GBON
ActiveGBON has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €173k and a net result of €143k. Equity is growing by ~8% per year across the filed fiscal years. Its solvency ranks better than 47% of 135 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2026
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability97▼-3
Solvency52▼-10
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity tight (current ratio 1.04 against 1.12 in 2025; short-term debt: 71.2% and cash: 14.1% of total assets), and 72.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
27.4%
Return on assets
22.6%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 30-06-2026, 62 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
62 d early
2025
62 d early
2024
67 d early
2023
28 d early
2022
15 d early
2021
6 d early
2020
11 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-01-2027 close31-08-2027 deadline
Financials · fiscal year 2026, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€143k▼ 8.0%
2025 · €155k
2019: €260k
2020: €164k
2021: €197k
2022: €263k
2023: €296k
2024: €205k
2025: €155k
2019 → 2026
Working capital
€18k▼ 59.5%
2025 · €43k
2019: €173k
2020: €291k
2021: €296k
2022: €270k
2023: €251k
2024: €194k
2025: €43k
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€334k-€320k▼ 4.1%€275k▼ 14.0%€230k▼ 16.4%€173k▼ 25.0%
Operating result€359k-€404k▲ 12.5%€222k▼ 45.1%€212k▼ 4.2%€199k▼ 6.3%
Net result€263k-€296k▲ 12.5%€205k▼ 30.7%€155k▼ 24.5%€143k▼ 8.0%
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2026 is 6% below 2025 and is the lowest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €631k
Fixed assets
€164k▼ 18.0%
Current assets
€467k▲ 10.8%
Equity and liabilities €631k
Equity
€173k▼ 25.0%
Debt
€458k▲ 17.1%
The debt ratio rises from 62.9% to 72.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€259k▲
2025 · €255k
Cash flow
€203k▲
2025 · €197k
Solvency
27.4%▼
2025 · 37.1%
Current ratio
1.04▼
2025 · 1.12
Quick ratio
0.42▲
2025 · 0.37
Debt / equity
2.65▲
2025 · 1.70
ROE
82.5%▲
2025 · 67.3%
ROA
22.6%▼
2025 · 24.9%
Interest coverage
20.95▲
2025 · 20.66
Debt
€458k▲
2025 · €391k
Debt ≤ 1 year
€449k▲
2025 · €378k
Debt > 1 year
€9k▼
2025 · €13k
Income taxes
€49k▼
2025 · €53k
Staff costs
€302k▲
2025 · €202k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€621k€631k▲
Fixed assets21/28€200k€164k▼
Tangible fixed assets22/27€200k€164k▼
Plant, machinery and equipment23€122k€105k▼
Furniture and vehicles24€4k€1k▼
Other tangible fixed assets26€73k€58k▼
Current assets29/58€421k€467k▲
Stocks and contracts in progress3€280k€278k▼
Stocks30/36€280k€278k▼
Amounts receivable within one year40/41€92k€93k▲
Trade receivables40€53k€47k▼
Other amounts receivable41€39k€46k▲
Cash at bank and in hand54/58€43k€89k▲
Deferred charges and accrued income490/1€6k€6k▲
Equity and liabilities
Total equity and liabilities10/49€621k€631k▲
Equity10/15€230k€173k▼
Contributions10/11€150k€150k=
Capital10€150k€150k=
Issued capital100€150k€150k=
Reserves13€15k€15k=
Non-distributable reserves130/1€15k€15k=
Legal reserve130€15k€15k=
Profit (loss) carried forward14€65k€8k▼
Amounts payable17/49€391k€458k▲
Amounts payable after more than one year17€13k€9k▼
Financial debts170/4€13k€9k▼
Amounts payable within one year42/48€378k€449k▲
Current portion of amounts payable after more than one year42€4k€4k=
Trade debts44€123k€199k▲
Suppliers440/4€123k€199k▲
Advances received on contracts in progress46€19k€0▼
Taxes, remuneration and social security45€31k€41k▲
Taxes450/3€3k€0▼
Remuneration and social security454/9€28k€41k▲
Other amounts payable47/48€200k€205k▲
Income statement
Code20252026
Remuneration, social security and pensions62€202k€302k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€42k€60k▲
Other operating charges640/8€919€980▲
Gross operating margin9900€457k€562k▲
Operating profit (loss)9901€212k€199k▼
Financial income75/76B€8k€5k▼
Recurring financial income75€8k€5k▼
Financial charges65/66B€12k€12k▲
Recurring financial charges65€12k€12k▲
Profit (loss) for the period before taxes9903€208k€192k▼
Income taxes67/77€53k€49k▼
Profit (loss) for the period9904€155k€143k▼
Profit (loss) for the period to be appropriated9905€155k€143k▼
Appropriation of the result
Profit (loss) to be appropriated9906€265k€208k▼
Profit (loss) brought forward from the previous period14P€110k€65k▼
Profit to be distributed694/7€200k€200k=
Return on contributions (dividend)694€200k€200k=
Social balance
Average headcount (FTE)90874.26.0▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2026 · full schema
31-01
Financial
Weakest financial yearnet €143k ▼8%
Net result drops to €143k, the lowest in the series.
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2024
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2023
03-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
31-01
Financial
Highest result since 2019net €296k ▲12.5%
Operating result €404k, net result €296k, both a record.
2022
16-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
31-01
Financial
Equity above €200kEq €334k ▲95.8%
4 profitable years in a row build equity to €334k.
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2020
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
31-01
Financial
Equity above €150kEq €154k
2 profitable years in a row build equity to €154k.
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Marche-en-Famenne · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
On, Rue Delvigne 506900 Marche-en-Famenne1 establishment unit
GB
since 20062.159.756.369
Recognitions · licences · registrations
Food safety, FASFC
1 siteMarche-en-Famenne2.159.756.369
Similar companies · same sector, comparable size
AREYA
BE 0889.819.602
Sint-Gillis (bij-Brussel) · Eq €173k
Karimi Express
BE 0751.499.778
Mechelen · Eq €173k
LD MANAGEMENT
BE 0544.636.687
Hamoir · Eq €172k
SUPERETTE SANCHEZ STEPHANE
BE 0848.897.775
Péruwelz · Eq €172k
MANN
BE 0536.703.572
Lubbeek · Eq €172k
Of 10,527 companies in sector 47110 we hold annual accounts for 5,861. 4,354 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded08-11-2006
Fiscal year end31-01
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47114Supermarkets
52114
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filings
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:084/313076