G.M.A. TECHNICS
ActiveG.M.A. TECHNICS has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €108k and a net result of €57k. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 73% of 27450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+22
Solvency94▼-5
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.86 against 3.25 in 2024; short-term debt: 31.4% and cash: 71.3% of total assets), and 31.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.6%
Return on assets
36.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €108k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
59 d late
2023
20 d late
2022
60 d late
2021
26 d late
2020
47 d late
2019
69 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€108k▲ 112%
2024 · €51k
2018: €70k
2019: €80k
2020: €46k
2021: €44k
2022: €40k
2023: €46k
2024: €51k
2018 → 2025
Total assets
€157k▲ 130%
2024 · €68k
2018: €104k
2019: €136k
2020: €63k
2021: €87k
2022: €87k
2023: €75k
2024: €68k
2018 → 2025
Net result
€57k▲ 988%
2024 · €5k
2018: €19k
2019: €10k
2020: €-34k
2021: €-2k
2022: €-3k
2023: €5k
2024: €5k
2018 → 2025
Working capital
€92k▲ 199%
2024 · €31k
2018: €61k
2019: €71k
2020: €41k
2021: €35k
2022: €32k
2023: €38k
2024: €31k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€44k-€40k▼ 7.7%€46k▲ 13.3%€51k▲ 11.5%€108k▲ 112%
Operating result€948-€-2k€6k€6k▼ 4.4%€88k▲ 1,318%
Net result€-2k-€-3k▼ 43.2%€5k€5k▼ 2.0%€57k▲ 988%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,318% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €157k
Fixed assets
€16k▼ 33.8%
Current assets
€142k▲ 219%
Equity and liabilities €157k
Equity
€108k▲ 112%
Debt
€50k▲ 182%
The debt ratio rises from 25.7% to 31.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€96k▲
2024 · €12k
Cash flow
€65k▲
2024 · €11k
Solvency
68.6%▼
2024 · 74.3%
Current ratio
2.86▼
2024 · 3.25
Quick ratio
2.84▼
2024 · 3.14
Debt / equity
0.46▲
2024 · 0.35
ROE
52.9%▲
2024 · 10.3%
ROA
36.3%▲
2024 · 7.7%
Interest coverage
63.63▲
2024 · 16.68
Debt
€50k▲
2024 · €18k
Debt ≤ 1 year
€50k▲
2024 · €14k
Income taxes
€29k▲
2024 · €616
Staff costs
€59k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€68k€157k▲
Fixed assets21/28€24k€16k▼
Tangible fixed assets22/27€21k€12k▼
Furniture and vehicles24€12k€10k▼
Leasing and similar rights25€9k€3k▼
Financial fixed assets28€3k€3k=
Current assets29/58€44k€142k▲
Stocks and contracts in progress3€2k€1k▼
Stocks30/36€2k€1k▼
Amounts receivable within one year40/41€39k€26k▼
Trade receivables40€29k€22k▼
Other amounts receivable41€10k€3k▼
Cash at bank and in hand54/58€3k€112k▲
Deferred charges and accrued income490/1€886€3k▲
Equity and liabilities
Total equity and liabilities10/49€68k€157k▲
Equity10/15€51k€108k▲
Contributions10/11€14k€14k=
Reserves13€36k€93k▲
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€34k€93k▲
Profit (loss) carried forward14€518€518=
Amounts payable17/49€18k€50k▲
Amounts payable after more than one year17€4k-
Financial debts170/4€4k-
Amounts payable within one year42/48€14k€50k▲
Current portion of amounts payable after more than one year42€6k€4k▼
Trade debts44€7k€9k▲
Suppliers440/4€7k€9k▲
Taxes, remuneration and social security45€616€37k▲
Taxes450/3€616€29k▲
Remuneration and social security454/9-€7k
Other amounts payable47/48-€223
Income statement
Code20242025
Remuneration, social security and pensions62€1k€59k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€8k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€15k€156k▲
Operating profit (loss)9901€6k€88k▲
Financial income75/76B€409€0▼
Recurring financial income75€409€0▼
Financial charges65/66B€737€2k▲
Recurring financial charges65€737€2k▲
Profit (loss) for the period before taxes9903€6k€86k▲
Income taxes67/77€616€29k▲
Profit (loss) for the period9904€5k€57k▲
Profit (loss) for the period to be appropriated9905€5k€57k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€58k▲
Profit (loss) brought forward from the previous period14P€518€518=
Transfer to equity691/2€5k€57k▲
To other reserves6921€5k€57k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
31-12
Financial
Highest result since 2018net €57k ▲988%
Operating result €88k, net result €57k, both a record.
31-12
Financial
Equity above €100kEq €108k ▲112%
3 profitable years in a row build equity to €108k.
28-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 59 days late
2024
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
31-12
Financial
Back to profitnet €5k
Net result €5k after 3 loss-making years.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
16-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 47 days late
2020
31-12
Financial
Weakest financial yearnet €-34k ▼432%
Net result drops to €-34k, the lowest in the series; recovery starts the following year.
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 69 days late
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boussu · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Arthur Bastien(H) 1067301 BoussuGround area
265 m²
Building footprint
74 m²
Volume, LiDAR
762 m³
Parcel 53041C0331/00T000, Wallonia · tallest building 12.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
G.M.A. Technics
since 20102.187.081.863
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53041C0331/00T000 | Wallonia | 265 m² | 1 · 74 m² | 12.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CAVALLARO ELECTRICITE INDUSTRIELLE ET DOMESTIQUE
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CKELEC
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DIFFUSION EVENT
BE 0735.576.635
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FONS VAN BAELEN
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Of 22,822 companies in sector 43211 we hold annual accounts for 10,324. 8,780 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-04-2010
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
43310Plastering work
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.