GERALDKINDERMANS
ActiveSummary
GERALDKINDERMANS has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.12M and a net result of €188k. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 92% of 12738 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-2
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €290k at 30 days acceptable
Liquidity ample (current ratio 13.39 against 11.28 in 2024; short-term debt: 7.1% and cash: 48% of total assets), and 7.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.1%
Return on assets
5.6%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €3.12M
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 08-04-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
7 d early
2023
33 d early
2022
3 d early
2021
32 d early
2020
1 d early
2019
35 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€3.12M▲ 6.4%
2024 · €2.93M
2018: €3.14M
2019: €3.26M
2020: €3.39M
2021: €2.61M
2022: €2.58M
2023: €2.69M
2024: €2.93M
2018 → 2025
Total assets
€3.38M▲ 5.8%
2024 · €3.20M
2018: €3.39M
2019: €3.51M
2020: €3.64M
2021: €2.86M
2022: €2.80M
2023: €2.91M
2024: €3.20M
2018 → 2025
Net result
€188k▼ 19.6%
2024 · €234k
2018: €158k
2019: €120k
2020: €136k
2021: €117k
2022: €-28k
2023: €113k
2024: €234k
2018 → 2025
Working capital
€3.00M▲ 12.8%
2024 · €2.66M
2018: €2.76M
2019: €2.93M
2020: €3.00M
2021: €2.26M
2022: €2.26M
2023: €2.37M
2024: €2.66M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.61M-€2.58M▼ 1.1%€2.69M▲ 4.4%€2.93M▲ 8.7%€3.12M▲ 6.4%
Operating result€124k-€130k▲ 5.5%€120k▼ 7.8%€164k▲ 36.7%€208k▲ 26.3%
Net result€117k-€-28k€113k€234k▲ 108%€188k▼ 19.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 26% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.38M
Fixed assets
€145k ▼ 48.9%
Current assets
€3.24M ▲ 11.1%
Equity and liabilities €3.38M
Equity
€3.12M ▲ 6.4%
Provisions
€21k ▲ 126%
Debt
€248k ▼ 5.7%
Debt's share of the balance-sheet total falls from 8.2% to 7.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€255k▲
2024 · €219k
Cash flow
€235k▼
2024 · €289k
Current ratio
13.39▲
2024 · 11.28
Debt to equity
0.08▼
2024 · 0.09
ROE
6.0%▼
2024 · 8.0%
ROA
5.6%▼
2024 · 7.3%
Interest coverage
39.51▼
2024 · 64.69
Debt ≤ 1 year
€242k▼
2024 · €258k
Income taxes
€47k▼
2024 · €49k
Staff costs
€27k▲
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€3.20M€3.38M▲
Fixed assets21/28€283k€145k▼
Tangible fixed assets22/27€283k€145k▼
Land and buildings22€227k€117k▼
Furniture and vehicles24€56k€28k▼
Current assets29/58€2.92M€3.24M▲
Amounts receivable within one year40/41€488k€453k▼
Trade receivables40€483k€436k▼
Other amounts receivable41€5k€17k▲
Current investments50/53€1.15M€1.16M▲
Cash at bank and in hand54/58€1.28M€1.62M▲
Equity and liabilities
Total equity and liabilities10/49€3.20M€3.38M▲
Equity10/15€2.93M€3.12M▲
Contributions10/11€298k€298k=
Reserves13€2.63M€2.82M▲
Tax-exempt reserves132€66k€110k▲
Distributable reserves133€2.56M€2.71M▲
Provisions and deferred taxes16€9k€21k▲
Deferred taxes168€9k€21k▲
Amounts payable17/49€263k€248k▼
Amounts payable within one year42/48€258k€242k▼
Trade debts44€100k€93k▼
Suppliers440/4€100k€93k▼
Taxes, remuneration and social security45€16k€21k▲
Taxes450/3€12k€16k▲
Remuneration and social security454/9€4k€5k▲
Other amounts payable47/48€142k€128k▼
Accrued charges and deferred income492/3€4k€6k▲
Income statement
Code20242025
Non-recurring operating income76A€0€84k▲
Remuneration, social security and pensions62€19k€27k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€55k€47k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-8k€9k▲
Other operating charges640/8€9k€9k▲
Gross operating margin9900€239k€300k▲
Operating profit (loss)9901€164k€208k▲
Financial income75/76B€121k€46k▼
Recurring financial income75€21k€38k▲
Non-recurring financial income76B€101k€8k▼
Financial charges65/66B€3k€6k▲
Recurring financial charges65€3k€6k▲
Profit (loss) for the period before taxes9903€282k€247k▼
Transfer from deferred taxes780€1k€9k▲
Transfer to deferred taxes680-€21k
Income taxes67/77€49k€47k▼
Profit (loss) for the period9904€234k€188k▼
Transfer from tax-exempt reserves789€4k€19k▲
Transfer to tax-exempt reserves689-€63k
Profit (loss) for the period to be appropriated9905€238k€144k▼
Appropriation of the result
Profit (loss) to be appropriated9906€238k€144k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer to equity691/2€238k€144k▼
To other reserves6921€238k€144k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2018net €234k ▲108%
Net result €234k, the highest in the series.
28-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €113k
Net result €113k after one loss-making year.
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet €-28k
Net result drops to €-28k, the lowest in the series; recovery starts the following year.
29-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
26-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
16-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heers · 1 establishment unit since 2000
Ground area
1,582 m²
Building footprint
176 m²
Volume, LiDAR
1,038 m³
Parcel 73022A0422/00H000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Steenweg(H.) 161, 3870 Heers
since 20002.231.604.269
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73022A0422/00H000 | Flanders | 1,582 m² | 1 · 176 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,056 companies in sector 69101 we hold annual accounts for 9,055. 1,951 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-04-2000
Fiscal year end30-09
Activities, NACEBEL 2025
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:gerald.kindermans@advo-kindermans.be
Phone:011/486764