GEORGES EVERAERT & Cie
ActiveGEORGES EVERAERT & Cie has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €256k and a net result of €-3k. Equity is growing by ~7.2% per year across the filed fiscal years. Its solvency ranks better than 86% of 12665 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▲+2
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 21.6 against 20.61 in 2024; short-term debt: 2.8% and cash: 16.2% of total assets), and 12.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 d early
2024
55 d early
2023
11 d early
2022
21 d early
2021
12 d early
2020
1 d early
2019
1 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€256k▼ 1.1%
2024 · €259k
2018: €138k
2019: €175k
2020: €229k
2021: €268k
2022: €299k
2023: €295k
2024: €259k
2018 → 2025
Total assets
€294k▼ 1.7%
2024 · €299k
2018: €283k
2019: €285k
2020: €312k
2021: €357k
2022: €370k
2023: €339k
2024: €299k
2018 → 2025
Net result
€-3k▲ 51.0%
2024 · €-6k
2018: €81k
2019: €38k
2020: €55k
2021: €39k
2022: €32k
2023: €-3k
2024: €-6k
2018 → 2025
Working capital
€170k▲ 10.8%
2024 · €153k
2018: €-3k
2019: €54k
2020: €107k
2021: €132k
2022: €184k
2023: €182k
2024: €153k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€268k-€299k▲ 11.7%€295k▼ 1.4%€259k▼ 12.3%€256k▼ 1.1%
Operating result€61k-€49k▼ 19.3%€-3k€-9k▼ 214%€-4k▲ 60.4%
Net result€39k-€32k▼ 18.3%€-3k€-6k▼ 75.5%€-3k▲ 51.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2025 against €9k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €294k
Fixed assets
€116k▼ 16.1%
Current assets
€178k▲ 10.5%
Equity and liabilities €294k
Equity
€256k▼ 1.1%
Provisions
€30k▼ 8.5%
Debt
€8k▲ 5.5%
The debt ratio rises from 2.6% to 2.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€18k▲
2024 · €13k
Cash flow
€19k▲
2024 · €16k
Solvency
87.1%▲
2024 · 86.5%
Current ratio
21.60▲
2024 · 20.61
Quick ratio
21.60▲
2024 · 20.61
Debt / equity
0.03▲
2024 · 0.03
ROE
-1.1%▲
2024 · -2.3%
ROA
-1.0%▲
2024 · -2.0%
Interest coverage
63.18▲
2024 · 42.43
Debt
€8k▲
2024 · €8k
Debt ≤ 1 year
€8k▲
2024 · €8k
Income taxes
€3k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€299k€294k▼
Fixed assets21/28€138k€116k▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€138k€116k▼
Land and buildings22€97k€88k▼
Plant, machinery and equipment23€32k€27k▼
Furniture and vehicles24€8k€486▼
Other tangible fixed assets26€629€0▼
Current assets29/58€161k€178k▲
Amounts receivable within one year40/41€56k€89k▲
Trade receivables40€15k€9k▼
Other amounts receivable41€41k€81k▲
Current investments50/53€80k€40k▼
Cash at bank and in hand54/58€24k€48k▲
Deferred charges and accrued income490/1€882€808▼
Equity and liabilities
Total equity and liabilities10/49€299k€294k▼
Equity10/15€259k€256k▼
Contributions10/11€6k€6k=
Reserves13€252k€246k▼
Non-distributable reserves130/1€6k€6k=
Reserves not available under the articles1311€6k€6k=
Tax-exempt reserves132€63k€58k▼
Distributable reserves133€182k€182k=
Profit (loss) carried forward14€771€3k▲
Provisions and deferred taxes16€32k€30k▼
Deferred taxes168€32k€30k▼
Amounts payable17/49€8k€8k▲
Amounts payable within one year42/48€8k€8k▲
Trade debts44€588€2k▲
Suppliers440/4€588€2k▲
Taxes, remuneration and social security45€6k€6k▼
Taxes450/3€6k€6k▼
Other amounts payable47/48€882€82▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€22k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€14k€20k▲
Operating profit (loss)9901€-9k€-4k▲
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€296€292▼
Recurring financial charges65€296€292▼
Profit (loss) for the period before taxes9903€-7k€-2k▲
Transfer from deferred taxes780€3k€3k=
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€-6k€-3k▲
Transfer from tax-exempt reserves789€5k€5k=
Profit (loss) for the period to be appropriated9905€-577€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€771€3k▲
Profit (loss) brought forward from the previous period14P€1k€771▼
Transfer from equity791/2€30k-
Profit to be distributed694/7€30k-
Return on contributions (dividend)694€30k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
20-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 21.52
Current ratio from 6.51 to 21.52; short-term debt falls from €33k to €9k.
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200kEq €229k ▲30.7%
3 profitable years in a row build equity to €229k.
01-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 1 day late
2019
31-12
Financial
Equity above €150kEq €175k ▲27.1%
2 profitable years in a row build equity to €175k.
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
01-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 1 day late
2017
01-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Binche
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Merbes(BIN) 357130 BincheGround area
249 m²
Building footprint
55 m²
Volume, LiDAR
560 m³
Parcel 56011C0028/00B013, Wallonia · tallest building 12.4 m, ±4 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56011C0028/00B013 | Wallonia | 249 m² | 1 · 55 m² | 12.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
EMIEL DE SMEDT
BE 0464.653.952
Mechelen · Eq €256k
DBW
BE 0432.017.511
Aalst · Eq €255k
JFK.KUPPER
BE 0664.734.961
Rixensart · Eq €257k
Christophe Robbeets Bedrijfsrevisor
BE 0750.526.216
Scherpenheuvel-Zichem · Eq €254k
DEWA
BE 0733.543.791
Lummen · Eq €254k
Of 943 companies in sector 69203 we hold annual accounts for 659. 535 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-11-1988
Fiscal year end31-12
Activities, NACEBEL
69203Activities of company auditors
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.