprint
456 m²
Volume, LiDAR
8,657 m³
2 parcels, Flanders · tallest building 27.0 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
GEVAERT PROJECTS
since 20192.294.494.418
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35013A1414/02K002 | Flanders | 376 m² | 1 · 378 m² | 27.0 m · 7 fl. |
| 35384A0112/00R007 | Flanders | 152 m² | 1 · 78 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SPLINE
BE 0763.664.964
Perwez · Eq €79k
GEENIUS
BE 0811.699.760
Antwerpen · Eq €79k
T J I P interior architects
BE 0849.001.606
Oostkamp · Eq €79k
CLERIX
BE 0797.719.387
Peer · Eq €79k
Not Alice
BE 0642.645.586
Edegem · Eq €79k
Of 3,919 companies in sector 71112 we hold annual accounts for 1,296. 1,078 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-10-2019
Fiscal year end31-12
Activities, NACEBEL
71112Activities of interior architects
73110Advertising agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.