G.COSMETICS
ActiveG.COSMETICS has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €99k and a net result of €33k. Equity is growing by ~42.2% per year across the filed fiscal years. Its solvency ranks better than 56% of 11206 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
89
/ 100
Excellent▲ +16 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+18
Solvency92▲+30
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 1.87 against 1.54 in 2024), but 50.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.8%
Return on assets
16.9%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 20-03-2026, 41 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
41 d early
2024
43 d early
2023
32 d early
2022
32 d early
2021
30 d early
2020
15 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€99k▲ 51.2%
2024 · €65k
2018: €-80k
2019: €-63k
2020: €-9k
2021: €28k
2022: €42k
2023: €55k
2024: €65k
2018 → 2025
Total assets
€199k▼ 2.9%
2024 · €204k
2018: €177k
2019: €200k
2020: €167k
2021: €255k
2022: €197k
2023: €183k
2024: €204k
2018 → 2025
Net result
€33k▲ 211%
2024 · €11k
2018: €-7k
2019: €17k
2020: €54k
2021: €37k
2022: €14k
2023: €13k
2024: €11k
2018 → 2025
Working capital
€72k▲ 25.4%
2024 · €57k
2018: €14k
2019: €38k
2020: €87k
2021: €104k
2022: €109k
2023: €64k
2024: €57k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€28k-€42k▲ 50.6%€55k▲ 30.2%€65k▲ 19.7%€99k▲ 51.2%
Operating result€51k-€29k▼ 41.9%€26k▼ 10.5%€24k▼ 8.3%€58k▲ 140%
Net result€37k-€14k▼ 61.6%€13k▼ 10.2%€11k▼ 15.0%€33k▲ 211%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 140% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €199k
Fixed assets
€44k▲ 4.9%
Current assets
€155k▼ 4.9%
Equity and liabilities €199k
Equity
€99k▲ 51.2%
Debt
€100k▼ 28.3%
The debt ratio falls from 68.1% to 50.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€73k▲
2024 · €37k
Cash flow
€48k▲
2024 · €23k
Solvency
49.8%▲
2024 · 31.9%
Current ratio
1.87▲
2024 · 1.54
Quick ratio
0.81▲
2024 · 0.57
Debt / equity
1.01▼
2024 · 2.13
ROE
33.9%▲
2024 · 16.5%
ROA
16.9%▲
2024 · 5.3%
Interest coverage
8.53▲
2024 · 3.96
Debt
€100k▼
2024 · €139k
Debt ≤ 1 year
€83k▼
2024 · €106k
Debt > 1 year
€17k▼
2024 · €34k
Income taxes
€16k▲
2024 · €4k
Staff costs
€49k▼
2024 · €63k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€204k€199k▼
Fixed assets21/28€42k€44k▲
Tangible fixed assets22/27€41k€40k▼
Land and buildings22€15k€13k▼
Plant, machinery and equipment23€18k€10k▼
Leasing and similar rights25€9k€17k▲
Financial fixed assets28€113€3k▲
Current assets29/58€163k€155k▼
Stocks and contracts in progress3€103k€87k▼
Stocks30/36€103k€87k▼
Amounts receivable within one year40/41€33k€19k▼
Trade receivables40€14k€17k▲
Other amounts receivable41€19k€2k▼
Cash at bank and in hand54/58€20k€41k▲
Deferred charges and accrued income490/1€7k€7k▲
Equity and liabilities
Total equity and liabilities10/49€204k€199k▼
Equity10/15€65k€99k▲
Contributions10/11€19k€19k=
Reserves13€47k€80k▲
Distributable reserves133€47k€80k▲
Amounts payable17/49€139k€100k▼
Amounts payable after more than one year17€34k€17k▼
Financial debts170/4€34k€17k▼
Amounts payable within one year42/48€106k€83k▼
Current portion of amounts payable after more than one year42€15k€23k▲
Financial debts43€1k€307▼
Credit institutions430/8€1k€307▼
Trade debts44€15k€14k▼
Suppliers440/4€15k€14k▼
Taxes, remuneration and social security45€23k€16k▼
Taxes450/3€11k€9k▼
Remuneration and social security454/9€12k€7k▼
Other amounts payable47/48€52k€29k▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€63k€49k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€15k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€101k€123k▲
Operating profit (loss)9901€24k€58k▲
Financial income75/76B€46€42▼
Recurring financial income75€46€42▼
Financial charges65/66B€9k€9k▼
Recurring financial charges65€9k€9k▼
Profit (loss) for the period before taxes9903€15k€49k▲
Income taxes67/77€4k€16k▲
Profit (loss) for the period9904€11k€33k▲
Profit (loss) for the period to be appropriated9905€11k€33k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€33k▲
Transfer to equity691/2€11k€33k▲
To other reserves6921€11k€33k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
15-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Highest result since 2018net €54k ▲218%
Operating result €67k, net result €54k, both a record.
28-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Baversstraat 243700 Tongeren-BorgloonGround area
944 m²
Building footprint
171 m²
Parcel 73026B0176/00H000, Flanders. Linked by address, not a title deed.
1 establishment unit
G.COSMETICS
since 20042.143.594.189
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73026B0176/00H000 | Flanders | 944 m² | 1 · 171 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DR. BAUMANN INTERNATIONAL
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B.D.T. SIRONVAL
BE 0402.177.044
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Panda
BE 0420.767.687
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Of 792 companies in sector 46450 we hold annual accounts for 448. 331 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-11-2004
Fiscal year end30-09
Activities, NACEBEL
46450Wholesale of perfume and cosmetics
47750Retail sale of cosmetics and toilet articles
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.