GARAGE DE LA PLANCHE
ActiveSummary
GARAGE DE LA PLANCHE has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €159k and a net result of €4k. Equity is shrinking by ~9.4% per year across the filed fiscal years. Its solvency ranks better than 52% of 3539 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability40▼-28
Solvency65▼-3
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 1.52 against 1.61 in 2023; short-term debt: 60.1% and cash: 39.6% of total assets), but 60.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-07-2025, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
30 d early
2023
35 d early
2022
30 d late
2021
26 d late
2020
27 d late
2019
91 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€159k▼ 5.9%
2023 · €169k
2018: €266k
2019: €281k
2020: €297k
2021: €208k
2022: €174k
2023: €169k
2018 → 2024
Total assets
€398k▲ 2.4%
2023 · €388k
2018: €318k
2019: €350k
2020: €366k
2021: €363k
2022: €375k
2023: €388k
2018 → 2024
Net result
€4k▼ 47.8%
2023 · €8k
2018: €14k
2019: €14k
2020: €17k
2021: €-6k
2022: €592
2023: €8k
2018 → 2024
Working capital
€125k▼ 7.4%
2023 · €135k
2018: €204k
2019: €226k
2020: €253k
2021: €173k
2022: €140k
2023: €135k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€297k-€208k▼ 30.1%€174k▼ 16.2%€169k▼ 3.2%€159k▼ 5.9%
Operating result€21k-€-7k€-532▲ 92.7%€4k€648▼ 83.5%
Net result€17k-€-6k€592€8k▲ 1,264%€4k▼ 47.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 84% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €398k
Fixed assets
€34k =
Current assets
€364k ▲ 2.7%
Equity and liabilities €398k
Equity
€159k ▼ 5.9%
Debt
€239k ▲ 8.9%
Debt's share of the balance-sheet total rises from 56.6% to 60.1%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
1.52▼
2023 · 1.61
Quick ratio
1.50▼
2023 · 1.59
Debt to equity
1.51▲
2023 · 1.30
ROE
2.7%▼
2023 · 4.8%
ROA
1.1%▼
2023 · 2.1%
Debt ≤ 1 year
€239k▲
2023 · €220k
Income taxes
€2k▲
2023 · €2k
Staff costs
€179▲
2023 · €118
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 47 lines
Balance sheet
Code20232024
Assets
Total assets20/58€388k€398k▲
Fixed assets21/28€34k€34k=
Tangible fixed assets22/27€34k€34k=
Land and buildings22€34k€34k=
Current assets29/58€354k€364k▲
Stocks and contracts in progress3€4k€4k▲
Stocks30/36€4k€4k▲
Amounts receivable within one year40/41€131k€156k▲
Trade receivables40€125k€150k▲
Other amounts receivable41€6k€6k▼
Current investments50/53€46k€46k=
Cash at bank and in hand54/58€173k€158k▼
Equity and liabilities
Total equity and liabilities10/49€388k€398k▲
Equity10/15€169k€159k▼
Contributions10/11€38k€38k=
Reserves13€47k€37k▼
Non-distributable reserves130/1€4k€4k=
Reserves not available under the articles1311€4k€4k=
Distributable reserves133€43k€33k▼
Profit (loss) carried forward14€83k€83k=
Amounts payable17/49€220k€239k▲
Amounts payable within one year42/48€220k€239k▲
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Taxes, remuneration and social security45€3k€4k▲
Taxes450/3€3k€4k▲
Other amounts payable47/48€212k€232k▲
Income statement
Code20232024
Remuneration, social security and pensions62€118€179▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0-
Other operating charges640/8€5k€8k▲
Gross operating margin9900€9k€8k▼
Operating profit (loss)9901€4k€648▼
Financial income75/76B€7k€6k▼
Recurring financial income75€7k€6k▼
Financial charges65/66B€697€820▲
Recurring financial charges65€697€820▲
Profit (loss) for the period before taxes9903€10k€6k▼
Income taxes67/77€2k€2k▲
Profit (loss) for the period9904€8k€4k▼
Profit (loss) for the period to be appropriated9905€8k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€91k€88k▼
Profit (loss) brought forward from the previous period14P€83k€83k=
Transfer from equity791/2€14k€14k▲
Transfer to equity691/2€8k€4k▼
To other reserves6921€8k€4k▼
Profit to be distributed694/7€14k€14k▲
Return on contributions (dividend)694€14k€14k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Back to profitnet €592
Net result €592 after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-12
Financial
Weakest financial yearnet €-6k ▼134%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Highest result since 2018net €17k ▲16.3%
Operating result €21k, net result €17k, both a record.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
2016
27-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Mouscron · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Alfred Hennostraat 1387700 MouscronGround area
824 m²
Building footprint
52 m²
Volume, LiDAR
429 m³
Parcel 54434F1028/00E002, Wallonia · tallest building 8.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
GARAGE DE LA PLANCHE
since 19902.048.878.540
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54434F1028/00E002 | Wallonia | 824 m² | 1 · 52 m² | 8.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GARAGE REMI STANDAERT
BE 0437.028.847
Damme · Eq €158,679
ETS BERLIER
BE 0440.939.135
Thuin · Eq €159,107
MP CARS & e-mobility
BE 0780.783.088
Aarschot · Eq €157,981
DC EXPRESS
BE 0424.598.395
Sint-Gillis (bij-Brussel) · Eq €159,368
D'HONDT MOTORS
BE 0865.366.791
Antwerpen · Eq €159,462
Of 7,375 companies in sector 95311 we hold annual accounts for 2,959. 2,345 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded10-05-1990
Fiscal year end31-12
Activities, NACEBEL 2025
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.