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FUTUR-E

Active
Private limited company·Algemene elektrotechnische installatiewerken· 4 yrs active
Groenestraat 112 ·8210 Zedelgem, Belgium
KBO/BCE: BE 0787.535.872
Watch Print / PDF
Age4 yrs
Real estate1 parcel · 119 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of FUTUR-E is 6.0% (elevated). The 2024 annual accounts show negative equity (€-6k) and a net result of €-17k. Its solvency ranks better than 5% of 11087 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
6.0% Elevated
0%0,5%1,5%4%10%≥25%
Annual accounts: weaker financial profile +Young company +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

1 signal · with evidence
Negative equity
Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
View the annual accounts

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 12 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-07-2025, 1 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 30-07-2025 1 d early 2025-00346766
31-12-2023 31-07-2024 25-07-2024 6 d early 2024-00280744

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-17k
Working capital€-7k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 30-07-2025 with the NBB · fiscal year 2024 · micro
€-20k€-15k€-10k€-5k€0Operating result 2023: €989€989Net result 2023: €592€592Operating result 2024: €-9k€-9kNet result 2024: €-17k€-17k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -71.8% 40.9%
better than 5% of 11087 sector peers
Net result €-17k €11k
better than 6% of 11069 sector peers
Equity €-6k €34k
better than 6% of 11090 sector peers
Gross operating margin €-8k €35k
better than 5% of 11060 sector peers
Total assets €9k €93k
better than 5% of 11087 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€-9k
- 23-24
Net profit
€-17k
- 23-24
Cash flow
€-17k
- 23-24
Total assets
€9k
-92.8% 23-24
Equity
€-6k
- 23-24
Working capital
€-7k
- 23-24
Income taxes
€0
-100.0% 23-24
Debt
€15k
-86.4% 23-24
Debt ≤ 1y
€15k
-86.4% 23-24
Current ratio
0.51
-52.5% 23-24
Quick ratio
0.20
-80.8% 23-24
Solvency
-71.8%
- 23-24
Debt / equity
-2.39
- 23-24
ROE
267.3%
+4681.8% 23-24
ROA
-192.0%
- 23-24
Interest coverage
-1.13
- 23-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€-9k
Net profit€-17k
Cash flow€-17k
Staff costs-
Income taxes€0
Dividends-
Total assets€9k
Equity€-6k
Debt€15k
of which ≤ 1y€15k
of which > 1y-
Working capital€-7k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.51
Quick ratio0.20
Working capital ratio-83.4%
Solvency-71.8%
Debt / equity-2.39
Long-term debt ratio-
Interest coverage-1.13
Gross margin-
Net margin-
ROA-192.0%
ROE267.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€9k
Fixed assets 21/28€1k
Tangible fixed assets 22/27€1k
Current assets 29/58€8k
Stocks & contracts in progress 3€5k
Amounts receivable within one year 40/41€2k
Cash & bank 54/58€1k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€9k
Equity 10/15€-6k
Contributions / capital 10/11€10k
Accumulated profits (losses) 14€-16k
Amounts payable 17/49€15k
Amounts payable within one year 42/48€15k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€-8k
Operating result 9901€-9k
Financial income 75€1
Financial charges 65€8k
Result before taxes 9903€-17k
Income taxes 67/77€0
Net result for the period 9904€-17k
Result to be appropriated 9905€-17k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
7 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Directors

Directors & mandates

1 director
Former directors (1)
  • Vita Sana
    Director
    State Gazette act 24095018 (25-06-2024)
    Former
    - → 26-06-2023
    2 events
    • 26-06-2023 Resigned· Director
    • 26-06-2023 Resigned· Daily management
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Algemene elektrotechnische installatiewerken(43211)
Legal form Private limited company(610)
Incorporation22-06-2022
StatusActive
Postal code8210

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Groenestraat 1128210 Zedelgem

Establishment units

1 location
FUTUR-E
Groenestraat 112, 8210 ZedelgemAlgemene elektrotechnische installatiewerken
since 20222.332.430.425
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area119 m²
Buildings1
Building footprint119 m²
Volume (LiDAR)700 m³
Tallest building7.9 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31040D0362/00H000 Flanders 119 m² 1 · 119 m² 7.9 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
All acts · 1 updated 2 years ago
2024
25-06-2024 2 resigning Director changes
  • Vita Sana, Bestuurder
  • Vita Sana, Dagelijks bestuur

Analysis

Snowflake analysis

financial profile on 5 axes
Health7Profitability100Solvency34Growth32Stability94
53 / 100

Mixed profile: strong on profitability, weaker on health.

All 5 axes are computed from data Checked has read.

Health 7
Profitability 100
Solvency 34
Growth 32
Stability 94

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AI due-diligence brief

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 3,225 of the 22,771 companies in this sector. 2,440 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Elektrotechnische installatiewerken aan gebouwen43211Algemene elektrotechnische installatiewerken43211
Primary activity highlighted.
Names & trade names
Legal nameNL FUTUR-E
Registered office
Groenestraat 112 bus A
8210 Zedelgem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.