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GAMPER DESIGN

Active
Private limited companyfounded 20224 yrs activeChemin des Ornois 34, 1380 Lasne, BelgiumKBO/BCE: BE 0789.959.090

GAMPER DESIGN has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €134k and a net result of €26k. Equity is growing by ~52% per year across the filed fiscal years. Its solvency ranks better than 69% of 3481 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
86 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▼-15
Solvency94▲+1
Growth78=
Track record94
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 4.18 against 2.95 in 2024; short-term debt: 16.4% and cash: 57.9% of total assets), and 30.9% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 4 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
69.1%
Return on assets
13.3%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filings
Deviation from the deadline
2025
25 d late
2024
18 d late
2023
12 d late
2022
24 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€134k▲ 23.8%
2024 · €108k
2022: €23k 2023: €46k 2024: €108k
2022 → 2025
Total assets
€194k▲ 22.5%
2024 · €159k
2022: €39k 2023: €62k 2024: €159k
2022 → 2025
Net result
€26k▼ 59.0%
2024 · €63k
2022: €20k 2023: €23k 2024: €63k
2022 → 2025
Working capital
€101k▲ 4.1%
2024 · €97k
2022: €20k 2023: €41k 2024: €97k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line2022202320242025Trend
Equity€23k-€46k▲ 100%€108k▲ 138%€134k▲ 23.8%
Operating result€25k-€29k▲ 16.5%€80k▲ 175%€34k▼ 57.3%
Net result€20k-€23k▲ 15.2%€63k▲ 176%€26k▼ 59.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25k€50k€75kOperating result 2022: €25k€25kNet result 2022: €20k€20kOperating result 2023: €29k€29kNet result 2023: €23k€23kOperating result 2024: €80k€80kNet result 2024: €63k€63kOperating result 2025: €34k€34kNet result 2025: €26k€26k2022202320242025
The operating result falls in 2025; 2025 is 57% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €194k
Fixed assets €61k▲ 452%
Current assets €133k▼ 9.6%
Equity and liabilities €194k
Equity €134k▲ 23.8%
Debt €60k▲ 19.8%
The debt ratio falls from 31.6% to 30.9%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€44k
2024 · €82k
Cash flow
€36k
2024 · €65k
Solvency
69.1%
2024 · 68.4%
Current ratio
4.18
2024 · 2.95
Quick ratio
4.18
2024 · 2.95
Debt / equity
0.45
2024 · 0.46
ROE
19.2%
2024 · 58.0%
ROA
13.3%
2024 · 39.7%
Interest coverage
330.72
2024 · 542.78
Debt
€60k
2024 · €50k
Debt ≤ 1 year
€32k
2024 · €50k
Debt > 1 year
€28k
Income taxes
€8k
2024 · €17k
Staff costs
€250
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€159k€194k
Fixed assets21/28€11k€61k
Intangible fixed assets21€2k€8k
Tangible fixed assets22/27€9k€53k
Plant, machinery and equipment23€2k€2k
Furniture and vehicles24€7k€51k
Current assets29/58€147k€133k
Amounts receivable within one year40/41€56k€18k
Trade receivables40€56k€18k
Cash at bank and in hand54/58€91k€112k
Deferred charges and accrued income490/1€1k€3k
Equity and liabilities
Total equity and liabilities10/49€159k€194k
Equity10/15€108k€134k
Contributions10/11€3k€3k=
Profit (loss) carried forward14€105k€131k
Amounts payable17/49€50k€60k
Amounts payable after more than one year17-€28k
Financial debts170/4-€28k
Amounts payable within one year42/48€50k€32k
Trade debts44€13k€4k
Suppliers440/4€13k€4k
Taxes, remuneration and social security45€36k€27k
Taxes450/3€36k€27k
Other amounts payable47/48€1k€2k
Income statement Code20242025
Remuneration, social security and pensions62-€250
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€10k
Other operating charges640/8€933€1k
Gross operating margin9900€83k€46k
Operating profit (loss)9901€80k€34k
Financial income75/76B€0€0
Recurring financial income75€0€0
Financial charges65/66B€152€134
Recurring financial charges65€152€134
Profit (loss) for the period before taxes9903€80k€34k
Income taxes67/77€17k€8k
Profit (loss) for the period9904€63k€26k
Profit (loss) for the period to be appropriated9905€63k€26k
Appropriation of the result
Profit (loss) to be appropriated9906€105k€131k
Profit (loss) brought forward from the previous period14P€43k€105k

The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
25-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
18-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
31-12
Financial Highest result since 2022net €63k ▲176%
Operating result €80k, net result €63k, both a record.
31-12
Financial Equity above €100kEq €108k ▲138%
3 profitable years in a row build equity to €108k.
12-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 12 days late
2023
24-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 2022
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Chemin des Ornois 341380 Lasne
Ground area
1.3 ha
Parcel 25051F0569/00B000, Wallonia. Linked by address, not a title deed.
1 establishment unit
GAMPER DESIGN
Chemin des Ornois 34, 1380 LasneComputer programming, consultancy and related activities
since 20222.334.647.468
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25051F0569/00B000 Wallonia 1.3 ha - -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 6,295 companies in sector 74120 we hold annual accounts for 1,011. 772 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded25-08-2022
Fiscal year end31-12
Activities, NACEBEL
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
73110Advertising agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.