GARALI SERVICES
ActiveGARALI SERVICES has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-17k) and a net result of €-3k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 7% of 10289 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability20▲+20
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
short-term debt: 0.4% and cash: 10.4% of total assets, and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-42.2%
Return on assets
-7%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-17k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
31 d early
2023
30 d early
2022
32 d early
2021
34 d early
2020
33 d early
2019
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-17k▲ 36.3%
2024 · €-26k
2018: €22k
2019: €22k
2020: €33k
2021: €21k
2022: €-15k
2023: €-22k
2024: €-26k
2018 → 2025
Total assets
€40k▲ 6,602%
2024 · €597
2018: €70k
2019: €51k
2020: €58k
2021: €39k
2022: €902
2023: €1k
2024: €597
2018 → 2025
Net result
€-3k▲ 40.6%
2024 · €-5k
2018: €95
2019: €119
2020: €11k
2021: €-12k
2022: €-36k
2023: €-7k
2024: €-5k
2018 → 2025
Working capital
€40k▲ 9,880%
2024 · €399
2018: €13k
2019: €12k
2020: €24k
2021: €15k
2022: €297
2023: €429
2024: €399
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€21k-€-15k€-22k▼ 45.3%€-26k▼ 21.8%€-17k▲ 36.3%
Operating result€-9k-€-35k▼ 277%€-7k▲ 81.4%€-5k▲ 30.8%€-3k▲ 41.2%
Net result€-12k-€-36k▼ 204%€-7k▲ 81.1%€-5k▲ 30.2%€-3k▲ 40.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €5k in 2024; the loss shrinks.
Key figures and ratios
Solvency
-42.2%
Debt / equity
-3.37
ROA
-7.0%
Debt
€57k▲
2024 · €27k
Debt ≤ 1 year
€150▼
2024 · €197
Debt > 1 year
€57k▲
2024 · €27k
A ratio outside any meaningful range has been withheld (balance sheet total €40k, equity €-17k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€597€40k▲
Current assets29/58€597€40k▲
Amounts receivable within one year40/41€516€36k▲
Trade receivables40-€14k
Other amounts receivable41€516€22k▲
Cash at bank and in hand54/58€80€4k▲
Equity and liabilities
Total equity and liabilities10/49€597€40k▲
Equity10/15€-26k€-17k▲
Contributions10/11€6k€19k▲
Outside capital11€6k€19k▲
Share premium1100/10€6k€19k▲
Reserves13€16k€16k=
Distributable reserves133€16k€16k=
Profit (loss) carried forward14€-49k€-52k▼
Amounts payable17/49€27k€57k▲
Amounts payable after more than one year17€27k€57k▲
Other amounts payable178/9€27k€57k▲
Amounts payable within one year42/48€197€150▼
Trade debts44€197€150▼
Suppliers440/4€197€150▼
Income statement
Code20242025
Other operating charges640/8€624€400▼
Gross operating margin9900€-4k€-2k▲
Operating profit (loss)9901€-5k€-3k▲
Financial charges65/66B€127€138▲
Recurring financial charges65€127€138▲
Profit (loss) for the period before taxes9903€-5k€-3k▲
Income taxes67/77€58-
Profit (loss) for the period9904€-5k€-3k▲
Profit (loss) for the period to be appropriated9905€-5k€-3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-49k€-52k▼
Profit (loss) brought forward from the previous period14P€-44k€-49k▼
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Liquidity times 88current ratio 266.53
Current ratio from 3.02 to 266.53; short-term debt falls from €197 to €150.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-36k
Net result drops to €-36k, the lowest in the series; recovery starts the following year.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €11k ▲8973%
Operating result €8k, net result €11k, both a record.
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
02-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
19-12-2025
Resigned as Director
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Hamendes 1426042 CharleroiGround area
1,493 m²
Building footprint
154 m²
Volume, LiDAR
857 m³
2 parcels, Wallonia · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Lukoil Lodenlinsart
since 20122.209.852.812
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52040B0273/00M000 | Wallonia | 1,367 m² | 1 · 106 m² | 8.5 m · 1 fl. |
| 52040A0297/00K000 | Wallonia | 126 m² | 1 · 48 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteCharleroi2.209.852.812
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Of 1,266 companies in sector 47300 we hold annual accounts for 946. 550 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-05-2012
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47300Retail sale of automotive fuel
47112Retail trade
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.