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FUTURTOIT IMMO

Active
Private limited company· 5 yrs active
Rue Hallette 16 ·4420 Saint-Nicolas, Belgium
KBO/BCE: BE 0764.434.828
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age5 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of FUTURTOIT IMMO is 3.2% (moderate). The 2024 annual accounts show equity of €24k and a net result of €577. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

1 signal · with evidence
Consistently profitable
Positive net result in the two most recent financial years (2022 and 2024).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 13 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-10-2025, 83 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 22-10-2025 83 d late 2025-00547362
31-12-2022 31-07-2023 31-12-2023 153 d late 2023-00540215

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
3.2% Moderate
0%0,5%1,5%4%10%≥25%
Young company +No NACE activity registered +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€577-77.7%
Working capital€5k-53.2%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 22-10-2025 with the NBB · fiscal year 2024 · micro
€0€2k€4k€6kOperating result 2022: €5k€5kNet result 2022: €3k€3kOperating result 2024: €709€709Net result 2024: €577€57720222024
Operating resultNet result
EBITDA
€7k
-26.6% 22-24
Net profit
€577
-77.7% 22-24
Cash flow
€7k
-4.5% 22-24
Total assets
€110k
+3.4% 22-24
Equity
€24k
-5.9% 22-24
Working capital
€5k
-53.2% 22-24
Income taxes
€1k
- 22-24
Debt
€86k
+6.3% 22-24
Debt ≤ 1y
€9k
+267.9% 22-24
Debt > 1y
€77k
-1.4% 22-24
Current ratio
1.56
-71.1% 22-24
Quick ratio
1.56
-71.1% 22-24
Solvency
22.0%
-9.0% 22-24
Debt / equity
3.55
+13.0% 22-24
ROE
2.4%
-76.3% 22-24
ROA
0.5%
-78.4% 22-24
Interest coverage
56.29
+699.8% 22-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€7k
Net profit€577
Cash flow€7k
Staff costs-
Income taxes-
Dividends-
Total assets€110k
Equity€24k
Debt€86k
of which ≤ 1y€9k
of which > 1y€77k
Working capital€5k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.56
Quick ratio1.56
Working capital ratio4.7%
Solvency22.0%
Debt / equity3.55
Long-term debt ratio3.17
Interest coverage56.29
Gross margin-
Net margin-
ROA0.5%
ROE2.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding259d
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€110k
Fixed assets 21/28€96k
Tangible fixed assets 22/27€96k
Current assets 29/58€15k
Amounts receivable within one year 40/41€13k
Cash & bank 54/58€2k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€110k
Equity 10/15€24k
Contributions / capital 10/11€25k
Accumulated profits (losses) 14€-809
Amounts payable 17/49€86k
Amounts payable after one year 17€77k
Amounts payable within one year 42/48€9k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€9k
Operating result 9901€709
Financial charges 65€132
Result before taxes 9903€577
Net result for the period 9904€577
Result to be appropriated 9905€577
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
63 / 100 Healthy
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
2 companies at this address See who is registered here

Establishment units

1 location
Rue Hallette 16, 4420 Saint-Nicolas
Handel in eigen onroerend goed
since 20212.314.493.442
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area273 m²
Buildings1
Building footprint71 m²
Volume (LiDAR)432 m³
Tallest building7.6 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62073B1313/00Z003 Wallonia 273 m² 1 · 71 m² 7.6 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health63Profitability12Solvency43Growth32Stability94
49 / 100

Mixed profile: strong on stability, weaker on profitability.

All 5 axes are computed from data Checked has read.

Health 63
Profitability 12
Solvency 43
Growth 32
Stability 94

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Company registry

Company registry (CBE)

Crossroads Bank
Names & trade names
Legal nameFR FUTURTOIT IMMO
Registered office
Rue Hallette 16
4420 Saint-Nicolas, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.