GARAGE SCHROOTEN
ActiveSummary
GARAGE SCHROOTEN has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €859k and a net result of €47k. Equity is growing by ~7.2% per year across the filed fiscal years. Its solvency ranks better than 50% of 383 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability41▼-16
Solvency65▼-6
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity tight (current ratio 1.44 against 1.53 in 2024; short-term debt: 58.4% and cash: 36.7% of total assets), and 59.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.3%
Return on assets
2.2%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
30 d late
2022
30 d late
2021
31 d late
2020
31 d late
2019
68 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€47k▼ 48.3%
2024 · €91k
2018: €111k
2019: €9k
2020: €28k
2021: €64k
2022: €79k
2023: €74k
2024: €91k
2018 → 2025
Working capital
€553k▲ 12.6%
2024 · €491k
2018: €1.47M
2019: €1.39M
2020: €171k
2021: €225k
2022: €312k
2023: €344k
2024: €491k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€569k-€648k▲ 14.0%€722k▲ 11.4%€813k▲ 12.6%€859k▲ 5.8%
Operating result€168k-€156k▼ 7.6%€183k▲ 17.8%€190k▲ 3.8%€150k▼ 21.1%
Net result€64k-€79k▲ 24.6%€74k▼ 7.0%€91k▲ 22.6%€47k▼ 48.3%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 21% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.13M
Fixed assets
€334k ▼ 5.0%
Current assets
€1.80M ▲ 26.0%
Equity and liabilities €2.13M
Equity
€859k ▲ 5.8%
Debt
€1.27M ▲ 31.8%
Debt's share of the balance-sheet total rises from 54.3% to 59.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€204k▼
2024 · €255k
Cash flow
€100k▼
2024 · €155k
Current ratio
1.44▼
2024 · 1.53
Quick ratio
0.96▲
2024 · 0.94
Debt to equity
1.48▲
2024 · 1.19
ROE
5.5%▼
2024 · 11.2%
ROA
2.2%▼
2024 · 5.1%
Interest coverage
2.37▼
2024 · 3.81
Debt ≤ 1 year
€1.24M▲
2024 · €935k
Income taxes
€18k▼
2024 · €35k
Staff costs
€144k▲
2024 · €141k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.78M€2.13M▲
Fixed assets21/28€351k€334k▼
Tangible fixed assets22/27€349k€332k▼
Land and buildings22€151k€126k▼
Plant, machinery and equipment23€92k€81k▼
Furniture and vehicles24€107k€125k▲
Financial fixed assets28€2k€2k=
Current assets29/58€1.43M€1.80M▲
Stocks and contracts in progress3€545k€608k▲
Stocks30/36€545k€608k▲
Amounts receivable within one year40/41€219k€407k▲
Trade receivables40€217k€364k▲
Other amounts receivable41€2k€43k▲
Cash at bank and in hand54/58€661k€782k▲
Deferred charges and accrued income490/1€2k€5▼
Equity and liabilities
Total equity and liabilities10/49€1.78M€2.13M▲
Equity10/15€813k€859k▲
Contributions10/11€65k€65k=
Capital10€65k€65k=
Issued capital100€65k€65k=
Reserves13€748k€794k▲
Non-distributable reserves130/1€34k€34k=
Legal reserve130€34k€34k=
Tax-exempt reserves132€773€773=
Distributable reserves133€713k€759k▲
Amounts payable17/49€965k€1.27M▲
Amounts payable within one year42/48€935k€1.24M▲
Trade debts44€326k€620k▲
Suppliers440/4€326k€620k▲
Advances received on contracts in progress46€3k€5k▲
Taxes, remuneration and social security45€64k€52k▼
Taxes450/3€34k€20k▼
Remuneration and social security454/9€30k€33k▲
Other amounts payable47/48€542k€567k▲
Accrued charges and deferred income492/3€30k€27k▼
Income statement
Code20242025
Non-recurring operating income76A€13k€20k▲
Remuneration, social security and pensions62€141k€144k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€65k€53k▼
Other operating charges640/8€58k€18k▼
Non-recurring operating charges66A-€7k
Gross operating margin9900€454k€372k▼
Operating profit (loss)9901€190k€150k▼
Financial income75/76B€2k€335▼
Recurring financial income75€2k€335▼
Financial charges65/66B€67k€86k▲
Recurring financial charges65€67k€86k▲
Profit (loss) for the period before taxes9903€126k€65k▼
Income taxes67/77€35k€18k▼
Profit (loss) for the period9904€91k€47k▼
Profit (loss) for the period to be appropriated9905€91k€47k▼
Appropriation of the result
Profit (loss) to be appropriated9906€91k€47k▼
Transfer to equity691/2€91k€47k▼
To other reserves6921€91k€47k▼
Social balance
Average headcount (FTE)90873.73.7=
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-09
State Gazette act
Reappointments: SCHROOTEN Ferdinand (director) and SCHROOTEN Suzy (director)3 facts ▸
State Gazette act
Reappointments: SCHROOTEN Ferdinand (director) and SCHROOTEN Suzy (director)
3 facts ▸
- General meeting, 06-05-2026
- Director reappointment, SCHROOTEN Ferdinand (director)
- Director reappointment, SCHROOTEN Suzy (director)
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
07-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 68 days late
2019
31-12
Financial
Weakest financial yearnet €9k ▼92.1%
Net result drops to €9k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2026
SCHROOTEN Ferdinand
CurrentDirector · since 06-05-2026
SCHROOTEN Suzy
CurrentDirector · since 06-05-2026
06-05-2026
SCHROOTEN Ferdinand: Mandate renewed as Director
06-05-2026
SCHROOTEN Suzy: Mandate renewed as Director
Location & real-estate footprint
Registered office, Oudsbergen · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Breekiezel 323670 OudsbergenGround area
3,530 m²
Building footprint
929 m²
Volume, LiDAR
5,349 m³
Parcel 72011B0390/00L004, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Breekiezel 32, 3670 Oudsbergen
since 19932.061.828.238
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72011B0390/00L004 | Flanders | 3,530 m² | 1 · 929 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 1,362 EUR awarded · 1,362 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 1,362 EUR | 1,362 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteOudsbergen2.061.828.238
Similar companies · same sector, comparable size
PUYPE
BE 0475.502.809
Pittem · Eq €860,097
Kontakt
BE 0784.845.014
Rumst · Eq €857,359
GARAGE VANVUCHELEN - CAR EN TRUCK CENTER
BE 0458.038.156
Sint-Truiden · Eq €861,592
AB-TECHNICS
BE 0464.432.436
Malle · Eq €856,564
DEPANNAGES SAINT JEAN
BE 0883.908.045
Manage · Eq €863,939
Of 7,375 companies in sector 95311 we hold annual accounts for 2,959. 1,788 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded15-04-1993
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
47300Retail sale of automotive fuel
47621Retail sale of newspapers and periodicals
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.