G.E.B.E.W.E.
ActiveG.E.B.E.W.E. has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €290k and a net result of €-43k. Equity is growing by ~11.7% per year across the filed fiscal years. Its solvency ranks better than 37% of 10242 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency27▼-5
Growth78=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days only on tighter terms
Liquidity short (current ratio 0.01 against 0.02 in 2024), and 74.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€43k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
27 d late
2022
31 d late
2021
31 d late
2020
30 d late
2019
47 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-43k▲ 30.9%
2024 · €-62k
2018: €-64k
2019: €-65k
2020: €-68k
2021: €52k
2022: €194k
2023: €-35k
2024: €-62k
2018 → 2025
Working capital
€-523k▼ 12.0%
2024 · €-466k
2018: €-129k
2019: €-430k
2020: €-377k
2021: €-318k
2022: €-339k
2023: €-389k
2024: €-466k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€237k-€430k▲ 82.0%€395k▼ 8.2%€333k▼ 15.7%€290k▼ 12.9%
Operating result€73k-€252k▲ 245%€-5k€-29k▼ 468%€-6k▲ 78.4%
Net result€52k-€194k▲ 272%€-35k€-62k▼ 74.9%€-43k▲ 30.9%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6k in 2025 against €29k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.14M
Fixed assets
€1.13M▼ 4.5%
Current assets
€7k▼ 25.1%
Equity and liabilities €1.14M
Equity
€290k▼ 12.9%
Debt
€845k▼ 1.5%
The debt ratio rises from 72.0% to 74.4%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€52k▲
2024 · €38k
Cash flow
€16k▲
2024 · €5k
Solvency
25.6%▼
2024 · 28.0%
Current ratio
0.01▼
2024 · 0.02
Quick ratio
0.01▼
2024 · 0.02
Debt / equity
2.91▲
2024 · 2.58
ROE
-14.8%▲
2024 · -18.6%
ROA
-3.8%▲
2024 · -5.2%
Interest coverage
2.11▲
2024 · 1.13
Debt
€845k▼
2024 · €858k
Debt ≤ 1 year
€529k▲
2024 · €476k
Debt > 1 year
€315k▼
2024 · €380k
Income taxes
€12k▲
2024 · €1k
Staff costs
€41▼
2024 · €66k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.19M€1.14M▼
Fixed assets21/28€1.18M€1.13M▼
Tangible fixed assets22/27€1.18M€1.13M▼
Land and buildings22€1.13M€1.08M▼
Plant, machinery and equipment23€36k€33k▼
Other tangible fixed assets26€15k€15k=
Financial fixed assets28€732€732=
Current assets29/58€9k€7k▼
Amounts receivable within one year40/41-€2k
Trade receivables40-€2k
Cash at bank and in hand54/58€6k€2k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€1.19M€1.14M▼
Equity10/15€333k€290k▼
Contributions10/11€265k€265k=
Reserves13€19k€19k=
Tax-exempt reserves132€19k€19k=
Profit (loss) carried forward14€49k€6k▼
Amounts payable17/49€858k€845k▼
Amounts payable after more than one year17€380k€315k▼
Financial debts170/4€380k€315k▼
Amounts payable within one year42/48€476k€529k▲
Current portion of amounts payable after more than one year42€64k€66k▲
Financial debts43€291k€47k▼
Credit institutions430/8€291k€47k▼
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Advances received on contracts in progress46€50k€50k=
Taxes, remuneration and social security45€4k€2k▼
Taxes450/3€4k€2k▼
Other amounts payable47/48€63k€362k▲
Accrued charges and deferred income492/3€2k€1k▼
Income statement
Code20242025
Non-recurring operating income76A€1k-
Remuneration, social security and pensions62€66k€41▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€67k€59k▼
Other operating charges640/8€944€17k▲
Non-recurring operating charges66A€8-
Gross operating margin9900€104k€69k▼
Operating profit (loss)9901€-29k€-6k▲
Financial income75/76B€1k€408▼
Recurring financial income75€1k€408▼
Financial charges65/66B€33k€25k▼
Recurring financial charges65€33k€25k▼
Profit (loss) for the period before taxes9903€-61k€-31k▲
Income taxes67/77€1k€12k▲
Profit (loss) for the period9904€-62k€-43k▲
Profit (loss) for the period to be appropriated9905€-62k€-43k▲
Appropriation of the result
Profit (loss) to be appropriated9906€49k€6k▼
Profit (loss) brought forward from the previous period14P€111k€49k▼
Social balance
Average headcount (FTE)90871.2-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 29 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 27 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €194k ▲272%
Operating result €252k, net result €194k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-12
Financial
Back to profitnet €52k
Net result €52k after 3 loss-making years.
31-12
Financial
Equity above €200kEq €237k ▲28.3%
Equity rises from €184k to €237k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 30 days late
2020
31-12
Financial
Weakest financial yearnet €-68k
Net result drops to €-68k, the lowest in the series; recovery starts the following year.
16-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 47 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 27 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Eupen · 1 establishment unit since 1984
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schönefelderweg 1674700 Eupen1 establishment unit
Schönefelderweg 167, 4700 Eupen
since 19842.026.671.775
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Of 10,409 companies in sector 47110 we hold annual accounts for 5,787. 3,799 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-12-1984
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47113Retail trade
68201Renting and operating of own or leased residential real estate, excluding social housing
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 40 filings
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.