GDT
ActiveGDT has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €171k and a net result of €72k. Equity is growing by ~17.1% per year across the filed fiscal years. Its solvency ranks better than 51% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+3
Solvency84▲+2
Growth79=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 1.97 against 1.8 in 2023; short-term debt: 41.2% and cash: 20.1% of total assets), and 41.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
30 d late
2022
32 d late
2021
31 d late
2020
30 d late
2019
90 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€280k▲ 18.5%
2023 · €236k
2018: €121k
2019: €135k
2020: €228k
2021: €236k
2022: €228k
2023: €236k
2018 → 2024
EBIT margin
35.3%▲ 3.6pp
2023 · 31.6%
2018: 12.7%
2019: 17.9%
2020: 43.5%
2021: 35.5%
2022: -22.3%
2023: 31.6%
2018 → 2024
Net result
€72k▲ 27.5%
2023 · €56k
2018: €4k
2019: €12k
2020: €65k
2021: €53k
2022: €99k
2023: €56k
2018 → 2024
Working capital
€116k▲ 30.9%
2023 · €89k
2018: €-77k
2019: €-66k
2020: €-5k
2021: €39k
2022: €148k
2023: €89k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€228k-€236k▲ 3.3%€228k▼ 3.2%€236k▲ 3.6%€280k▲ 18.5%
Equity€97k-€149k▲ 54.0%€148k▼ 0.9%€148k=€171k▲ 15.2%
Operating result€99k-€84k▼ 15.9%€-51k€75k€99k▲ 32.2%
Net result€65k-€53k▼ 18.6%€99k▲ 85.8%€56k▼ 42.8%€72k▲ 27.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 32% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €290k
Fixed assets
€54k▼ 8.3%
Current assets
€236k▲ 18.2%
Equity and liabilities €290k
Equity
€171k▲ 15.2%
Debt
€120k▲ 8.0%
The debt ratio falls from 42.8% to 41.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€113k▲
2023 · €81k
Cash flow
€86k▲
2023 · €63k
Solvency
58.8%▲
2023 · 57.2%
Current ratio
1.97▲
2023 · 1.80
Quick ratio
1.97▲
2023 · 1.80
Debt / equity
0.70▼
2023 · 0.75
ROE
42.2%▲
2023 · 38.1%
ROA
24.8%▲
2023 · 21.8%
Interest coverage
147.20▲
2023 · 50.51
Debt
€120k▲
2023 · €111k
Debt ≤ 1 year
€120k▲
2023 · €111k
Income taxes
€26k▲
2023 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€259k€290k▲
Fixed assets21/28€59k€54k▼
Tangible fixed assets22/27€59k€54k▼
Furniture and vehicles24€59k€51k▼
Other tangible fixed assets26-€3k
Current assets29/58€200k€236k▲
Amounts receivable within one year40/41€31k€36k▲
Trade receivables40€28k€31k▲
Other amounts receivable41€2k€5k▲
Current investments50/53€139k€139k▼
Cash at bank and in hand54/58€28k€58k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€259k€290k▲
Equity10/15€148k€171k▲
Contributions10/11€19k€19k=
Reserves13€129k€152k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€128k€150k▲
Amounts payable17/49€111k€120k▲
Amounts payable within one year42/48€111k€120k▲
Trade debts44€8k€3k▼
Suppliers440/4€8k€3k▼
Taxes, remuneration and social security45€50k€15k▼
Taxes450/3€48k€15k▼
Remuneration and social security454/9€2k€500▼
Other amounts payable47/48€53k€101k▲
Income statement
Code20232024
Turnover70€236k€280k▲
Non-recurring operating income76A€18k€9k▼
Goods, raw materials, services and sundry goods60/61€171k€174k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€14k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€82k€114k▲
Operating profit (loss)9901€75k€99k▲
Financial income75/76B€2k€944▼
Recurring financial income75€674€944▲
Non-recurring financial income76B€2k-
Financial charges65/66B€3k€2k▼
Recurring financial charges65€2k€769▼
Non-recurring financial charges66B€920€762▼
Profit (loss) for the period before taxes9903€74k€98k▲
Income taxes67/77€18k€26k▲
Profit (loss) for the period9904€56k€72k▲
Profit (loss) for the period to be appropriated9905€56k€72k▲
Appropriation of the result
Profit (loss) to be appropriated9906€56k€72k▲
Transfer to equity691/2-€23k
To other reserves6921-€23k
Profit to be distributed694/7€56k€49k▼
Return on contributions (dividend)694€56k€49k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Equity above €150kEq €171k ▲15.2%
7 profitable years in a row build equity to €171k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-12
Financial
Highest result since 2018net €99k ▲85.8%
Net result €99k, the highest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Equity above €100kEq €149k ▲54%
4 profitable years in a row build equity to €149k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
26-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Holsbeek · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Cleerbeek 501/06/20193220 HolsbeekGround area
1.0 ha
Building footprint
379 m²
Volume, LiDAR
1,933 m³
2 parcels, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GDT
since 20142.268.891.267
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24103B0434/00C000 | Flanders | 8,238 m² | - | - |
| 24103B0435/00D000 | Flanders | 1,834 m² | 1 · 379 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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DiMeCon
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AZPAM
BE 1007.375.187
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DC One
BE 0781.441.403
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Estate +
BE 0704.712.819
Bocholt · Eq €171k
Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 40,668 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-04-2014
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.