GéNIvent
ActiveGéNIvent is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €871k and a net result of €6k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 49% of 782 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Growing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
NBB · annual accounts 2024Equity per financial year
192021222324
2019 to 2024 · latest year €871k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
27 d late
2022
86 d late
2021
92 d late
2020
31 d late
2019
91 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Equity
€871k▲ 0.7%
2023 · €865k
2019: €152k
2020: €887k
2021: €877k
2022: €590k
2023: €865k
2019 → 2024
Net result
€6k▼ 97.6%
2023 · €275k
2019: €2k
2020: €735k
2021: €-9k
2022: €-287k
2023: €275k
2019 → 2024
Total assets
€2.41M▲ 2.7%
2023 · €2.35M
2019: €1.72M
2020: €1.75M
2021: €3.48M
2022: €2.31M
2023: €2.35M
2019 → 2024
Solvency
36.1%▼ 0.7pp
2023 · 36.8%
2019: 8.8%
2020: 50.5%
2021: 25.2%
2022: 25.5%
2023: 36.8%
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€887k-€877k▼ 1.0%€590k▼ 32.7%€865k▲ 46.5%€871k▲ 0.7%
Operating result€13k-€59k▲ 350%€-223k€-55k▲ 75.5%€26k
Net result€735k-€-9k€-287k▼ 3,012%€275k€6k▼ 97.6%
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €26k after a loss of €55k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.41M
Fixed assets
€2.17M▲ 11.7%
Current assets
€248k▼ 39.8%
Equity and liabilities €2.41M
Equity
€871k▲ 0.7%
Debt
€1.54M▲ 3.8%
The debt ratio rises from 63.2% to 63.9%: debt grows faster than equity.
Key figures and ratios
Solvency
36.1%▼
2023 · 36.8%
ROE
0.7%▼
2023 · 31.7%
ROA
0.3%▼
2023 · 11.7%
Debt
€1.54M▲
2023 · €1.49M
Debt ≤ 1 year
€1.50M▲
2023 · €1.34M
Debt > 1 year
€36k▼
2023 · €108k
Income taxes
€649▼
2023 · €27k
Staff costs
€37k▼
2023 · €38k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€2.35M€2.41M▲
Fixed assets21/28€1.94M€2.17M▲
Tangible fixed assets22/27€240k€267k▲
Furniture and vehicles24€3k€2k▼
Other tangible fixed assets26€237k€265k▲
Financial fixed assets28€1.70M€1.90M▲
Current assets29/58€411k€248k▼
Amounts receivable within one year40/41€343k€222k▼
Trade receivables40€343k€220k▼
Other amounts receivable41-€2k
Cash at bank and in hand54/58€68k€22k▼
Deferred charges and accrued income490/1€605€4k▲
Equity and liabilities
Total equity and liabilities10/49€2.35M€2.41M▲
Equity10/15€865k€871k▲
Contributions10/11€150k€150k=
Reserves13€711k€718k▲
Distributable reserves133€711k€718k▲
Profit (loss) carried forward14€4k€4k=
Amounts payable17/49€1.49M€1.54M▲
Amounts payable after more than one year17€108k€36k▼
Financial debts170/4€108k€36k▼
Amounts payable within one year42/48€1.34M€1.50M▲
Current portion of amounts payable after more than one year42€70k€71k▲
Trade debts44€557k€715k▲
Suppliers440/4€557k€715k▲
Advances received on contracts in progress46€540k€540k=
Taxes, remuneration and social security45€34k€34k▼
Taxes450/3€33k€33k▲
Remuneration and social security454/9€970€673▼
Other amounts payable47/48€136k€139k▲
Accrued charges and deferred income492/3€41k€8k▼
Income statement
Code20232024
Remuneration, social security and pensions62€38k€37k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€634€906▲
Other operating charges640/8€570€622▲
Gross operating margin9900€-16k€65k▲
Operating profit (loss)9901€-55k€26k▲
Financial income75/76B€380k-
Recurring financial income75€380k-
Financial charges65/66B€23k€19k▼
Recurring financial charges65€23k€19k▼
Profit (loss) for the period before taxes9903€302k€7k▼
Income taxes67/77€27k€649▼
Profit (loss) for the period9904€275k€6k▼
Profit (loss) for the period to be appropriated9905€275k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€278k€10k▼
Profit (loss) brought forward from the previous period14P€4k€4k=
Transfer to equity691/2€275k€6k▼
To other reserves6921€275k€6k▼
Social balance
Average headcount (FTE)90870.80.8=
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 60 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 27 days late
2023
31-12
Financial
Back to profitnet €275k
Net result €275k after 2 loss-making years.
25-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 86 days late
2022
31-12
Financial
Weakest financial yearnet €-287k
Net result drops to €-287k, the lowest in the series; recovery starts the following year.
31-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 92 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Highest result since 2019net €735k ▲43734%
Net result €735k, the highest in the series.
31-12
Financial
Equity above €500kEq €887k ▲485%
2 profitable years in a row build equity to €887k.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mont-Saint-Guibert · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Sablières 451435 Mont-Saint-GuibertGround area
997 m²
Building footprint
96 m²
Volume, LiDAR
487 m³
Parcel 25068B0069/00L000, Wallonia · tallest building 6.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GéNIvent
since 20192.288.620.671
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25068B0069/00L000 | Wallonia | 997 m² | 1 · 96 m² | 6.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PASCOLI
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KANTOOR YVAN RAYMAEKERS
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Of 1,679 companies in sector 66191 we hold annual accounts for 1,227. 899 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-05-2019
Fiscal year end31-12
Activities, NACEBEL
66191Agents and brokers in banking services
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:genivent@gmail.com