GERALI
ActiveGERALI has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €52k and a net result of €-287. Equity is growing by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 27% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-49
Solvency27▲+5
Growth32▼-26
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity short (current ratio 0.18 against 0.25 in 2024), and 74.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.3%
Return on assets
-0.1%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-11-2025, 73 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
73 d early
2024
72 d early
2023
77 d early
2022
76 d early
2021
67 d early
2020
65 d early
2019
67 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€52k▼ 0.5%
2024 · €53k
2019: €54k
2020: €45k
2021: €38k
2022: €42k
2023: €47k
2024: €53k
2019 → 2025
Total assets
€206k▼ 9.2%
2024 · €227k
2019: €327k
2020: €290k
2021: €282k
2022: €275k
2023: €252k
2024: €227k
2019 → 2025
Net result
€-287
2024 · €5k
2019: €3k
2020: €-9k
2021: €-7k
2022: €4k
2023: €6k
2024: €5k
2019 → 2025
Working capital
€-61k▼ 18.6%
2024 · €-51k
2019: €-21k
2020: €-33k
2021: €-51k
2022: €-57k
2023: €-50k
2024: €-51k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€38k-€42k▲ 10.0%€47k▲ 13.3%€53k▲ 10.8%€52k▼ 0.5%
Operating result€4k-€14k▲ 210%€16k▲ 17.0%€12k▼ 21.4%€6k▼ 48.1%
Net result€-7k-€4k€6k▲ 46.7%€5k▼ 7.7%€-287
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 48% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €206k
Fixed assets
€193k▼ 8.3%
Current assets
€13k▼ 20.9%
Equity and liabilities €206k
Equity
€52k▼ 0.5%
Debt
€154k▼ 11.9%
The debt ratio falls from 76.9% to 74.7%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€32k▼
2024 · €37k
Cash flow
€25k▼
2024 · €30k
Solvency
25.3%▲
2024 · 23.1%
Current ratio
0.18▼
2024 · 0.25
Quick ratio
0.18▼
2024 · 0.25
Debt / equity
2.95▼
2024 · 3.33
ROE
-0.5%▼
2024 · 9.8%
ROA
-0.1%▼
2024 · 2.3%
Interest coverage
5.18▲
2024 · 4.97
Debt
€154k▼
2024 · €175k
Debt ≤ 1 year
€74k▲
2024 · €68k
Debt > 1 year
€80k▼
2024 · €107k
Income taxes
€533▲
2024 · €65
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€227k€206k▼
Fixed assets21/28€210k€193k▼
Tangible fixed assets22/27€210k€193k▼
Land and buildings22€209k€192k▼
Furniture and vehicles24€1k€1k▲
Financial fixed assets28€164€164=
Current assets29/58€17k€13k▼
Amounts receivable within one year40/41€8k€8k▼
Trade receivables40€8k€8k▲
Other amounts receivable41€954€163▼
Cash at bank and in hand54/58€7k€3k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€227k€206k▼
Equity10/15€53k€52k▼
Contributions10/11€19k€19k=
Reserves13€34k€34k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€34k€34k▼
Amounts payable17/49€175k€154k▼
Amounts payable after more than one year17€107k€80k▼
Financial debts170/4€105k€78k▼
Other amounts payable178/9€2k€2k=
Amounts payable within one year42/48€68k€74k▲
Current portion of amounts payable after more than one year42€25k€27k▲
Trade debts44€3k€377▼
Suppliers440/4€3k€377▼
Taxes, remuneration and social security45€65€533▲
Taxes450/3€65€533▲
Other amounts payable47/48€40k€47k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€26k▲
Other operating charges640/8€11k€12k▲
Gross operating margin9900€48k€44k▼
Operating profit (loss)9901€12k€6k▼
Financial income75/76B€236€0▼
Recurring financial income75€236€0▼
Financial charges65/66B€8k€6k▼
Recurring financial charges65€8k€6k▼
Profit (loss) for the period before taxes9903€5k€246▼
Income taxes67/77€65€533▲
Profit (loss) for the period9904€5k€-287▼
Profit (loss) for the period to be appropriated9905€5k€-287▼
Appropriation of the result
Profit (loss) to be appropriated9906€5k€-287▼
Transfer from equity791/2-€287
Transfer to equity691/2€5k€0▼
To other reserves6921€5k€0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
19-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
20-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
15-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Highest result since 2019net €6k ▲46.7%
Net result €6k, the highest in the series.
2022
16-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
2021
25-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
27-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Weakest financial yearnet €-9k ▼382%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
2019
25-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
07-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
15-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
21-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tienen · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Jorisstraat 543300 TienenGround area
1,397 m²
Building footprint
799 m²
Volume, LiDAR
5,332 m³
2 parcels, Flanders · tallest building 16.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ALEXANDRE
since 19882.039.120.439
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24081B0135/00E000 | Flanders | 821 m² | 1 · 272 m² | 10.0 m · 2 fl. |
| 24593G0363/00F000 | Flanders | 576 m² | 1 · 527 m² | 16.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DIEJOR
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SGL CONSULT
BE 1017.647.289
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GOVAL
BE 0449.435.939
Duffel · Eq €52k
MITCH CONSULTING
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 38,177 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-06-1988
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
47241Retail sale of bread and pastry (bakery outlets)
47252Retail sale of beverages, general range
52240
52250Logistics services
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.