Gemini Detect Divers Travaux
ActiveThe computed 12-month bankruptcy probability of Gemini Detect Divers Travaux is 1.6% (moderate). The 2025 annual accounts show negative equity (€-23k) and a net result of €-3k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 18039 sector peers (fiscal year 2025). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
21
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-23k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
31 d late
2023
13 d early
2022
28 d early
2021
30 d late
2020
19 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Name match with a sanctions list
1 entryTECHNOLOGY AND DEVELOPMENT GROUP LTDalias T.D.G.
A name match is not a finding that this company itself is on the list; check the entry at the source.
Financials · fiscal year 2025, micro schema
Equity
€-23k▼ 17.0%
2024 · €-20k
2018: €4k
2019: €-1k
2020: €14k
2021: €13k
2022: €10k
2023: €3k
2024: €-20k
2018 → 2025
Total assets
€3k▼ 18.4%
2024 · €4k
2018: €8k
2019: €6k
2020: €19k
2021: €22k
2022: €23k
2023: €22k
2024: €4k
2018 → 2025
Net result
€-3k▲ 85.0%
2024 · €-22k
2018: €-3k
2019: €-5k
2020: €15k
2021: €-565
2022: €-4k
2023: €-7k
2024: €-22k
2018 → 2025
Working capital
€-23k▼ 16.4%
2024 · €-20k
2018: €2k
2019: €-1k
2020: €14k
2021: €13k
2022: €10k
2023: €3k
2024: €-20k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€13k-€10k▼ 28.0%€3k▼ 73.3%€-20k€-23k▼ 17.0%
Operating result€2k-€-963€-6k▼ 479%€-18k▼ 225%€-3k▲ 84.8%
Net result€-565-€-4k▼ 564%€-7k▼ 88.1%€-22k▼ 213%€-3k▲ 85.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €18k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3k
Fixed assets
€214▼ 23.7%
Current assets
€3k▼ 17.9%
Key figures and ratios
EBITDA
€-3k▲
2024 · €-18k
Cash flow
€-3k▲
2024 · €-22k
Interest coverage
-4.72▼
2024 · -4.18
Debt
€26k▲
2024 · €23k
Debt ≤ 1 year
€26k▲
2024 · €23k
Ratios withheld: a balance sheet total of €3k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4k€3k▼
Fixed assets21/28€281€214▼
Tangible fixed assets22/27€281€214▼
Furniture and vehicles24€281€214▼
Current assets29/58€4k€3k▼
Amounts receivable within one year40/41€2k€3k▲
Trade receivables40€156€156=
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€1k-
Equity and liabilities
Total equity and liabilities10/49€4k€3k▼
Equity10/15€-20k€-23k▼
Contributions10/11€19k€19k=
Reserves13€12k€12k=
Distributable reserves133€12k€12k=
Profit (loss) carried forward14€-50k€-53k▼
Amounts payable17/49€23k€26k▲
Amounts payable within one year42/48€23k€26k▲
Financial debts43-€15
Credit institutions430/8-€15
Trade debts44€610€1k▲
Suppliers440/4€610€1k▲
Taxes, remuneration and social security45€14k€10k▼
Taxes450/3€4k€8▼
Remuneration and social security454/9€10k€10k=
Other amounts payable47/48€9k€15k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€52€66▲
Other operating charges640/8€1k€162▼
Gross operating margin9900€-17k€-3k▲
Operating profit (loss)9901€-18k€-3k▲
Financial charges65/66B€4k€568▼
Recurring financial charges65€4k€568▼
Profit (loss) for the period before taxes9903€-22k€-3k▲
Income taxes67/77€-336-
Profit (loss) for the period9904€-22k€-3k▲
Profit (loss) for the period to be appropriated9905€-22k€-3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-50k€-53k▼
Profit (loss) brought forward from the previous period14P€-28k€-50k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Weakest financial yearnet €-22k
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2020
31-12
Financial
Back to profitnet €15k
Net result €15k after 2 loss-making years.
31-12
Financial
Liquidity times 5current ratio 3.97
Current ratio from 0.85 to 3.97; short-term debt falls from €7k to €5k.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Villers-la-Ville · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin des Dames Avelines 271495 Villers-la-VilleGround area
1,662 m²
Building footprint
365 m²
Volume, LiDAR
1,797 m³
2 parcels, Wallonia · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Optique Delahaut
since 20052.166.086.412
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25098A0036/00W002 | Wallonia | 1,441 m² | 1 · 331 m² | 8.0 m · 2 fl. |
| 25003D0024/00K004 | Wallonia | 221 m² | 1 · 34 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NOTHOPTIC
BE 0832.011.263
Namur · Eq €3k
NICOLAS
BE 0862.640.893
Schilde · Eq €3k
OPTILOUP
BE 0778.607.716
Manage · Eq €3k
LEBG
BE 0672.466.059
Elsene · Eq €2k
OLIVIA OPTIC
BE 0793.733.875
Charleroi · Eq €2k
Of 1,729 companies in sector 47742 we hold annual accounts for 1,138. 196 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-09-2005
Fiscal year end31-12
Abbreviation FR
G.D.D.T
Activities, NACEBEL
47742Retail sale of prescription glasses, lenses and sunglasses
47782Retail trade
52485
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.