Garnalenvissers Rudy Praet & Zoon bv
ActiveGarnalenvissers Rudy Praet & Zoon bv has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €312k and a net result of €46k. Equity is growing by ~3% per year across the filed fiscal years. Its solvency ranks better than 76% of 83 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82=
Solvency98▲+8
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 3.41 against 4.28 in 2024; short-term debt: 19.9% and cash: 4.2% of total assets), and 27.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 03
Relative position
BE, all sectors
reference
Sector 03
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.7%
Return on assets
10.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
25 d late
2023
41 d late
2022
28 d late
2021
88 d late
2020
20 d late
2019
40 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€301k
EBIT margin
-18.3%
Net result
€46k▲ 1.0%
2024 · €45k
2018: €-68k
2019: €-53k
2020: €-21k
2021: €-15k
2022: €142k
2023: €-26k
2024: €45k
2018 → 2025
Working capital
€206k▼ 9.7%
2024 · €228k
2018: €133k
2019: €88k
2020: €73k
2021: €63k
2022: €209k
2023: €184k
2024: €228k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€166k-€293k▲ 76.1%€251k▼ 14.2%€281k▲ 11.9%€312k▲ 10.8%
Operating result€-18k-€138k€-32k€44k€58k▲ 32.0%
Net result€-15k-€142k€-26k€45k€46k▲ 1.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 32% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €429k
Fixed assets
€137k▲ 1.4%
Current assets
€291k▼ 2.1%
Equity and liabilities €429k
Equity
€312k▲ 10.8%
Debt
€117k▼ 22.9%
The debt ratio falls from 35.0% to 27.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€115k▲
2024 · €108k
Cash flow
€103k▼
2024 · €110k
Solvency
72.7%▲
2024 · 65.0%
Current ratio
3.41▼
2024 · 4.28
Quick ratio
3.41▼
2024 · 4.28
Debt / equity
0.38▼
2024 · 0.54
ROE
14.7%▼
2024 · 16.1%
ROA
10.7%▲
2024 · 10.5%
Interest coverage
19.65▲
2024 · 14.12
Debt
€117k▼
2024 · €152k
Debt ≤ 1 year
€85k▲
2024 · €70k
Debt > 1 year
€31k▼
2024 · €82k
Income taxes
€24k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€433k€429k▼
Fixed assets21/28€135k€137k▲
Tangible fixed assets22/27€135k€137k▲
Plant, machinery and equipment23€905€464▼
Furniture and vehicles24€134k€136k▲
Financial fixed assets28€776€776=
Current assets29/58€298k€291k▼
Amounts receivable within one year40/41€6k€12k▲
Trade receivables40€2k€2k▼
Other amounts receivable41€4k€9k▲
Current investments50/53€277k€257k▼
Cash at bank and in hand54/58€11k€18k▲
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€433k€429k▼
Equity10/15€281k€312k▲
Contributions10/11€30k€30k=
Reserves13€163k€209k▲
Distributable reserves133€163k€209k▲
Profit (loss) carried forward14€27k€27k▲
Investment grants15€61k€46k▼
Amounts payable17/49€152k€117k▼
Amounts payable after more than one year17€82k€31k▼
Financial debts170/4€82k€31k▼
Amounts payable within one year42/48€70k€85k▲
Current portion of amounts payable after more than one year42€49k€51k▲
Trade debts44€6k€6k▼
Suppliers440/4€6k€6k▼
Taxes, remuneration and social security45€5k€19k▲
Taxes450/3€5k€13k▲
Remuneration and social security454/9-€6k
Other amounts payable47/48€10k€10k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€64k€57k▼
Other operating charges640/8€3k€2k▼
Gross operating margin9900€111k€117k▲
Operating profit (loss)9901€44k€58k▲
Financial income75/76B€16k€18k▲
Recurring financial income75€16k€18k▲
Financial charges65/66B€8k€6k▼
Recurring financial charges65€8k€6k▼
Profit (loss) for the period before taxes9903€52k€70k▲
Income taxes67/77€7k€24k▲
Profit (loss) for the period9904€45k€46k▲
Profit (loss) for the period to be appropriated9905€45k€46k▲
Appropriation of the result
Profit (loss) to be appropriated9906€27k€73k▲
Profit (loss) brought forward from the previous period14P€-18k€27k▲
Transfer to equity691/2-€46k
To other reserves6921-€46k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Back to profitnet €45k
Net result €45k after one loss-making year.
10-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 41 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial
Back to profitnet €142k
Net result €142k after 4 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 4.49
Current ratio from 1.49 to 4.49; short-term debt falls from €129k to €60k.
31-12
Financial
Equity above €200kEq €293k ▲76.1%
Equity rises from €166k to €293k.
27-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 88 days late
2021
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2020
09-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 40 days late
2019
16-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 16 days late
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Knotwilgenlaan 119130 Beveren-Kruibeke-ZwijndrechtGround area
405 m²
Building footprint
116 m²
Volume, LiDAR
668 m³
Parcel 46012C0020/00M000, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Garnalenvissers Rudy Praet & Zoon
since 20152.239.261.826
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46012C0020/00M000 | Flanders | 405 m² | 1 · 116 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBeveren-Kruibeke-Zwijndrecht2.239.261.826
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Of 104 companies in sector 03110 we hold annual accounts for 76. 66 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-02-2015
Fiscal year end31-12
Activities, NACEBEL
03110Fishing and aquaculture
03120Fishing and aquaculture
10200Manufacture of food products
46323Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.