GEMINI MANAGEMENT
ActiveGEMINI MANAGEMENT has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €974. Equity is shrinking by ~16.4% per year across the filed fiscal years. Its solvency ranks better than 61% of 7930 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
93
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+2
Solvency97▼-3
Growth41▲+2
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 2.19), and 44.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €5k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
31 d late
2023
61 d late
2022
27 d late
2021
30 d late
2020
108 d late
2019
105 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€18k▲ 4.0%
2024 · €17k
2018: €32k
2019: €35k
2020: €5k
2021: €9k
2022: €19k
2023: €17k
2024: €17k
2018 → 2025
EBIT margin
-8.2%▲ 0.2pp
2024 · -8.4%
2018: -12.7%
2019: -20.8%
2020: -223.6%
2021: -109.5%
2022: -62.2%
2023: -19.8%
2024: -8.4%
2018 → 2025
Net result
€974▲ 21.0%
2024 · €805
2018: €-2k
2019: €-6k
2020: €-3k
2021: €3k
2022: €-5k
2023: €-1k
2024: €805
2018 → 2025
Working capital
€4k▲ 28.3%
2024 · €3k
2018: €3k
2019: €16k
2020: €11k
2021: €9k
2022: €4k
2023: €3k
2024: €3k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€9k-€19k▲ 99.7%€17k▼ 7.7%€17k▲ 0.2%€18k▲ 4.0%
Equity€10k-€4k▼ 54.6%€3k▼ 34.0%€4k▲ 28.3%€5k▲ 26.7%
Operating result€-10k-€-12k▼ 13.5%€-3k▲ 70.7%€-1k▲ 57.3%€-1k▼ 1.3%
Net result€3k-€-5k€-1k▲ 71.8%€805€974▲ 21.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1k in 2025 against €1k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8k
Fixed assets
€216=
Current assets
€8k▲ 76.3%
Equity and liabilities €8k
Equity
€5k▲ 26.7%
Debt
€4k▲ 217%
The debt ratio rises from 24.2% to 44.5%: debt grows faster than equity.
Key figures and ratios
Solvency
55.5%
Current ratio
2.19
Quick ratio
2.19
Debt / equity
0.80
ROE
21.0%
ROA
11.7%
Debt
€4k▲
2024 · €1k
Debt ≤ 1 year
€4k▲
2024 · €1k
Staff costs
€3k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5k€8k▲
Fixed assets21/28€216€216=
Financial fixed assets28€216€216=
Current assets29/58€5k€8k▲
Amounts receivable within one year40/41€2k€3k▲
Trade receivables40€2k€3k▲
Cash at bank and in hand54/58€2k€5k▲
Equity and liabilities
Total equity and liabilities10/49€5k€8k▲
Equity10/15€4k€5k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Profit (loss) carried forward14€-58k€-57k▲
Amounts payable17/49€1k€4k▲
Amounts payable within one year42/48€1k€4k▲
Trade debts44€138-
Suppliers440/4€138-
Taxes, remuneration and social security45€881€381▼
Taxes450/3€881€381▼
Other amounts payable47/48€148€3k▲
Income statement
Code20242025
Turnover70€17k€18k▲
Goods, raw materials, services and sundry goods60/61€14k€15k▲
Remuneration, social security and pensions62€3k€3k▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€3k€3k▼
Operating profit (loss)9901€-1k€-1k▼
Financial income75/76B€3k€3k▲
Recurring financial income75€3k€3k▲
Non-recurring financial income76B€3k€3k▲
Financial charges65/66B€299€252▼
Recurring financial charges65€299€252▼
Profit (loss) for the period before taxes9903€805€974▲
Profit (loss) for the period9904€805€974▲
Profit (loss) for the period to be appropriated9905€805€974▲
Appropriation of the result
Profit (loss) to be appropriated9906€-58k€-57k▲
Profit (loss) brought forward from the previous period14P€-59k€-58k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 24 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Back to profitnet €805
Net result €805 after 2 loss-making years.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
27-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 27 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Back to profitnet €3k
Net result €3k after 3 loss-making years.
16-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 108 days late
2020
31-12
Financial
Liquidity triplescurrent ratio 344.42
Current ratio from 100.78 to 344.42; short-term debt falls from €156 to €31.
13-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 105 days late
2019
31-12
Financial
Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 76current ratio 100.78
Current ratio from 1.33 to 100.78; short-term debt falls from €8k to €156.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 57 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Maastrichterstraat 3733740 Bilzen-HoeseltGround area
1,176 m²
Building footprint
139 m²
Volume, LiDAR
744 m³
Parcel 73055A0645/00R000, Flanders · tallest building 9.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Maastrichterstraat 373, 3740 Bilzen-Hoeselt
since 19912.053.433.085
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73055A0645/00R000 | Flanders | 1,176 m² | 1 · 139 m² | 9.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 567 companies in sector 46480 we hold annual accounts for 353. 102 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded22-06-1991
Fiscal year end31-12
Activities, NACEBEL
46480Wholesale trade
51474
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.