Gebroeders Van Loon
ActiveSummary
Gebroeders Van Loon has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €57k and a net result of €7k. Equity is growing by ~15.5% per year across the filed fiscal years. Its solvency ranks better than 22% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+30
Solvency45▼-55
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.16 against 8.15 in 2024; short-term debt: 80% and cash: 3.5% of total assets), and 80% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20%
Return on assets
2.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 27786 sector peers (2025).
NBB · sector comparisonPosition among 27786 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 d early
2024
59 d early
2023
48 d early
2022
45 d early
2021
34 d early
2020
61 d early
2019
59 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€57k▼ 41.1%
2024 · €97k
2018: €18k
2019: €37k
2020: €66k
2021: €68k
2022: €68k
2023: €97k
2024: €97k
2018 → 2025
Total assets
€285k▲ 159%
2024 · €110k
2018: €120k
2019: €141k
2020: €178k
2021: €275k
2022: €228k
2023: €157k
2024: €110k
2018 → 2025
Net result
€7k
2024 · €-1k
2018: €9k
2019: €19k
2020: €29k
2021: €3k
2022: €193
2023: €31k
2024: €-1k
2018 → 2025
Working capital
€38k▼ 60.2%
2024 · €94k
2018: €-7
2019: €28k
2020: €49k
2021: €27k
2022: €35k
2023: €98k
2024: €94k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€68k-€68k▲ 0.3%€97k▲ 43.2%€97k▼ 0.9%€57k▼ 41.1%
Operating result€10k-€2k▼ 82.4%€36k▲ 2,020%€-361€9k
Net result€3k-€193▼ 94.5%€31k▲ 16,090%€-1k€7k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €9k after a loss of €361 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €285k
Fixed assets
€19k ▲ 786%
Current assets
€266k ▲ 147%
Equity and liabilities €285k
Equity
€57k ▼ 41.1%
Debt
€228k ▲ 1,626%
Debt's share of the balance-sheet total rises from 12.0% to 80.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€12k▲
2024 · €1k
Cash flow
€10k▲
2024 · €298
Current ratio
1.16▼
2024 · 8.15
Quick ratio
0.09▼
2024 · 8.15
Debt to equity
4.01▲
2024 · 0.14
ROE
11.7%▲
2024 · -1.1%
ROA
2.3%▲
2024 · -1.0%
Interest coverage
77.13▲
2024 · 2.90
Debt ≤ 1 year
€228k▲
2024 · €13k
Income taxes
€2k▲
2024 · €450
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€110k€285k▲
Fixed assets21/28€2k€19k▲
Tangible fixed assets22/27€2k€19k▲
Plant, machinery and equipment23€2k€19k▲
Current assets29/58€108k€266k▲
Stocks and contracts in progress3-€245k
Stocks30/36-€245k
Amounts receivable within one year40/41€39k€11k▼
Trade receivables40€32k€9k▼
Other amounts receivable41€7k€1k▼
Cash at bank and in hand54/58€69k€10k▼
Equity and liabilities
Total equity and liabilities10/49€110k€285k▲
Equity10/15€97k€57k▼
Contributions10/11€19k€19k=
Reserves13€78k€38k▼
Non-distributable reserves130/1€764€764=
Reserves not available under the articles1311€764€764=
Distributable reserves133€77k€37k▼
Amounts payable17/49€13k€228k▲
Amounts payable within one year42/48€13k€228k▲
Trade debts44€5k€11k▲
Suppliers440/4€5k€11k▲
Taxes, remuneration and social security45€8k€2k▼
Taxes450/3€8k€2k▼
Other amounts payable47/48-€216k
Income statement
Code20242025
Non-recurring operating income76A€2k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€3k▲
Other operating charges640/8€1k€23k▲
Gross operating margin9900€2k€35k▲
Operating profit (loss)9901€-361€9k▲
Financial income75/76B€71-
Recurring financial income75€71-
Financial charges65/66B€356€157▼
Recurring financial charges65€356€157▼
Profit (loss) for the period before taxes9903€-646€9k▲
Income taxes67/77€450€2k▲
Profit (loss) for the period9904€-1k€7k▲
Profit (loss) for the period to be appropriated9905€-1k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-1k€7k▲
Transfer from equity791/2€1k€46k▲
Transfer to equity691/2-€7k
To other reserves6921-€7k
Profit to be distributed694/7-€46k
Return on contributions (dividend)694-€46k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-1k ▼104%
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 8.15
Current ratio from 3.15 to 8.15; short-term debt falls from €46k to €13k.
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €31k ▲16090%
Net result €31k, the highest in the series.
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
02-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
12-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
16-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merksplas · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenweg op Hoogstraten 101B2330 MerksplasGround area
1,184 m²
Building footprint
290 m²
Volume, LiDAR
2,288 m³
2 parcels, Flanders · tallest building 18.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
GEBROEDERS VAN LOON
since 20152.243.912.975
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13023I0604/00G004indicative | Flanders | 600 m² | 1 · 187 m² | 7.6 m · 1 fl. |
| 13023I0604/00P004 | Flanders | 584 m² | 1 · 103 m² | 18.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 107 EUR awarded · 161 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 107 EUR | 161 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 9,530 companies in sector 43222 we hold annual accounts for 5,662. 4,650 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-07-2015
Fiscal year end31-12
Activities, NACEBEL 2025
43222Installation of electric heating, air conditioning, cooling and ventilation
43221Plumbing work
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.