GENERAL TRUST
ActiveGENERAL TRUST has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €106k and a net result of €10k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 94% of 31545 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability47▼-53
Solvency100=
Growth32▼-26
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 4.61 against 2.25 in 2024), and 4.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.4%
Return on assets
9%
Age of the figures
9 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €106k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
30 d early
2023
40 d early
2022
38 d early
2021
31 d early
2020
22 d early
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€106k▲ 10.4%
2024 · €96k
2018: €116k
2019: €57k
2020: €5k
2021: €9k
2022: €22k
2023: €48k
2024: €96k
2018 → 2025
Total assets
€111k▼ 1.5%
2024 · €112k
2018: €229k
2019: €172k
2020: €189k
2021: €139k
2022: €100k
2023: €99k
2024: €112k
2018 → 2025
Net result
€10k▼ 79.1%
2024 · €47k
2018: €19k
2019: €-59k
2020: €-52k
2021: €4k
2022: €13k
2023: €26k
2024: €47k
2018 → 2025
Working capital
€18k▼ 7.3%
2024 · €19k
2018: €50k
2019: €-15k
2020: €-77k
2021: €-88k
2022: €-54k
2023: €-13k
2024: €19k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€9k-€22k▲ 153%€48k▲ 117%€96k▲ 98.0%€106k▲ 10.4%
Operating result€13k-€14k▲ 8.6%€27k▲ 95.7%€50k▲ 87.3%€15k▼ 71.0%
Net result€4k-€13k▲ 262%€26k▲ 94.1%€47k▲ 81.5%€10k▼ 79.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 71% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €111k
Fixed assets
€88k▲ 13.4%
Current assets
€23k▼ 34.3%
Equity and liabilities €111k
Equity
€106k▲ 10.4%
Debt
€5k▼ 69.6%
The debt ratio falls from 14.8% to 4.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€30k▼
2024 · €73k
Cash flow
€25k▼
2024 · €70k
Solvency
95.4%▲
2024 · 85.2%
Current ratio
4.61▲
2024 · 2.25
Quick ratio
4.61▲
2024 · 2.25
Debt / equity
0.05▼
2024 · 0.17
ROE
9.4%▼
2024 · 49.5%
ROA
9.0%▼
2024 · 42.1%
Interest coverage
149.15▲
2024 · 120.33
Debt
€5k▼
2024 · €17k
Debt ≤ 1 year
€5k▼
2024 · €16k
Income taxes
€4k▲
2024 · €2k
Staff costs
€0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€112k€111k▼
Fixed assets21/28€77k€88k▲
Tangible fixed assets22/27€77k€88k▲
Land and buildings22€49k€40k▼
Furniture and vehicles24€28k€47k▲
Current assets29/58€35k€23k▼
Amounts receivable within one year40/41€1k€11k▲
Trade receivables40€908€827▼
Other amounts receivable41€248€10k▲
Cash at bank and in hand54/58€33k€12k▼
Deferred charges and accrued income490/1€459€442▼
Equity and liabilities
Total equity and liabilities10/49€112k€111k▼
Equity10/15€96k€106k▲
Contributions10/11€19k€19k=
Reserves13€55k€87k▲
Distributable reserves133€55k€87k▲
Profit (loss) carried forward14€22k€0▼
Amounts payable17/49€17k€5k▼
Amounts payable within one year42/48€16k€5k▼
Current portion of amounts payable after more than one year42€5k€0▼
Trade debts44€505€0▼
Suppliers440/4€505€0▼
Taxes, remuneration and social security45€2k€5k▲
Taxes450/3€2k€5k▲
Other amounts payable47/48€8k€0▼
Accrued charges and deferred income492/3€1k€93▼
Income statement
Code20242025
Remuneration, social security and pensions62-€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€16k▼
Other operating charges640/8€3k€2k▼
Non-recurring operating charges66A-€5k
Gross operating margin9900€76k€37k▼
Operating profit (loss)9901€50k€15k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€606€202▼
Recurring financial charges65€606€202▼
Profit (loss) for the period before taxes9903€49k€14k▼
Income taxes67/77€2k€4k▲
Profit (loss) for the period9904€47k€10k▼
Profit (loss) for the period to be appropriated9905€47k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€42k€32k▼
Profit (loss) brought forward from the previous period14P€-5k€22k▲
Transfer to equity691/2€20k€32k▲
To other reserves6921€20k€32k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 4.61
Current ratio from 2.25 to 4.61; short-term debt falls from €16k to €5k.
31-12
Financial
Equity above €100kEq €106k ▲10.4%
5 profitable years in a row build equity to €106k.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €47k ▲81.5%
Operating result €50k, net result €47k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 2.25
Current ratio from 0.74 to 2.25; short-term debt falls from €50k to €16k.
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Weakest financial yearnet €-59k ▼420%
Net result drops to €-59k, the lowest in the series; recovery starts the following year.
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
19-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Daaleindestraat 83720 HasseltGround area
1,270 m²
Building footprint
236 m²
Volume, LiDAR
1,886 m³
Parcel 73040C0925/00G000, Flanders · tallest building 12.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
GENERAL-TRUST BVBA
since 19902.046.914.685
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73040C0925/00G000 | Flanders | 1,270 m² | 1 · 236 m² | 12.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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REGIS
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Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 40,680 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-01-1990
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.