FURSTIM
ActiveSummary
FURSTIM has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €156k and a net result of €9k. Equity is shrinking by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 94% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+4
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 14.71 against 13.61 in 2024; short-term debt: 6.3% and cash: 90.4% of total assets), and 6.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.7%
Return on assets
5.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
50 d early
2024
105 d early
2023
42 d early
2022
28 d early
2021
37 d early
2020
26 d late
2019
6 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€156k▲ 5.1%
2024 · €149k
2018: €209k
2019: €227k
2020: €235k
2021: €231k
2022: €241k
2023: €149k
2024: €149k
2018 → 2025
Total assets
€167k▲ 4.4%
2024 · €160k
2018: €230k
2019: €241k
2020: €254k
2021: €275k
2022: €264k
2023: €267k
2024: €160k
2018 → 2025
Net result
€9k▲ 218%
2024 · €3k
2018: €17k
2019: €17k
2020: €8k
2021: €25k
2022: €10k
2023: €15k
2024: €3k
2018 → 2025
Working capital
€145k▲ 4.2%
2024 · €139k
2018: €181k
2019: €205k
2020: €222k
2021: €220k
2022: €232k
2023: €144k
2024: €139k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€231k-€241k▲ 4.1%€149k▼ 38.1%€149k▼ 0.2%€156k▲ 5.1%
Operating result€38k-€13k▼ 65.9%€23k▲ 75.2%€5k▼ 79.1%€13k▲ 174%
Net result€25k-€10k▼ 62.1%€15k▲ 60.7%€3k▼ 82.5%€9k▲ 218%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 174% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €167k
Fixed assets
€11k ▲ 17.4%
Current assets
€155k ▲ 3.6%
Equity and liabilities €167k
Equity
€156k ▲ 5.1%
Debt
€11k ▼ 4.1%
Debt's share of the balance-sheet total falls from 6.9% to 6.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€17k▲
2024 · €9k
Cash flow
€13k▲
2024 · €7k
Current ratio
14.71▲
2024 · 13.61
Debt to equity
0.07▼
2024 · 0.07
ROE
5.5%▲
2024 · 1.8%
ROA
5.1%▲
2024 · 1.7%
Interest coverage
64.69▲
2024 · 20.61
Debt ≤ 1 year
€11k▼
2024 · €11k
Income taxes
€4k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€160k€167k▲
Fixed assets21/28€10k€11k▲
Tangible fixed assets22/27€10k€11k▲
Plant, machinery and equipment23€54-
Furniture and vehicles24€8k€10k▲
Other tangible fixed assets26€2k€1k▼
Current assets29/58€150k€155k▲
Amounts receivable within one year40/41€5k€1k▼
Trade receivables40€116€529▲
Other amounts receivable41€5k€809▼
Cash at bank and in hand54/58€143k€151k▲
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€160k€167k▲
Equity10/15€149k€156k▲
Contributions10/11€20k€20k=
Reserves13€129k€136k▲
Distributable reserves133€129k€136k▲
Amounts payable17/49€11k€11k▼
Amounts payable within one year42/48€11k€11k▼
Financial debts43€2k€700▼
Credit institutions430/8€2k€700▼
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€3k€2k▼
Taxes450/3€3k€2k▼
Other amounts payable47/48€3k€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€4k▼
Other operating charges640/8€2k€996▼
Gross operating margin9900€11k€18k▲
Operating profit (loss)9901€5k€13k▲
Financial income75/76B€666-
Recurring financial income75€666-
Financial charges65/66B€455€265▼
Recurring financial charges65€455€265▼
Profit (loss) for the period before taxes9903€5k€13k▲
Income taxes67/77€2k€4k▲
Profit (loss) for the period9904€3k€9k▲
Profit (loss) for the period to be appropriated9905€3k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€9k▲
Transfer from equity791/2€3k€1k▼
Transfer to equity691/2€3k€9k▲
To other reserves6921€3k€9k▲
Profit to be distributed694/7€3k€1k▼
Return on contributions (dividend)694€3k€1k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €150kEq €156k ▲5.1%
8 profitable years in a row build equity to €156k.
17-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €3k ▼82.5%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 6current ratio 13.61
Current ratio from 2.23 to 13.61; short-term debt falls from €118k to €11k.
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €25k ▲228%
Operating result €38k, net result €25k, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
06-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 6 days late
2019
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Edmond Parmentierlaan 261150 Sint-Pieters-WoluweGround area
215 m²
Building footprint
83 m²
Volume, LiDAR
965 m³
Parcel 21682C0082/00H006, Brussels · tallest building 15.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Edmond Parmentierlaan 26, 1150 Sint-Pieters-Woluwe
since 20072.165.382.864
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21682C0082/00H006 | Brussels | 215 m² | 1 · 83 m² | 15.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
IMMO CHALETS D'ARDENNES
BE 0876.913.553
Durbuy · Eq €155,933
PAGENS
BE 0474.167.573
Willebroek · Eq €156,206
BLUE FOREST
BE 0438.943.014
Merelbeke-Melle · Eq €155,830
AGENCE TRITON
BE 0879.123.965
Koksijde · Eq €155,830
BUREAU GERARD STROKER
BE 0455.942.263
Sint-Lambrechts-Woluwe · Eq €155,821
Of 11,747 companies in sector 68310 we hold annual accounts for 6,905. 5,261 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-09-2007
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
68322Real estate appraisal on a fee or contract basis
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.