Futurewave
ActiveSummary
Futurewave has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €177k and a net result of €-172k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 29% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
40
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-71
Solvency53▼-12
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days only on tighter terms
Liquidity tight (current ratio 1.37 against 1.76 in 2024; short-term debt: 57.5% and cash: 10.4% of total assets), and 72.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.6%
Return on assets
-26.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
31 d late
2024
on the day
2023
34 d early
2022
22 d late
2021
31 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€177k▼ 49.2%
2024 · €349k
2021: €203k
2022: €220k
2023: €335k
2024: €349k
2021 → 2025
Total assets
€642k▼ 25.5%
2024 · €861k
2021: €351k
2022: €440k
2023: €615k
2024: €861k
2021 → 2025
Net result
€-172k
2024 · €14k
2021: €200k
2022: €17k
2023: €115k
2024: €14k
2021 → 2025
Working capital
€135k▼ 55.0%
2024 · €300k
2021: €162k
2022: €180k
2023: €302k
2024: €300k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€203k-€220k▲ 8.5%€335k▲ 52.1%€349k▲ 4.1%€177k▼ 49.2%
Operating result€263k-€29k▼ 89.0%€159k▲ 452%€31k▼ 80.7%€-162k
Net result€200k-€17k▼ 91.4%€115k▲ 565%€14k▼ 88.0%€-172k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €162k after €31k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €642k
Fixed assets
€138k ▼ 18.3%
Current assets
€504k ▼ 27.2%
Equity and liabilities €642k
Equity
€177k ▼ 49.2%
Debt
€465k ▼ 9.3%
Debt's share of the balance-sheet total rises from 59.5% to 72.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-126k▼
2024 · €55k
Cash flow
€-136k▼
2024 · €38k
Current ratio
1.37▼
2024 · 1.76
Debt to equity
2.63▲
2024 · 1.47
ROE
-97.0%▼
2024 · 4.0%
ROA
-26.8%▼
2024 · 1.6%
Interest coverage
-11.23▼
2024 · 8.40
Debt ≤ 1 year
€369k▼
2024 · €393k
Debt > 1 year
€96k▼
2024 · €106k
Income taxes
€584▼
2024 · €11k
Staff costs
€989k▲
2024 · €640k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€861k€642k▼
Fixed assets21/28€169k€138k▼
Tangible fixed assets22/27€152k€122k▼
Plant, machinery and equipment23€9k€6k▼
Furniture and vehicles24€59k€41k▼
Other tangible fixed assets26€84k€75k▼
Financial fixed assets28€16k€15k▼
Current assets29/58€692k€504k▼
Amounts receivable within one year40/41€391k€399k▲
Trade receivables40€335k€355k▲
Other amounts receivable41€56k€44k▼
Cash at bank and in hand54/58€242k€67k▼
Deferred charges and accrued income490/1€60k€39k▼
Equity and liabilities
Total equity and liabilities10/49€861k€642k▼
Equity10/15€349k€177k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€346k€174k▼
Amounts payable17/49€512k€465k▼
Amounts payable after more than one year17€106k€96k▼
Financial debts170/4€106k€96k▼
Amounts payable within one year42/48€393k€369k▼
Current portion of amounts payable after more than one year42€27k€27k=
Trade debts44€64k€201k▲
Suppliers440/4€64k€201k▲
Advances received on contracts in progress46€156k-
Taxes, remuneration and social security45€145k€141k▼
Taxes450/3€74k€3k▼
Remuneration and social security454/9€71k€137k▲
Accrued charges and deferred income492/3€14k-
Income statement
Code20242025
Remuneration, social security and pensions62€640k€989k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€36k▲
Other operating charges640/8€20k€9k▼
Gross operating margin9900€715k€871k▲
Operating profit (loss)9901€31k€-162k▼
Financial income75/76B€744€2k▲
Recurring financial income75€744€2k▲
Financial charges65/66B€7k€11k▲
Recurring financial charges65€7k€11k▲
Profit (loss) for the period before taxes9903€25k€-171k▼
Income taxes67/77€11k€584▼
Profit (loss) for the period9904€14k€-172k▼
Profit (loss) for the period to be appropriated9905€14k€-172k▼
Appropriation of the result
Profit (loss) to be appropriated9906€346k€174k▼
Profit (loss) brought forward from the previous period14P€332k€346k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-09
State Gazette act
Resignation: SRL GUITECH (director)Director discharge5 facts ▸
State Gazette act
Resignation: SRL GUITECH (director)
Director discharge5 facts ▸
- General meeting, 20-02-2026
- Director resignation, SRL GUITECH (director)
- Director discharge, SRL GUITECH (director)
- Director discharge, SRL JOACHIM FROMENT (director)
- Director discharge, SRL SMARTCONCEPTS (director)
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-172k ▼1346%
Net result drops to €-172k, the lowest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
20-02-2026
Resigned as Director
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 2 establishment units since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Onze-Lieve-Heersbeestjeslaan 811170 Watermaal-BosvoordeGround area
4,407 m²
Building footprint
3,270 m²
Volume, LiDAR
682 m³
2 parcels, Brussels, Flanders · tallest building 12.5 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Futurewave
since 20202.304.169.078
Onze-Lieve-Heersbeestjeslaan 81, 1170 Watermaal-Bosvoorde
since 20242.370.871.822
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23094D0228/00V002 | Flanders | 4,224 m² | 1 · 3,200 m² | - |
| 21652E0027/00B026 | Brussels | 182 m² | 1 · 70 m² | 12.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 7,500 EUR awarded · 7,500 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 7,500 EUR | 7,500 EUR |
Schemes
Subsidies voor internationaal ondernemen
Similar companies · same sector, comparable size
ACTAEON CONSEILS SRL
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DEMAJ
BE 0759.961.148
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VALENCE BENSON
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DEMEDCO
BE 0806.894.104
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DIMVICTAS
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Antwerpen · Eq €177,060
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 40,621 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-05-2020
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
71121Engineering and related technical consultancy, excluding land surveyors
62200Computer consultancy and computer facilities management
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
74112Other professional, scientific and technical activities
74140Other specialised design activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.