Summary
G&C invest is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €521k and a net result of €465k. Equity is growing by ~12.9% per year across the filed fiscal years. Its solvency ranks better than 65% of 8023 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
55 d early
2023
33 d early
2022
59 d late
2021
58 d early
2020
32 d early
2019
43 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close24-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€521k▲ 828%
2024 · €56k
2019: €38k
2020: €40k
2021: €44k
2022: €49k
2023: €68k
2024: €56k
2019 → 2025
Net result
€465k
2024 · €-18k
2019: €13k
2020: €2k
2021: €3k
2022: €6k
2023: €18k
2024: €-18k
2019 → 2025
Total assets
€753k▲ 31.4%
2024 · €573k
2019: €426k
2020: €404k
2021: €515k
2022: €413k
2023: €431k
2024: €573k
2019 → 2025
Solvency
69.2%▲ 59.4pp
2024 · 9.8%
2019: 9.0%
2020: 10.0%
2021: 8.5%
2022: 11.9%
2023: 15.7%
2024: 9.8%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€44k-€49k▲ 12.9%€68k▲ 37.5%€56k▼ 16.9%€521k▲ 828%
Operating result€14k-€15k▲ 8.5%€43k▲ 176%€-2k€623k
Net result€3k-€6k▲ 79.7%€18k▲ 229%€-18k€465k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €623k after a loss of €2k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €753k
Fixed assets
€630k ▲ 26.3%
Current assets
€123k ▲ 65.8%
Equity and liabilities €753k
Equity
€521k ▲ 828%
Provisions
€133k
Debt
€98k ▼ 81.0%
Debt's share of the balance-sheet total falls from 90.2% to 13.1%. Equity is higher and debt is lower.
Key figures and ratios
ROE
89.2%▲
2024 · -32.0%
ROA
61.8%▲
2024 · -3.1%
Debt ≤ 1 year
€76k▼
2024 · €118k
Income taxes
€0▼
2024 · €52
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€573k€753k▲
Fixed assets21/28€499k€630k▲
Tangible fixed assets22/27€499k€630k▲
Land and buildings22€468k€606k▲
Plant, machinery and equipment23€13k€10k▼
Furniture and vehicles24€18k€13k▼
Current assets29/58€74k€123k▲
Amounts receivable within one year40/41€31k€13k▼
Trade receivables40€24k€13k▼
Other amounts receivable41€7k€169▼
Cash at bank and in hand54/58€43k€110k▲
Equity and liabilities
Total equity and liabilities10/49€573k€753k▲
Equity10/15€56k€521k▲
Contributions10/11€19k€19k=
Reserves13€56k€589k▲
Tax-exempt reserves132-€534k
Distributable reserves133€56k€56k=
Profit (loss) carried forward14€-18k€-87k▼
Provisions and deferred taxes16-€133k
Deferred taxes168-€133k
Amounts payable17/49€517k€98k▼
Amounts payable after more than one year17€399k-
Financial debts170/4€399k-
Amounts payable within one year42/48€118k€76k▼
Current portion of amounts payable after more than one year42€34k-
Financial debts43€3k-
Credit institutions430/8€3k-
Trade debts44€3k-
Suppliers440/4€3k-
Taxes, remuneration and social security45€164€2k▲
Taxes450/3€164€2k▲
Other amounts payable47/48€78k€74k▼
Accrued charges and deferred income492/3-€23k
Income statement
Code20242025
Non-recurring operating income76A-€681k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€28k▼
Other operating charges640/8€7k€6k▼
Non-recurring operating charges66A-€4k
Gross operating margin9900€41k€661k▲
Operating profit (loss)9901€-2k€623k▲
Financial income75/76B€0€365▲
Recurring financial income75€0€365▲
Financial charges65/66B€16k€25k▲
Recurring financial charges65€16k€23k▲
Non-recurring financial charges66B-€2k
Profit (loss) for the period before taxes9903€-18k€599k▲
Transfer from deferred taxes780-€3k
Transfer to deferred taxes680-€136k
Income taxes67/77€52€0▼
Profit (loss) for the period9904€-18k€465k▲
Transfer from tax-exempt reserves789-€11k
Transfer to tax-exempt reserves689-€545k
Profit (loss) for the period to be appropriated9905€-18k€-69k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€-87k▼
Profit (loss) brought forward from the previous period14P-€-18k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Back to profitnet €465k
Net result €465k after one loss-making year.
31-03
Financial
Liquidity triplescurrent ratio 1.63
Current ratio from 0.63 to 1.63; short-term debt falls from €118k to €76k.
31-03
Financial
Equity above €500kEq €521k ▲828%
Equity rises from €56k to €521k.
2024
06-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Weakest financial yearnet €-18k ▼198%
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
2023
28-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
29-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 59 days late
2021
03-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
18-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
22-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonhoven · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mommersbosweg 513520 ZonhovenGround area
766 m²
Building footprint
187 m²
Volume, LiDAR
822 m³
Parcel 71443F0621/00K000, Flanders · tallest building 21.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
G&C Invest bvba
since 20132.217.675.465
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71443F0621/00K000 | Flanders | 766 m² | 1 · 186 m² | 21.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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INTERIOR DECORATION GROUP
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 13,602 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-02-2013
Fiscal year end31-03
Activities, NACEBEL 2025
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.