GARAGE VOYEUX
ActiveSummary
GARAGE VOYEUX has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €130k and a net result of €9k. Equity is growing by ~8.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 2544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+2
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 19.53 against 17.71 in 2024; short-term debt: 4.9% and cash: 23.6% of total assets), and 5.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.8%
Return on assets
6.7%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
153 d late
2023
30 d late
2022
32 d late
2021
59 d late
2020
27 d late
2019
89 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€130k▲ 7.6%
2024 · €121k
2018: €68k
2019: €76k
2020: €91k
2021: €100k
2022: €113k
2023: €115k
2024: €121k
2018 → 2025
Total assets
€137k▲ 7.2%
2024 · €128k
2018: €87k
2019: €94k
2020: €105k
2021: €120k
2022: €127k
2023: €129k
2024: €128k
2018 → 2025
Net result
€9k▲ 54.4%
2024 · €6k
2018: €17k
2019: €15k
2020: €20k
2021: €9k
2022: €13k
2023: €2k
2024: €6k
2018 → 2025
Working capital
€125k▲ 16.1%
2024 · €107k
2018: €61k
2019: €68k
2020: €83k
2021: €97k
2022: €86k
2023: €93k
2024: €107k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€100k-€113k▲ 13.1%€115k▲ 2.1%€121k▲ 5.2%€130k▲ 7.6%
Operating result€14k-€19k▲ 39.1%€6k▼ 66.3%€11k▲ 67.3%€14k▲ 32.0%
Net result€9k-€13k▲ 46.2%€2k▼ 82.3%€6k▲ 158%€9k▲ 54.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 32% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €137k
Fixed assets
€6k ▼ 58.3%
Current assets
€131k ▲ 15.5%
Equity and liabilities €137k
Equity
€130k ▲ 7.6%
Debt
€7k ▲ 1.1%
Debt's share of the balance-sheet total falls from 5.5% to 5.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€23k▲
2024 · €19k
Cash flow
€18k▲
2024 · €15k
Current ratio
19.53▲
2024 · 17.71
Quick ratio
18.83▲
2024 · 16.98
Debt to equity
0.05▼
2024 · 0.06
ROE
7.1%▲
2024 · 4.9%
ROA
6.7%▲
2024 · 4.7%
Interest coverage
358.22▼
2024 · 359.46
Debt ≤ 1 year
€7k▲
2024 · €6k
Income taxes
€5k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€128k€137k▲
Fixed assets21/28€14k€6k▼
Tangible fixed assets22/27€14k€6k▼
Land and buildings22€5k€4k▼
Plant, machinery and equipment23€347€245▼
Furniture and vehicles24€8k€2k▼
Financial fixed assets28€255€255=
Current assets29/58€114k€131k▲
Amounts receivable after more than one year29€59k€59k=
Other amounts receivable291€59k€59k=
Stocks and contracts in progress3€5k€5k▼
Stocks30/36€5k€5k▼
Amounts receivable within one year40/41€24k€35k▲
Trade receivables40€10k€14k▲
Other amounts receivable41€14k€20k▲
Cash at bank and in hand54/58€26k€32k▲
Deferred charges and accrued income490/1€109€74▼
Equity and liabilities
Total equity and liabilities10/49€128k€137k▲
Equity10/15€121k€130k▲
Contributions10/11€19k€19k=
Reserves13€78k€87k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€76k€85k▲
Profit (loss) carried forward14€25k€25k=
Amounts payable17/49€7k€7k▲
Amounts payable within one year42/48€6k€7k▲
Trade debts44€6k€6k▲
Suppliers440/4€6k€6k▲
Taxes, remuneration and social security45€717€580▼
Taxes450/3€717€580▼
Other amounts payable47/48€12-
Accrued charges and deferred income492/3€655€424▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€8k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€21k€24k▲
Operating profit (loss)9901€11k€14k▲
Financial income75/76B€3-
Recurring financial income75€3-
Financial charges65/66B€54€63▲
Recurring financial charges65€54€63▲
Profit (loss) for the period before taxes9903€11k€14k▲
Income taxes67/77€5k€5k▲
Profit (loss) for the period9904€6k€9k▲
Profit (loss) for the period to be appropriated9905€6k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€31k€34k▲
Profit (loss) brought forward from the previous period14P€25k€25k▲
Transfer to equity691/2€6k€9k▲
To other reserves6921€6k€9k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 153 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 17.71
Current ratio from 7.97 to 17.71; short-term debt falls from €13k to €6k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €2k ▼82.3%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-12
Financial
Equity above €100kEq €113k ▲13.1%
5 profitable years in a row build equity to €113k.
28-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 59 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Highest result since 2018net €20k ▲34.7%
Operating result €25k, net result €20k, both a record.
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Juprelle · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Tongres 4534450 JuprelleGround area
2,205 m²
Building footprint
93 m²
Volume, LiDAR
857 m³
Parcel 62060A0347/00Z000, Wallonia · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Chaussée de Tongres 453, 4450 Juprelle
since 20002.116.475.563
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62060A0347/00Z000 | Wallonia | 2,205 m² | 1 · 93 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
WIMARENT
BE 0650.530.401
Menen · Eq €130,147
ASD CAR
BE 0478.630.464
Ath · Eq €129,945
Garage en carrosserie Stevens
BE 0677.728.013
Sint-Lievens-Houtem · Eq €130,473
ADS LIEGE
BE 0890.575.509
Liège · Eq €130,529
GARAGE STEVE GODFIRNON
BE 0541.653.542
Verviers · Eq €130,606
Of 7,375 companies in sector 95311 we hold annual accounts for 2,959. 2,358 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded22-05-2000
Fiscal year end31-12
Activities, NACEBEL 2025
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.