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GEFINAM

Active
Private limited company· 19 yrs active
Rue de la Chapelle 28 ·1360 Perwez, Belgium
KBO/BCE: BE 0889.087.449
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Age19 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of GEFINAM is 1.1% (low). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 01-07-2025 was due by 01-02-2026 and was filed on 07-01-2026, 25 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 01-07-2026 and is due by 01-02-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 01-07. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 01-07-2025, that is 01-02-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
01-07-2025 01-02-2026 07-01-2026 25 d early 2026-00007831
01-07-2024 01-02-2025 24-12-2024 39 d early 2025-00630762
01-07-2023 01-02-2024 03-01-2024 29 d early 2024-00545903
01-07-2022 01-02-2023 23-12-2022 40 d early 2022-20550466
01-07-2021 01-02-2022 24-01-2022 8 d early 2022-01800438
01-07-2020 01-02-2021 07-12-2020 56 d early 2020-75000559
01-07-2019 01-02-2020 09-12-2019 54 d early 2019-75600597
01-07-2018 01-02-2019 04-01-2019 28 d early 2019-00600575
01-07-2017 01-02-2018 30-01-2018 2 d early 2018-03000141
01-07-2016 01-02-2017 02-12-2016 61 d early 2016-69100425

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Established
Founded in 2007, 19 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.1% Low
0%0,5%1,5%4%10%≥25%
No NACE activity registered +Long track record Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2025 (volledig). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
01-07-2025 volledig 07-01-2026 2026-00007831
01-07-2024 volledig 24-12-2024 2025-00630762
01-07-2023 volledig 03-01-2024 2024-00545903
01-07-2022 volledig 23-12-2022 2022-20550466
01-07-2021 volledig 24-01-2022 2022-01800438
01-07-2020 volledig 07-12-2020 2020-75000559
01-07-2019 volledig 09-12-2019 2019-75600597
01-07-2018 volledig 04-01-2019 2019-00600575
01-07-2017 volledig 30-01-2018 2018-03000141
01-07-2016 volledig 02-12-2016 2016-69100425

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
2 companies at this address See who is registered here

Establishment units

1 location
GEFINAM
Rue de la Chapelle 28, 1360 PerwezVerbruikskrediet
since 20072.162.801.377
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,150 m²
Buildings1
Building footprint160 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25101B0211/00K000 Wallonia 1,150 m² 1 · 160 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 act
All acts · 1 updated 2 years ago
2024
29-01-2024 Discharge granted to the board Director changes·Fanny BAIJOT
Notary: Fanny BAIJOT · PerwezFirm: Géry van der ELST & Fanny BAIJOT, Notaires associés

Analysis

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Company registry

Company registry (CBE)

Crossroads Bank
Names & trade names
Legal nameFR GEFINAM
Registered office
Rue de la Chapelle 28
1360 Perwez, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.