GERJO METAALCONSTRUCTIE
ActiveGERJO METAALCONSTRUCTIE has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €384k and a net result of €52k. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 67% of 27787 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+2
Solvency87▼-13
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 2.53 against 3.73 in 2024; short-term debt: 34% and cash: 17.4% of total assets), and 37.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.3%
Return on assets
8.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
1 d late
2023
6 d early
2022
3 d early
2021
26 d late
2020
20 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€384k=
2024 · €385k
2018: €315k
2019: €352k
2020: €345k
2021: €348k
2022: €310k
2023: €351k
2024: €385k
2018 → 2025
Total assets
€617k▲ 21.1%
2024 · €510k
2018: €412k
2019: €466k
2020: €487k
2021: €484k
2022: €441k
2023: €458k
2024: €510k
2018 → 2025
Net result
€52k▲ 45.0%
2024 · €36k
2018: €20k
2019: €38k
2020: €47k
2021: €2k
2022: €-23k
2023: €41k
2024: €36k
2018 → 2025
Working capital
€321k▼ 6.2%
2024 · €342k
2018: €273k
2019: €317k
2020: €318k
2021: €270k
2022: €243k
2023: €291k
2024: €342k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€348k-€310k▼ 10.8%€351k▲ 13.1%€385k▲ 9.7%€384k=
Operating result€24k-€-19k€53k€51k▼ 2.7%€75k▲ 46.9%
Net result€2k-€-23k€41k€36k▼ 12.5%€52k▲ 45.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 47% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €617k
Fixed assets
€86k▲ 104%
Current assets
€531k▲ 13.6%
Equity and liabilities €617k
Equity
€384k=
Debt
€233k▲ 85.7%
The debt ratio rises from 24.6% to 37.7%. Debt is higher.
Key figures and ratios
EBITDA
€88k▲
2024 · €76k
Cash flow
€64k▲
2024 · €60k
Solvency
62.3%▼
2024 · 75.4%
Current ratio
2.53▼
2024 · 3.73
Quick ratio
1.75▼
2024 · 2.34
Debt / equity
0.61▲
2024 · 0.33
ROE
13.4%▲
2024 · 9.2%
ROA
8.3%▲
2024 · 7.0%
Interest coverage
32.19▼
2024 · 65.17
Debt
€233k▲
2024 · €126k
Debt ≤ 1 year
€210k▲
2024 · €126k
Debt > 1 year
€23k
Income taxes
€21k▲
2024 · €15k
Staff costs
€122k▲
2024 · €103k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€510k€617k▲
Fixed assets21/28€42k€86k▲
Tangible fixed assets22/27€42k€86k▲
Plant, machinery and equipment23€20k€18k▼
Furniture and vehicles24€23k€69k▲
Current assets29/58€468k€531k▲
Stocks and contracts in progress3€174k€163k▼
Stocks30/36€95k€91k▼
Contracts in progress37€79k€72k▼
Amounts receivable within one year40/41€226k€253k▲
Trade receivables40€226k€253k▲
Other amounts receivable41€81-
Cash at bank and in hand54/58€61k€107k▲
Deferred charges and accrued income490/1€7k€7k▲
Equity and liabilities
Total equity and liabilities10/49€510k€617k▲
Equity10/15€385k€384k=
Contributions10/11€19k€19k=
Reserves13€366k€366k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€364k€364k=
Amounts payable17/49€126k€233k▲
Amounts payable after more than one year17-€23k
Financial debts170/4-€23k
Amounts payable within one year42/48€126k€210k▲
Current portion of amounts payable after more than one year42€3k€6k▲
Trade debts44€36k€44k▲
Suppliers440/4€36k€44k▲
Advances received on contracts in progress46€10k-
Taxes, remuneration and social security45€48k€81k▲
Taxes450/3€34k€65k▲
Remuneration and social security454/9€14k€16k▲
Other amounts payable47/48€29k€79k▲
Income statement
Code20242025
Remuneration, social security and pensions62€103k€122k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€13k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€17k-
Other operating charges640/8€2k€957▼
Gross operating margin9900€198k€211k▲
Operating profit (loss)9901€51k€75k▲
Financial income75/76B€363-
Recurring financial income75€363-
Financial charges65/66B€1k€3k▲
Recurring financial charges65€1k€3k▲
Profit (loss) for the period before taxes9903€51k€73k▲
Income taxes67/77€15k€21k▲
Profit (loss) for the period9904€36k€52k▲
Profit (loss) for the period to be appropriated9905€36k€52k▲
Appropriation of the result
Profit (loss) to be appropriated9906€36k€52k▲
Transfer from equity791/2-€50k
Transfer to equity691/2€34k€50k▲
To other reserves6921€34k€50k▲
Profit to be distributed694/7€2k€52k▲
Return on contributions (dividend)694€2k€52k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Highest result since 2018net €52k ▲45%
Operating result €75k, net result €52k, both a record.
01-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 1 day late
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €41k
Net result €41k after one loss-making year.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-23k ▼1070%
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Kuurne · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Katriensteenweg 758520 KuurneGround area
381 m²
Building footprint
125 m²
Volume, LiDAR
733 m³
Parcel 34023A0313/00W000, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GERJO METAALCONSTRUCTIE
since 20042.145.059.780
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34023A0313/00W000 | Flanders | 381 m² | 1 · 125 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0733.856.666
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BE 0867.152.878
Veurne · Eq €385k
SCHRIJNWERKERIJ BERNAERTS
BE 0464.002.666
Wuustwezel · Eq €385k
IMBRECHTS & CO
BE 0768.258.806
Herent · Eq €384k
Menuiserie AB Win
BE 0658.872.993
Thimister-Clermont · Eq €385k
Of 20,026 companies in sector 43320 we hold annual accounts for 9,137. 6,463 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded31-12-2004
Fiscal year end31-12
Activities, NACEBEL
25530Machining of metals
28520
43320Joinery installation
45422
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:gerjometaal@gmail.com