GASPAR CONSTRUCTIONS
ActiveGASPAR CONSTRUCTIONS has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €66k. Equity is growing by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 13% of 7452 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+29
Solvency28▲+28
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.7%
Return on assets
34.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 7452 sector peers (2025).
NBB · sector comparisonPosition among 7452 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 d early
2024
56 d early
2023
27 d late
2022
10 d late
2021
25 d late
2020
27 d late
2019
18 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€5k
2024 · €-61k
2018: €-90k
2019: €-103k
2020: €-82k
2021: €-81k
2022: €-83k
2023: €-65k
2024: €-61k
2018 → 2025
Total assets
€191k▼ 0.1%
2024 · €191k
2018: €158k
2019: €131k
2020: €114k
2021: €102k
2022: €163k
2023: €157k
2024: €191k
2018 → 2025
Net result
€66k▲ 1,910%
2024 · €3k
2018: €-38k
2019: €-13k
2020: €21k
2021: €670
2022: €-1k
2023: €18k
2024: €3k
2018 → 2025
Working capital
€-67k▲ 57.2%
2024 · €-156k
2018: €-123k
2019: €-127k
2020: €-100k
2021: €-102k
2022: €-135k
2023: €-115k
2024: €-156k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-81k-€-83k▼ 1.6%€-65k▲ 21.9%€-61k▲ 5.1%€5k
Operating result€1k-€-81€20k€5k▼ 72.8%€70k▲ 1,215%
Net result€670-€-1k€18k€3k▼ 81.7%€66k▲ 1,910%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,215% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €191k
Fixed assets
€77k▼ 29.3%
Current assets
€114k▲ 38.8%
Equity and liabilities €191k
Equity
€5k
Debt
€186k
Debt finances 97.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€102k▲
2024 · €32k
Cash flow
€97k▲
2024 · €30k
Solvency
2.7%▲
2024 · -32.0%
Current ratio
0.63▲
2024 · 0.34
Quick ratio
0.63▲
2024 · 0.34
Debt / equity
36.60▲
2024 · -4.12
ROA
34.7%▲
2024 · 1.7%
Interest coverage
29.62▲
2024 · 22.45
Debt
€186k▼
2024 · €252k
Debt ≤ 1 year
€180k▼
2024 · €238k
Debt > 1 year
€5k▼
2024 · €14k
Income taxes
€728▲
2024 · €664
Staff costs
€3k▼
2024 · €8k
A ratio outside any meaningful range has been withheld (balance sheet total €191k, equity €5k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€191k€191k▼
Fixed assets21/28€109k€77k▼
Tangible fixed assets22/27€99k€68k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€94k€65k▼
Financial fixed assets28€11k€10k▼
Current assets29/58€82k€114k▲
Amounts receivable within one year40/41€67k€55k▼
Trade receivables40€52k€42k▼
Other amounts receivable41€14k€13k▼
Cash at bank and in hand54/58€11k€55k▲
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€191k€191k▼
Equity10/15€-61k€5k▲
Contributions10/11€19k€19k=
Reserves13€60k€60k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€22k€22k=
Distributable reserves133€37k€37k=
Profit (loss) carried forward14€-140k€-74k▲
Amounts payable17/49€252k€186k▼
Amounts payable after more than one year17€14k€5k▼
Financial debts170/4€14k€5k▼
Amounts payable within one year42/48€238k€180k▼
Current portion of amounts payable after more than one year42€11k€11k▲
Trade debts44€52k€10k▼
Suppliers440/4€52k€10k▼
Taxes, remuneration and social security45€4k€2k▼
Taxes450/3€435€2k▲
Remuneration and social security454/9€3k-
Other amounts payable47/48€172k€158k▼
Income statement
Code20242025
Remuneration, social security and pensions62€8k€3k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€31k▲
Other operating charges640/8€7k€2k▼
Gross operating margin9900€47k€107k▲
Operating profit (loss)9901€5k€70k▲
Financial income75/76B€19-
Recurring financial income75€19-
Financial charges65/66B€1k€3k▲
Recurring financial charges65€1k€3k▲
Profit (loss) for the period before taxes9903€4k€67k▲
Income taxes67/77€664€728▲
Profit (loss) for the period9904€3k€66k▲
Profit (loss) for the period to be appropriated9905€3k€66k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-140k€-74k▲
Profit (loss) brought forward from the previous period14P€-143k€-140k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
21-05
State Gazette act
RestructuringMerger-project date · General meeting · Merger9 facts ▸
State Gazette act
Restructuring
Merger-project date · General meeting · Merger9 facts ▸
- Merger-project date, 2026-03-27
- General meeting, 2026-04-30
- Merger
- Corporate purpose, La société a pour objet tant en Beigique qu'à l'étranger, toutes opérations généralement quelconques, commerciales, industrielles, financières, mobilières ou im…
- Corporate purpose, La société a pour objet l'entreprise de maçonnerie et de béton, en ce compris les travaux en général de construction d'immeubles, avec activités réglementées et…
- Accounting effect, 2026-01-01
- Capital, €750
- Capital, €2.500
- No new shares, L'actionnariat des deux sociétés appelées à fusionner étant strictement identiques, la société absorbante n'émettra pas d'actions nouvelles conformément à l'art…
2025
31-12
Financial
Highest result since 2018net €66k ▲1910%
Operating result €70k, net result €66k, both a record.
05-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
10-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 10 days late
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Back to profitnet €21k
Net result €21k after 2 loss-making years.
18-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 18 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
09-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 9 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
31-12-2023
Resigned as Director
Location & real-estate footprint
Registered office, Lierneux · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Arbrefontaine, Herdavoye 14990 Lierneux1 establishment unit
Arbrefontaine, Herdavoye 1, 4990 Lierneux
since 19992.090.029.603
Structure & network
Acquisitions and mergers
1 transactionTook over:GASPAR ARTICLES ET MONUMENTS FUNERAIRES
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,050. 6,530 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-12-1998
Fiscal year end31-12
Legal name FR
GASPAR CONSTRUCTIONS, ARTICLES ET MONUMENTS FUNERAIRES
Activities, NACEBEL
41001General construction of residential buildings
45211
01410Raising of dairy cattle
43120Site preparation
45112
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filings
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:gasparconstruction@voo.be
Phone:080318172
Fax:080318420