GEF INTERNATIONAL
ActiveGEF INTERNATIONAL has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €61k and a net result of €10k. Equity is growing by ~14.8% per year across the filed fiscal years. Its solvency ranks better than 13% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability84▲+78
Solvency10▼-1
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.81 against 0.82 in 2024), and 94.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.1%
Return on assets
0.9%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 31527 sector peers (2025).
NBB · sector comparisonPosition among 31527 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
28 d late
2022
31 d late
2021
31 d late
2020
30 d late
2019
45 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€61k▼ 13.8%
2024 · €71k
2018: €13k
2019: €47k
2020: €67k
2021: €78k
2022: €101k
2023: €103k
2024: €71k
2018 → 2025
Total assets
€1.20M▼ 2.4%
2024 · €1.22M
2018: €51k
2019: €100k
2020: €103k
2021: €671k
2022: €673k
2023: €1.26M
2024: €1.22M
2018 → 2025
Net result
€10k▲ 1,139%
2024 · €828
2018: €18k
2019: €76k
2020: €44k
2021: €81k
2022: €68k
2023: €42k
2024: €828
2018 → 2025
Working capital
€-213k▼ 4.0%
2024 · €-204k
2018: €13k
2019: €47k
2020: €67k
2021: €-192k
2022: €-169k
2023: €-173k
2024: €-204k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€78k-€101k▲ 29.8%€103k▲ 2.4%€71k▼ 31.8%€61k▼ 13.8%
Operating result€106k-€92k▼ 13.0%€51k▼ 44.5%€2k▼ 95.8%€11k▲ 424%
Net result€81k-€68k▼ 15.6%€42k▼ 38.8%€828▼ 98.0%€10k▲ 1,139%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 424% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.20M
Fixed assets
€273k▼ 0.5%
Current assets
€922k▼ 2.9%
Equity and liabilities €1.20M
Equity
€61k▼ 13.8%
Debt
€1.13M▼ 1.7%
The debt ratio rises from 94.2% to 94.9%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€13k▲
2024 · €4k
Cash flow
€12k▲
2024 · €2k
Solvency
5.1%▼
2024 · 5.8%
Current ratio
0.81▼
2024 · 0.82
Quick ratio
0.81▼
2024 · 0.82
Debt / equity
18.66▲
2024 · 16.35
ROE
16.9%▲
2024 · 1.2%
ROA
0.9%▲
2024 · 0.1%
Interest coverage
15.80▲
2024 · 15.75
Debt
€1.13M▼
2024 · €1.15M
Debt ≤ 1 year
€1.13M▼
2024 · €1.15M
Income taxes
€5k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.22M€1.20M▼
Fixed assets21/28€275k€273k▼
Tangible fixed assets22/27€5k€3k▼
Furniture and vehicles24€5k€3k▼
Financial fixed assets28€270k€270k=
Current assets29/58€949k€922k▼
Amounts receivable within one year40/41€746k€746k=
Trade receivables40€32k€29k▼
Other amounts receivable41€714k€717k▲
Cash at bank and in hand54/58€203k€176k▼
Equity and liabilities
Total equity and liabilities10/49€1.22M€1.20M▼
Equity10/15€71k€61k▼
Reserves13€71k€61k▼
Distributable reserves133€71k€61k▼
Profit (loss) carried forward14€38€39▲
Amounts payable17/49€1.15M€1.13M▼
Amounts payable within one year42/48€1.15M€1.13M▼
Financial debts43€701k€700k▼
Credit institutions430/8€701k€700k▼
Trade debts44€10k€329▼
Suppliers440/4€10k€329▼
Advances received on contracts in progress46€410k€410k=
Taxes, remuneration and social security45€3k€5k▲
Taxes450/3€3k€5k▲
Other amounts payable47/48€29k€19k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=
Other operating charges640/8€1k€2k▲
Gross operating margin9900€5k€14k▲
Operating profit (loss)9901€2k€11k▲
Financial income75/76B€1k€5k▲
Recurring financial income75€1k€5k▲
Financial charges65/66B€229€798▲
Recurring financial charges65€229€798▲
Profit (loss) for the period before taxes9903€3k€15k▲
Income taxes67/77€2k€5k▲
Profit (loss) for the period9904€828€10k▲
Profit (loss) for the period to be appropriated9905€828€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€865€10k▲
Profit (loss) brought forward from the previous period14P€37€38▲
Transfer from equity791/2€34k€20k▼
Transfer to equity691/2€827€10k▲
To other reserves6921€827€10k▲
Profit to be distributed694/7€34k€20k▼
Return on contributions (dividend)694€34k€20k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €828 ▼98%
Net result drops to €828, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Equity above €100kEq €101k ▲29.8%
5 profitable years in a row build equity to €101k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Highest result since 2018net €81k ▲84.1%
Operating result €106k, net result €81k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
16-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
15-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
07-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 7 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
August Van de Wielelei 1832100 AntwerpenGround area
259 m²
Building footprint
81 m²
Volume, LiDAR
571 m³
Parcel 11344A0428/00E002, Flanders · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
GEF INTERNATIONAL
since 20112.195.535.909
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11344A0428/00E002 | Flanders | 259 m² | 1 · 81 m² | 11.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 38,928 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-01-2011
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.