GERFIN · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of GERFIN is 0.9% (low). The company has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide

Deadline passed, not yet counted as missing

The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 18 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

How we compute the deadline

The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	nothing on record	not filed	-
31-12-2024	31-07-2025	30-09-2025	61 d late	2025-00530227
31-12-2023	31-07-2024	10-10-2024	71 d late	2024-00504032
31-12-2022	31-07-2023	30-11-2023	122 d late	2023-00523516
31-12-2021	31-07-2022	24-02-2023	208 d late	2023-00034245
31-12-2020	31-07-2021	24-02-2023	573 d late	2023-00034246
31-12-2019	31-07-2020	24-02-2023	938 d late	2023-00034247
31-12-2018	31-07-2019	20-12-2019	142 d late	2019-77400561
31-12-2017	31-07-2018	08-11-2018	100 d late	2018-71900458
31-12-2016	31-07-2017	22-09-2017	53 d late	2017-63200406
31-12-2015	31-07-2016	29-07-2016	2 d early	2016-39600495

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

Long-established

Founded in 1999, 26 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

0.9% Low

0%0,5%1,5%4%10%≥25%

No NACE activity registered +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Annual accounts & ratios

Source: NBB

Financials being processed

NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.

Filings on record

Fiscal year	Type	Filed	Reference
31-12-2024	micro	30-09-2025	2025-00530227
31-12-2023	micro	10-10-2024	2024-00504032
31-12-2022	micro	30-11-2023	2023-00523516
31-12-2021	verkort	24-02-2023	2023-00034245
31-12-2020	verkort	24-02-2023	2023-00034246
31-12-2019	verkort	24-02-2023	2023-00034247
31-12-2018	verkort	20-12-2019	2019-77400561
31-12-2017	verkort	08-11-2018	2018-71900458
31-12-2016	verkort	22-09-2017	2017-63200406
31-12-2015	verkort	29-07-2016	2016-39600495

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Sperwerlaan 362280 Grobbendonk

Establishment units

1 location

GERFIN

Verbindingsstraat 2 A, 2288 GrobbendonkVervaardiging van producten van rubber

since 19992.092.756.786

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels2

Ground area4,865 m²

Buildings2

Building footprint288 m²

Volume (LiDAR)1,714 m³

Tallest building10.0 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
13010C0057/00X003	Flanders	4,003 m²	1 · 213 m²	8.8 m · 2 fl.
13005B0174/00T003 ProtectedMonumentKapel van de LangenheuvelSource ↗	Flanders	862 m²	1 · 75 m²	10.0 m · 3 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Credit advice

verdict per customer and amount

Company registry

Company registry (CBE)

Crossroads Bank

Names & trade names

Legal nameNL

GERFIN

Registered office

Sperwerlaan 36

2280 Grobbendonk, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.