Summary
Gert Van Driessche is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €490k and a net result of €28k. Equity is growing by ~9.1% per year across the filed fiscal years. Its solvency ranks better than 43% of 2435 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
6 d early
2023
29 d late
2022
32 d late
2021
31 d late
2020
30 d late
2019
49 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€490k▼ 3.3%
2024 · €507k
2018: €301k
2019: €320k
2020: €296k
2021: €377k
2022: €425k
2023: €474k
2024: €507k
2018 → 2025
Net result
€28k▼ 45.8%
2024 · €52k
2018: €41k
2019: €19k
2020: €-24k
2021: €81k
2022: €49k
2023: €49k
2024: €52k
2018 → 2025
Total assets
€1.13M▼ 9.0%
2024 · €1.24M
2018: €594k
2019: €664k
2020: €875k
2021: €1.27M
2022: €1.28M
2023: €1.25M
2024: €1.24M
2018 → 2025
Solvency
43.3%▲ 2.5pp
2024 · 40.8%
2018: 50.8%
2019: 48.2%
2020: 33.8%
2021: 29.7%
2022: 33.3%
2023: 37.9%
2024: 40.8%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€377k-€425k▲ 13.0%€474k▲ 11.5%€507k▲ 6.8%€490k▼ 3.3%
Operating result€96k-€78k▼ 18.7%€88k▲ 12.5%€86k▼ 2.7%€52k▼ 39.6%
Net result€81k-€49k▼ 39.3%€49k▼ 0.1%€52k▲ 7.0%€28k▼ 45.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 40% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.13M
Fixed assets
€1.02M ▼ 6.8%
Current assets
€115k ▼ 24.6%
Equity and liabilities €1.13M
Equity
€490k ▼ 3.3%
Debt
€641k ▼ 12.9%
Debt's share of the balance-sheet total falls from 59.2% to 56.7%. Equity and debt are lower.
Key figures and ratios
ROE
5.8%▼
2024 · 10.3%
ROA
2.5%▼
2024 · 4.2%
Debt ≤ 1 year
€179k▼
2024 · €198k
Debt > 1 year
€459k▼
2024 · €536k
Income taxes
€14k▼
2024 · €22k
Staff costs
€115k▲
2024 · €106k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.24M€1.13M▼
Fixed assets21/28€1.09M€1.02M▼
Tangible fixed assets22/27€1.09M€1.02M▼
Land and buildings22€976k€944k▼
Plant, machinery and equipment23€1k€757▼
Furniture and vehicles24€106k€66k▼
Other tangible fixed assets26€7k€5k▼
Current assets29/58€153k€115k▼
Cash at bank and in hand54/58€132k€99k▼
Deferred charges and accrued income490/1€21k€16k▼
Equity and liabilities
Total equity and liabilities10/49€1.24M€1.13M▼
Equity10/15€507k€490k▼
Contributions10/11€20k€20k=
Reserves13€320k€303k▼
Distributable reserves133€320k€303k▼
Profit (loss) carried forward14€167k€167k=
Amounts payable17/49€736k€641k▼
Amounts payable after more than one year17€536k€459k▼
Financial debts170/4€536k€459k▼
Amounts payable within one year42/48€198k€179k▼
Current portion of amounts payable after more than one year42€83k€81k▼
Trade debts44€8k€7k▼
Suppliers440/4€8k€7k▼
Taxes, remuneration and social security45€34k€25k▼
Taxes450/3€23k€12k▼
Remuneration and social security454/9€11k€12k▲
Other amounts payable47/48€73k€66k▼
Accrued charges and deferred income492/3€2k€3k▲
Income statement
Code20242025
Remuneration, social security and pensions62€106k€115k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€87k€76k▼
Other operating charges640/8€9k€7k▼
Gross operating margin9900€288k€249k▼
Operating profit (loss)9901€86k€52k▼
Financial income75/76B€327€930▲
Recurring financial income75€327€930▲
Financial charges65/66B€11k€10k▼
Recurring financial charges65€11k€10k▼
Profit (loss) for the period before taxes9903€75k€43k▼
Income taxes67/77€22k€14k▼
Profit (loss) for the period9904€52k€28k▼
Profit (loss) for the period to be appropriated9905€52k€28k▼
Appropriation of the result
Profit (loss) to be appropriated9906€219k€195k▼
Profit (loss) brought forward from the previous period14P€167k€167k=
Transfer from equity791/2€20k€45k▲
Transfer to equity691/2€52k€28k▼
To other reserves6921€52k€28k▼
Profit to be distributed694/7€20k€45k▲
Return on contributions (dividend)694€20k€45k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €500kEq €507k ▲6.8%
4 profitable years in a row build equity to €507k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €81k
Net result €81k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Weakest financial yearnet €-24k ▼229%
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
18-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 49 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
21-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 52 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pachting 1399310 AalstGround area
457 m²
Building footprint
203 m²
Volume, LiDAR
1,104 m³
Parcel 41042C0518/00P002, Flanders · tallest building 10.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Gert Van Driessche bvba
since 20102.184.413.175
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41042C0518/00P002 | Flanders | 457 m² | 1 · 203 m² | 10.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 382 EUR awarded · 382 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 51 EUR | 51 EUR |
| 2024 | 1 | 50 EUR | 50 EUR |
| 2023 | 1 | 281 EUR | 281 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 1,681 companies in sector 66191 we hold annual accounts for 1,230. 1,017 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-01-2010
Fiscal year end31-12
Activities, NACEBEL 2025
66191Agents and brokers in banking services
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.