GABIANNA
ActiveThe computed 12-month bankruptcy probability of GABIANNA is 2.1% (moderate). The 2025 annual accounts show equity of €30k and a net result of €-13k. Equity is growing by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 57% of 13204 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
46
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-69
Solvency64▼-36
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 2.09 against 4.0 in 2024; short-term debt: 24% and cash: 26.4% of total assets), but 61.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.9%
Return on assets
-16.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
23 d early
2023
47 d late
2022
35 d early
2021
27 d early
2020
11 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-13k
2024 · €254
2018: €6k
2019: €-5k
2020: €1k
2021: €16k
2022: €-5k
2023: €5k
2024: €254
2018 → 2025
Working capital
€20k▼ 48.7%
2024 · €39k
2018: €19k
2019: €24k
2020: €27k
2021: €32k
2022: €28k
2023: €37k
2024: €39k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€43k-€38k▼ 12.4%€43k▲ 13.1%€43k▲ 0.6%€30k▼ 30.3%
Operating result€18k-€-5k€8k€2k▼ 74.4%€-8k
Net result€16k-€-5k€5k€254▼ 94.9%€-13k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €8k after €2k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €77k
Fixed assets
€39k▲ 941%
Current assets
€39k▼ 26.3%
Equity and liabilities €77k
Equity
€30k▼ 30.3%
Debt
€47k▲ 259%
The debt ratio rises from 23.4% to 61.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-3k▼
2024 · €5k
Cash flow
€-8k▼
2024 · €3k
Solvency
38.9%▼
2024 · 76.6%
Current ratio
2.09▼
2024 · 4.00
Quick ratio
1.72▼
2024 · 3.75
Debt / equity
1.57▲
2024 · 0.30
ROE
-43.4%▼
2024 · 0.6%
ROA
-16.9%▼
2024 · 0.5%
Interest coverage
-2.95▼
2024 · 17.96
Debt
€47k▲
2024 · €13k
Debt ≤ 1 year
€19k▲
2024 · €13k
Debt > 1 year
€29k
Income taxes
€4k▲
2024 · €2k
Staff costs
€43k▲
2024 · €34k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€56k€77k▲
Fixed assets21/28€4k€39k▲
Tangible fixed assets22/27€1k€36k▲
Plant, machinery and equipment23€1k€92▼
Furniture and vehicles24€0€36k▲
Financial fixed assets28€3k€3k=
Current assets29/58€53k€39k▼
Stocks and contracts in progress3€3k€7k▲
Stocks30/36€3k€7k▲
Amounts receivable within one year40/41€8k€11k▲
Trade receivables40-€3k
Other amounts receivable41€8k€8k▲
Cash at bank and in hand54/58€42k€20k▼
Deferred charges and accrued income490/1€44€112▲
Equity and liabilities
Total equity and liabilities10/49€56k€77k▲
Equity10/15€43k€30k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€23k€10k▼
Amounts payable17/49€13k€47k▲
Amounts payable after more than one year17-€29k
Financial debts170/4-€29k
Amounts payable within one year42/48€13k€19k▲
Current portion of amounts payable after more than one year42-€8k
Trade debts44€6k€4k▼
Suppliers440/4€6k€4k▼
Taxes, remuneration and social security45€7k€7k▼
Taxes450/3€4k€3k▼
Remuneration and social security454/9€4k€4k▲
Income statement
Code20242025
Remuneration, social security and pensions62€34k€43k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€5k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€7k-
Other operating charges640/8€4k€4k▼
Gross operating margin9900€50k€44k▼
Operating profit (loss)9901€2k€-8k▼
Financial income75/76B€439€416▼
Recurring financial income75€439€416▼
Financial charges65/66B€264€1k▲
Recurring financial charges65€264€1k▲
Profit (loss) for the period before taxes9903€2k€-9k▼
Income taxes67/77€2k€4k▲
Profit (loss) for the period9904€254€-13k▼
Profit (loss) for the period to be appropriated9905€254€-13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€23k€10k▼
Profit (loss) brought forward from the previous period14P€22k€23k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-13k ▼5242%
Net result drops to €-13k, the lowest in the series.
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
16-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 47 days late
2023
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Highest result since 2018net €16k ▲1183%
Operating result €18k, net result €16k, both a record.
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
14-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Binche · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place Eugène Derbaix(BIN) 207130 BincheGround area
153 m²
Building footprint
89 m²
Volume, LiDAR
1,709 m³
Parcel 56011C0027/00S006, Wallonia · tallest building 21.9 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Altro Gusto
since 20142.236.645.301
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56011C0027/00S006indicative | Wallonia | 153 m² | 1 · 89 m² | 21.9 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBinche2.236.645.301
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Of 7,504 companies in sector 56210 we hold annual accounts for 2,444. 1,943 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-10-2014
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.