GBB
ActiveGBB has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €262k and a net result of €30k. Equity is growing by ~10.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 7321 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +30 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability58▲+58
Solvency100=
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 9.29 against 35.06 in 2024), and 9.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.5%
Return on assets
10.5%
Age of the figures
11 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 12-03-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 d early
2024
55 d early
2023
54 d early
2022
59 d early
2021
58 d early
2020
53 d early
2019
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€262k▲ 13.1%
2024 · €232k
2018: €111k
2019: €116k
2020: €150k
2021: €207k
2022: €246k
2023: €250k
2024: €232k
2018 → 2025
Total assets
€290k▲ 22.4%
2024 · €237k
2018: €123k
2019: €144k
2020: €190k
2021: €257k
2022: €275k
2023: €263k
2024: €237k
2018 → 2025
Net result
€30k
2024 · €-6k
2018: €9k
2019: €5k
2020: €34k
2021: €57k
2022: €40k
2023: €4k
2024: €-6k
2018 → 2025
Working capital
€229k▲ 35.2%
2024 · €170k
2018: €88k
2019: €101k
2020: €118k
2021: €92k
2022: €111k
2023: €154k
2024: €170k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€207k-€246k▲ 19.2%€250k▲ 1.5%€232k▼ 7.2%€262k▲ 13.1%
Operating result€82k-€55k▼ 33.0%€6k▼ 90.0%€-8k€41k
Net result€57k-€40k▼ 30.1%€4k▼ 90.8%€-6k€30k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €41k after a loss of €8k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €290k
Fixed assets
€33k▼ 47.1%
Current assets
€257k▲ 47.2%
Equity and liabilities €290k
Equity
€262k▲ 13.1%
Debt
€28k▲ 456%
The debt ratio rises from 2.1% to 9.5%: debt grows faster than equity.
Key figures and ratios
EBITDA
€70k▲
2024 · €26k
Cash flow
€60k▲
2024 · €28k
Solvency
90.5%▼
2024 · 97.9%
Current ratio
9.29▼
2024 · 35.06
Quick ratio
9.29▼
2024 · 35.06
Debt / equity
0.11▲
2024 · 0.02
ROE
11.6%▲
2024 · -2.8%
ROA
10.5%▲
2024 · -2.7%
Interest coverage
66.98▲
2024 · 27.87
Debt
€28k▲
2024 · €5k
Debt ≤ 1 year
€28k▲
2024 · €5k
Income taxes
€12k▲
2024 · €-249
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€237k€290k▲
Fixed assets21/28€62k€33k▼
Tangible fixed assets22/27€62k€33k▼
Plant, machinery and equipment23€27k€17k▼
Furniture and vehicles24€29k€10k▼
Other tangible fixed assets26€6k€5k▼
Current assets29/58€175k€257k▲
Amounts receivable within one year40/41€6k€18k▲
Trade receivables40-€18k
Other amounts receivable41€6k€0▼
Cash at bank and in hand54/58€169k€239k▲
Equity and liabilities
Total equity and liabilities10/49€237k€290k▲
Equity10/15€232k€262k▲
Contributions10/11€40k€40k=
Reserves13€192k€222k▲
Non-distributable reserves130/1€4k€4k=
Reserves not available under the articles1311€4k€4k=
Distributable reserves133€188k€218k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€5k€28k▲
Amounts payable within one year42/48€5k€28k▲
Current portion of amounts payable after more than one year42€0-
Trade debts44€265€10k▲
Suppliers440/4€265€10k▲
Taxes, remuneration and social security45€580€16k▲
Taxes450/3€580€16k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€4k€2k▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€29k▼
Other operating charges640/8€910€1k▲
Gross operating margin9900€27k€71k▲
Operating profit (loss)9901€-8k€41k▲
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€939€1k▲
Recurring financial charges65€939€1k▲
Profit (loss) for the period before taxes9903€-7k€42k▲
Income taxes67/77€-249€12k▲
Profit (loss) for the period9904€-6k€30k▲
Profit (loss) for the period to be appropriated9905€-6k€30k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€30k▲
Transfer from equity791/2€18k€0▼
Transfer to equity691/2€0€30k▲
To other reserves6921€0€30k▲
Profit to be distributed694/7€12k€0▼
Return on contributions (dividend)694€12k€0▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €30k
Net result €30k after one loss-making year.
06-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €-6k ▼278%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
30-09
Financial
Liquidity triplescurrent ratio 35.06
Current ratio from 12.63 to 35.06; short-term debt falls from €13k to €5k.
07-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Liquidity doublescurrent ratio 12.63
Current ratio from 5.76 to 12.63; short-term debt falls from €23k to €13k.
02-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
03-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Highest result since 2018net €57k ▲66.9%
Operating result €82k, net result €57k, both a record.
30-09
Financial
Equity above €200kEq €207k ▲37.8%
4 profitable years in a row build equity to €207k.
08-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Equity above €150kEq €150k ▲29.3%
3 profitable years in a row build equity to €150k.
23-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
17-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoogstraten · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mariaveld 142322 HoogstratenGround area
1,150 m²
Building footprint
190 m²
Volume, LiDAR
912 m³
Parcel 13024C0189/00P005, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GBB
since 20102.193.959.361
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13024C0189/00P005 | Flanders | 1,150 m² | 1 · 190 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NEW CENTURY ATELIER
BE 0647.959.901
Zaventem · Eq €262k
Strobbe Nikolaas
BE 0418.512.240
Deerlijk · Eq €262k
MV HOUSE CONSTRUCT
BE 0812.723.606
Rixensart · Eq €262k
BOSLI
BE 0544.539.588
Hoeilaart · Eq €263k
Bouwonderneming Keulers
BE 0817.382.376
Bilzen-Hoeselt · Eq €262k
Of 29,535 companies in sector 41001 we hold annual accounts for 15,872. 11,251 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-11-2010
Fiscal year end30-09
Activities, NACEBEL
41001General construction of residential buildings
43110Demolition
43120Site preparation
43350Other building finishing work
43910Bricklaying and masonry work
43994Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.