GDM DECO
ActiveSummary
GDM DECO is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €8k and a net result of €3k. Its solvency ranks better than 18% of 27786 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Every signal that weighs is under Signals.
Axes
Profitability76
Solvency40
Growth-
Track record50
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 27786 sector peers (2025).
NBB · sector comparisonPosition among 27786 sector peers
Solvency
better than 18%
← weakest
strongest →
raises risk · Young company
Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
28 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€8k
Total assets
€54k
Net result
€3k
Working capital
€-15k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €54k
Fixed assets
€46k
Current assets
€9k
Equity and liabilities €54k
Equity
€8k
Debt
€46k
Debt finances 85.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€8k
Cash flow
€6k
Current ratio
0.36
Debt to equity
5.68
ROE
38.6%
ROA
5.8%
Interest coverage
16.67
Debt ≤ 1 year
€23k
Debt > 1 year
€23k
Income taxes
€823
Filed annual accounts As filed with the NBB · 2025 · 37 lines
Balance sheet
Code2025
Assets
Total assets20/58€54k
Fixed assets21/28€46k
Tangible fixed assets22/27€46k
Plant, machinery and equipment23€7k
Furniture and vehicles24€918
Leasing and similar rights25€38k
Current assets29/58€9k
Amounts receivable within one year40/41€3k
Trade receivables40€2k
Other amounts receivable41€2k
Cash at bank and in hand54/58€5k
Deferred charges and accrued income490/1€92
Equity and liabilities
Total equity and liabilities10/49€54k
Equity10/15€8k
Contributions10/11€5k
Profit (loss) carried forward14€3k
Amounts payable17/49€46k
Amounts payable after more than one year17€23k
Financial debts170/4€23k
Amounts payable within one year42/48€23k
Current portion of amounts payable after more than one year42€5k
Trade debts44€7k
Suppliers440/4€7k
Taxes, remuneration and social security45€823
Taxes450/3€823
Other amounts payable47/48€11k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k
Other operating charges640/8€485
Gross operating margin9900€8k
Operating profit (loss)9901€4k
Financial charges65/66B€451
Recurring financial charges65€451
Profit (loss) for the period before taxes9903€4k
Income taxes67/77€823
Profit (loss) for the period9904€3k
Profit (loss) for the period to be appropriated9905€3k
Appropriation of the result
Profit (loss) to be appropriated9906€3k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaudfontaine · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Voie de l'Ardenne 914053 ChaudfontaineGround area
6,029 m²
Parcel 62030A0367/00B000, Wallonia. Linked by address, not a title deed.
1 establishment unit
GDM DECO
since 20252.382.520.631
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62030A0367/00B000 | Wallonia | 6,029 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Schilderwerken Lemey
BE 1020.536.010
Brugge · Eq €8,146
TEN HUIZE VANDENDAELE
BE 0823.903.053
Maarkedal · Eq €8,109
WOONDECO1
BE 0756.831.414
Hasselt · Eq €8,181
JEA CONSTRUCT
BE 1025.114.014
Zaventem · Eq €8,104
Håndlayer
BE 0752.888.462
Antwerpen · Eq €8,203
Of 7,861 companies in sector 43341 we hold annual accounts for 2,663. 1,488 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-12-2025
Fiscal year end31-12
Activities, NACEBEL 2025
43341Painting of buildings
43333Wallpapering and laying of floor and wall coverings in other materials
43350Other building finishing work
47524Retail trade
47526Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.