GESTIMMO MONS
ActiveThe computed 12-month bankruptcy probability of GESTIMMO MONS is 3.4% (moderate). The 2025 annual accounts show equity of €504k and a net result of €-48k. Equity is shrinking by ~8.8% per year across the filed fiscal years. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability64=
Solvency53▼-10
Growth32=
Track record94
Bankruptcy probability, 12 months
3.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity short (current ratio 0.55 against 1.77 in 2024; short-term debt: 10.8% and cash: 5.8% of total assets), and 72.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
232425
2023 to 2025 · latest year €-48k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
4 d early
2024
8 d early
2023
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€89k
EBIT margin
-35.3%
Net result
€-48k▲ 3.5%
2024 · €-50k
2023: €-42k
2024: €-50k
2023 → 2025
Working capital
€-89k
2024 · €78k
2023: €159k
2024: €78k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Turnover€89k-
Equity€602k-€552k▼ 8.2%€504k▼ 8.7%
Operating result€-31k-€-33k▼ 6.5%€-20k▲ 39.5%
Net result€-42k-€-50k▼ 19.2%€-48k▲ 3.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €20k in 2025 against €33k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.82M
Fixed assets
€1.71M▲ 35.4%
Current assets
€108k▼ 39.6%
Equity and liabilities €1.82M
Equity
€504k▼ 8.7%
Debt
€1.32M▲ 47.7%
The debt ratio rises from 61.7% to 72.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€160k▲
2024 · €114k
Cash flow
€132k▲
2024 · €97k
Solvency
27.7%▼
2024 · 38.3%
Current ratio
0.55▼
2024 · 1.77
Quick ratio
0.55▼
2024 · 1.77
Debt / equity
2.61▲
2024 · 1.61
ROE
-9.5%▼
2024 · -9.0%
ROA
-2.6%▲
2024 · -3.4%
Interest coverage
5.77▼
2024 · 7.00
Debt
€1.32M▲
2024 · €892k
Debt ≤ 1 year
€197k▲
2024 · €101k
Debt > 1 year
€1.12M▲
2024 · €791k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.44M€1.82M▲
Fixed assets21/28€1.27M€1.71M▲
Tangible fixed assets22/27€1.27M€1.71M▲
Land and buildings22€1.24M€1.70M▲
Furniture and vehicles24€30k€17k▼
Current assets29/58€178k€108k▼
Amounts receivable within one year40/41€148k€2k▼
Trade receivables40€7k-
Other amounts receivable41€141k€2k▼
Cash at bank and in hand54/58€30k€105k▲
Equity and liabilities
Total equity and liabilities10/49€1.44M€1.82M▲
Equity10/15€552k€504k▼
Contributions10/11€10k€10k=
Reserves13€541k€489k▼
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Distributable reserves133€540k€488k▼
Profit (loss) carried forward14€1k€5k▲
Amounts payable17/49€892k€1.32M▲
Amounts payable after more than one year17€791k€1.12M▲
Financial debts170/4€791k€1.12M▲
Amounts payable within one year42/48€101k€197k▲
Current portion of amounts payable after more than one year42€73k€93k▲
Trade debts44€27k€24k▼
Suppliers440/4€27k€24k▼
Other amounts payable47/48€232€80k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€147k€180k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€5k
Other operating charges640/8€1k€1k▲
Gross operating margin9900€115k€166k▲
Operating profit (loss)9901€-33k€-20k▲
Financial income75/76B€20-
Recurring financial income75€20-
Financial charges65/66B€16k€28k▲
Recurring financial charges65€16k€28k▲
Profit (loss) for the period before taxes9903€-50k€-48k▲
Profit (loss) for the period9904€-50k€-48k▲
Profit (loss) for the period to be appropriated9905€-50k€-48k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-48k€-47k▲
Profit (loss) brought forward from the previous period14P€2k€1k▼
Transfer from equity791/2€49k€52k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €-50k
Net result drops to €-50k, the lowest in the series; recovery starts the following year.
2023
30-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue de Jemappes 1357000 MonsGround area
399 m²
Building footprint
68 m²
Volume, LiDAR
740 m³
Parcel 53053D0017/00A007, Wallonia · tallest building 12.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
GESTIMMO MONS
since 20222.342.319.970
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53053D0017/00A007 | Wallonia | 399 m² | 1 · 68 m² | 12.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-12-2022
Fiscal year end30-06
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:s.guaeta@jardindesfees.net