Geraerts Etiketten
ActiveSummary
Geraerts Etiketten has been active since 1967 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €891k and a net result of €139k. Equity is growing by ~18% per year across the filed fiscal years. Its solvency ranks better than 85% of 310 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▼-3
Solvency100▲+10
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
Liquidity ample (current ratio 3.5 against 2.52 in 2024; short-term debt: 20.3% and cash: 22.1% of total assets), and 20.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.7%
Return on assets
12.5%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 18
Relative position
BE, all sectors
reference
Sector 18
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
7 d early
2023
22 d early
2022
4 d late
2021
17 d early
2020
16 d early
2019
23 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€891k▲ 18.6%
2024 · €751k
2018: €344k
2019: €332k
2020: €341k
2021: €394k
2022: €475k
2023: €582k
2024: €751k
2018 → 2025
Total assets
€1.12M▼ 4.1%
2024 · €1.17M
2018: €1.85M
2019: €2.17M
2020: €1.98M
2021: €1.74M
2022: €1.52M
2023: €1.32M
2024: €1.17M
2018 → 2025
Net result
€139k▼ 17.6%
2024 · €169k
2018: €193k
2019: €-12k
2020: €9k
2021: €54k
2022: €81k
2023: €107k
2024: €169k
2018 → 2025
Working capital
€565k▲ 14.3%
2024 · €494k
2018: €165k
2019: €140k
2020: €246k
2021: €332k
2022: €450k
2023: €435k
2024: €494k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€394k-€475k▲ 20.4%€582k▲ 22.6%€751k▲ 29.1%€891k▲ 18.6%
Operating result€80k-€108k▲ 34.8%€153k▲ 41.0%€262k▲ 71.6%€217k▼ 17.3%
Net result€54k-€81k▲ 50.0%€107k▲ 33.0%€169k▲ 57.7%€139k▼ 17.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 17% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.12M
Fixed assets
€326k ▼ 5.5%
Current assets
€791k ▼ 3.5%
Equity and liabilities €1.12M
Equity
€891k ▲ 18.6%
Debt
€226k ▼ 45.3%
Debt's share of the balance-sheet total falls from 35.5% to 20.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€274k▼
2024 · €369k
Cash flow
€197k▼
2024 · €275k
Current ratio
3.50▲
2024 · 2.52
Debt to equity
0.25▼
2024 · 0.55
ROE
15.6%▼
2024 · 22.5%
ROA
12.5%▼
2024 · 14.5%
Interest coverage
41.62▲
2024 · 33.97
Debt ≤ 1 year
€226k▼
2024 · €326k
Debt > 1 year
€0▼
2024 · €88k
Income taxes
€71k▼
2024 · €82k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 55 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.17M€1.12M▼
Fixed assets21/28€345k€326k▼
Tangible fixed assets22/27€345k€326k▼
Land and buildings22€280k€245k▼
Plant, machinery and equipment23€63k€58k▼
Furniture and vehicles24€815€23k▲
Financial fixed assets28€700€700=
Current assets29/58€820k€791k▼
Stocks and contracts in progress3€29k€0▼
Stocks30/36€29k€0▼
Amounts receivable within one year40/41€519k€542k▲
Trade receivables40€419k€542k▲
Other amounts receivable41€100k€0▼
Cash at bank and in hand54/58€269k€247k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€1.17M€1.12M▼
Equity10/15€751k€891k▲
Contributions10/11€317k€317k=
Capital10€317k€317k=
Issued capital100€317k€317k=
Reserves13€351k€490k▲
Non-distributable reserves130/1€34k€34k=
Legal reserve130€34k€34k=
Tax-exempt reserves132€235€235=
Distributable reserves133€316k€456k▲
Profit (loss) carried forward14€84k€84k=
Amounts payable17/49€414k€226k▼
Amounts payable after more than one year17€88k€0▼
Financial debts170/4€88k€0▼
Amounts payable within one year42/48€326k€226k▼
Current portion of amounts payable after more than one year42€160k€5k▼
Trade debts44€96k€80k▼
Suppliers440/4€96k€80k▼
Taxes, remuneration and social security45€64k€136k▲
Taxes450/3€64k€136k▲
Other amounts payable47/48€5k€5k=
Accrued charges and deferred income492/3€58€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€106k€57k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-30k€30k▲
Other operating charges640/8€17k€19k▲
Non-recurring operating charges66A-€1k
Gross operating margin9900€356k€324k▼
Operating profit (loss)9901€262k€217k▼
Financial income75/76B€0€43▲
Recurring financial income75€0€43▲
Financial charges65/66B€11k€7k▼
Recurring financial charges65€11k€7k▼
Profit (loss) for the period before taxes9903€252k€211k▼
Income taxes67/77€82k€71k▼
Profit (loss) for the period9904€169k€139k▼
Profit (loss) for the period to be appropriated9905€169k€139k▼
Appropriation of the result
Profit (loss) to be appropriated9906€253k€223k▼
Profit (loss) brought forward from the previous period14P€84k€84k=
Transfer to equity691/2€169k€139k▼
To other reserves6921€169k€139k▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €500kEq €582k ▲22.6%
4 profitable years in a row build equity to €582k.
04-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 4 days late
2022
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €-12k ▼106%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Houthalen-Helchteren · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Europark 17083530 Houthalen-HelchterenGround area
7,369 m²
Building footprint
2,410 m²
Volume, LiDAR
13,248 m³
Parcel 72015D0831/00F000, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Geraerts Labelstore - Geraerts Group
since 19962.001.729.216
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72015D0831/00F000 | Flanders | 7,369 m² | 1 · 2,410 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SILHOUET
BE 0807.703.360
Maldegem · Eq €881k
LAMBERT D.L. VERPAKKINGEN
BE 0451.059.205
Aalter · Eq €870k
F.J. WILLEKENS
BE 0411.569.119
Schoten · Eq €935k
DRUKKERIJ GYSEMBERG
BE 0417.091.189
Maasmechelen · Eq €962k
TANGHE GRAPHIX
BE 0885.859.131
Comines-Warneton · Eq €979k
Of 195 companies in sector 18110 we hold annual accounts for 134. 81 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded10-11-1967
Fiscal year end31-12
Activities, NACEBEL 2025
18110Printing and reproduction of recorded media
Sources
Crossroads Bank for EnterprisesNational Bank · 48 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.