Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of GESTONE 3 is 1.9% (moderate). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
Based on State Gazette and CBE data.
Filing behaviour
From the deposit records, complete market-wide| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | 11-06-2026 | 50 d early | 2026-00157047 |
| 31-12-2024 | 31-07-2025 | 03-07-2025 | 28 d early | 2025-00244553 |
| 31-12-2023 | 31-07-2024 | 26-06-2024 | 35 d early | 2024-00190368 |
| 31-12-2022 | 31-07-2023 | 21-06-2023 | 40 d early | 2023-00149455 |
| 31-12-2021 | 31-07-2022 | 01-08-2022 | 1 d late | 2022-20281672 |
| 31-12-2020 | 31-07-2021 | 30-07-2021 | 1 d early | 2021-44500460 |
| 31-12-2019 | 31-07-2020 | 02-07-2020 | 29 d early | 2020-27200548 |
| 31-12-2018 | 31-07-2019 | 19-06-2019 | 42 d early | 2019-20600162 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsAdministrative Flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneStatistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBB| Fiscal year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | ander | 11-06-2026 | 2026-00157047 |
| 31-12-2024 | ander | 03-07-2025 | 2025-00244553 |
| 31-12-2023 | ander | 26-06-2024 | 2024-00190368 |
| 31-12-2022 | ander | 21-06-2023 | 2023-00149455 |
| 31-12-2021 | ander | 01-08-2022 | 2022-20281672 |
| 31-12-2020 | ander | 30-07-2021 | 2021-44500460 |
| 31-12-2019 | ander | 02-07-2020 | 2020-27200548 |
| 31-12-2018 | ander | 19-06-2019 | 2019-20600162 |
Directors
Directors & mandates
2 directors-
Sophie GRULOISDirectorState Gazette act 25090911 (18-07-2025)Current18-07-2025 → present
Former directors (1)
-
Françoise ROELSDirectorState Gazette act 25090911 (18-07-2025)Former- → 14-05-2025
Insolvency mandates
Legal Structure
| NACE primary | - |
| Legal form | Public limited company(014) |
| Incorporation | 30-05-2018 |
| Status | Active |
| Postal code | 1150 |
Structure & network
Locations & real estate
Registered office
from the Crossroads BankThis address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tervurenlaan 2701150 Sint-Pieters-WoluweEstablishment units
1 locationReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21019A0155/00Z000 | Brussels | 1.9 ha | 1 · 4,055 m² | 28.9 m · 5 fl. |
Publications
Lifecycle & Insolvency Signals
Belgisch Staatsblad · acts
7 acts18-07-2025 5 directors appointed, 1 resigning
- Sophie GRULOIS, Bestuurder
- Caroline Blondiau, Bestuurder
- Sébastien Moens, Bestuurder
- Sonia Palma, Bestuurder
- Patricia Swinnens, Bestuurder
- Françoise ROELS, Bestuurder
30-12-2024 Articles of association amended, translation of the articles, coordination of the articles and full restatement of the articles
26-07-2024 4 directors appointed, 3 reappointed
- Caroline BLONDIAU, Dagelijks bestuur
- Sébastien Moens, Dagelijks bestuur
- Sonia Palma, Dagelijks bestuur
- Patricia Swinnens, Dagelijks bestuur
- Jean-Pierre HANIN, Bestuurder
- Jean KOTARAKOS, Bestuurder
- Françoise ROELS, Bestuurder
14-06-2024 Articles of association amended, translation of the articles, coordination of the articles and full restatement of the articles
12-01-2024 Capital increase of €1,500,000 to €4,760,000
- €3.260.000 → €4.760.000
- Inbreng in geld · Apport en numéraire
03-10-2022 Registered office moved within Bruxelles
- Boulevard de la Woluwe 58-1200 Bruxelles, Belgique → Boulevard de la Woluwe 58-1200 Bruxelles, Belgique
06-08-2019 Notarial deed · Board meeting · Capital · Share issue
- Publication: 06/08/2019 · COFINIMMO
- Notarial deed: 12/07/2019 · COFINIMMO
- Board meeting: 12/07/2019 · COFINIMMO
- Capital: amount: 1385227006.8, shares: 25849283, currency: EUR, share_type: Actions Ordinaires · COFINIMMO
- Share issue: type: Actions Ordinaires, count: 680603, reason: conversion d'actions privilégiées · COFINIMMO
- Share cancellation: type: Actions Privilégiées P1, count: 395011 · COFINIMMO
- Share cancellation: type: Actions Privilégiées P2, count: 285592 · COFINIMMO
- Statute amendment: Modification des statuts en conséquence de la conversion ultime des actions privilégiées et disparition des actions privilégiées P1 et P2 · COFINIMMO
- Power of attorney: Coordination conforme des statuts en français et en néerlandais · Louis-Philippe Marcelis
Analysis
Credit advice
verdict per customer and amountCompany registry
Company registry (CBE)
Crossroads Bank| Legal nameFR | GESTONE 3 |