Full Ceram
The computed 12-month bankruptcy probability of Full Ceram is 0.6% (low). The 2020 annual accounts show equity of €9k and a net result of €5k. Equity is shrinking by ~28.3% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2022. Its solvency ranks better than 30% of 38 sector peers (fiscal year 2020). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €9k |
| Net result | €5k |
| Better than sector | 30% |
| Active | 14 yrs |
Fragile profile, watch solvency in particular.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 11.0% | 34.0% | |
| Net result | €-14k | €5k | |
| Equity | €9k | €37k | |
| Gross operating margin | €-6k | €19k | |
| Total assets | €81k | €135k |
| Fiscal year | 2020 |
|---|---|
| Deposit | micro |
| Revenue | €60k |
| EBITDA | €-11k |
| Net profit | €5k |
| Cash flow | €13k |
| Staff costs | - |
| Income taxes | €10 |
| Dividends | - |
| Total assets | €81k |
| Equity | €9k |
| Debt | €72k |
| of which ≤ 1y | €28k |
| of which > 1y | €44k |
| Working capital | €-11k |
| Employees (FTE) | - |
| 2020 | |
|---|---|
| Current ratio | 0.61 |
| Quick ratio | 0.57 |
| Working capital ratio | -13.6% |
| Solvency | 11.0% |
| Debt / equity | 4.93 |
| Long-term debt ratio | 4.93 |
| Interest coverage | - |
| Gross margin | - |
| Net margin | 9.1% |
| ROA | 6.7% |
| ROE | 61.2% |
| EBITDA margin | -17.5% |
| Days sales outstanding | 27d |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2020 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €81k |
| Fixed assets | 21/28 | €64k |
| Tangible fixed assets | 22/27 | €64k |
| Current assets | 29/58 | €17k |
| Stocks & contracts in progress | 3 | €979 |
| Amounts receivable within one year | 40/41 | €4k |
| Cash & bank | 54/58 | €11k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €81k |
| Equity | 10/15 | €9k |
| Contributions / capital | 10/11 | €2k |
| Reserves | 13 | €1k |
| Accumulated profits (losses) | 14 | €5k |
| Amounts payable | 17/49 | €72k |
| Amounts payable after one year | 17 | €44k |
| Amounts payable within one year | 42/48 | €28k |
| Trade debts payable within one year | 44 | €3k |
| Income statement | ||
| Turnover | 70 | €60k |
| Gross operating margin | 9900 | €-6k |
| Operating result | 9901 | €-18k |
| Financial income | 75 | €9 |
| Financial charges | 65 | €726 |
| Result before taxes | 9903 | €-14k |
| Income taxes | 67/77 | €10 |
| Net result for the period | 9904 | €-14k |
| Result to be appropriated | 9905 | €-14k |
Historic, not recently confirmed (1)
-
Not recently confirmedlast confirmed in an act from 2014
2 events
- 13-08-2014 Appointed· Manager
- 07-01-2014 Resigned· Managing director
Former directors (1)
-
Former07-01-2014 → 13-08-2014
2 events
- 13-08-2014 Resigned· Manager
- 07-01-2014 Appointed· Managing director
| NACE primary | Vervaardiging van medische en tandheelkundige instrumenten en benodigdheden(32500) |
| Legal form | Limited partnership(012) |
| Incorporation | 16-02-2012 |
| Status | Active |
| Postal code | 1050 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23352F0023/02B006 | Flanders | 148 m² | 1 · 148 m² | 11.3 m · 3 fl. |
| 21444B0032/00W000 | Brussels | 142 m² | 1 · 56 m² | 18.1 m · 5 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
09-12-2025 Registered office moved from Anderlecht to Bruxelles
- Boulevard Maurice Carême 8, 1070 Anderlecht → Chaussée de Vleurgat 46, 1050 Bruxelles
Technical details
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"region": "Brussels",
"street": "Chauss\u00E9e de Vleurgat",
"country": "BE",
"postcode": "1050",
"box_number": null,
"street_number": "46"
},
"old_address": {
"city": "Anderlecht",
"region": "Brussels",
"street": "Boulevard Maurice Car\u00EAme",
"country": "BE",
"postcode": "1070",
"box_number": "22",
"street_number": "8"
},
"effective_date": "2025-11-25",
"evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale extraordinaire, approuve le transfert du si\u00E8ge social \u00E0 l\u0027adresse suivante: Chauss\u00E9e de Vleurgat, 46 \u00E0 1050 Bruxelles Le transfert prend effet le 25 novembre 2025"
}
],
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},
"subject_company": {
"kbo": "0843.733.021",
"name_full": "FULI CERAM, EN ABREGE : FC",
"legal_form": "SCS"
}
}07-07-2015 Registered office moved from Bruxelles to Anderlecht
- Rue des Béguines 94, 1080 Bruxelles → Boulevard Maurice Carème 8, 1070 Anderlecht
Technical details
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"kind": "zetel_transfer",
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"region": "Brussels",
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"country": "BE",
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"box_number": "22",
"street_number": "8"
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"old_address": {
"city": "Bruxelles",
"region": "Brussels",
"street": "Rue des B\u00E9guines",
"country": "BE",
"postcode": "1080",
"box_number": "8",
"street_number": "94"
},
"effective_date": "2015-06-15",
"evidence_quote": "Par d\u00E9cision du g\u00E9rant, le si\u00E8ge soc\u00EDal de la soci\u00E9t\u00E9 est transf\u00E9r\u00E9 \u00E0 l\u0027adresse suivante : Boulevard Maurice Car\u00E8me, 8 boite 22 \u00E0 1070 Anderlecht"
}
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}13-08-2014 1 director appointed, 1 resigning
- GHOZLANI Fethi, Zaakvoerder
- GHOZLANI Eliès, Zaakvoerder
Technical details
{
"events": [
{
"kind": "director_in",
"role": "zaakvoerder",
"person": {
"rrn": null,
"name": "GHOZLANI Fethi",
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},
"evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale extraordinaire du 01 juillet 2014 a d\u00E9cid\u00E9 de nommer monsieur GHOZLANI Fethi, domicili\u00E9 \u00E0 Weggevoerdenlaan, 1 \u00E0 1700 Dilbeek, au poste de g\u00E9rant"
},
{
"kind": "director_out",
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"person": {
"rrn": null,
"name": "GHOZLANI Eli\u00E8s",
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},
"evidence_quote": "Cette assembl\u00E9e g\u00E9n\u00E9rale, accepte \u00E0 l\u0027unanimit\u00E9 la d\u00E9mission de monsieur GHOZLANI Eli\u00E8s de son poste de g\u00E9rant et lui donne d\u00E9charge pour son mandat",
"discharge_granted": true
}
],
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"legal_form": "SCS"
}
}07-01-2014 Registered office moved within Bruxelles
- Avenue René Comhaire 23, 1082 BRUXELLES → Avenue de la Couronne 516, 1050 Bruxelles
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Bruxelles",
"region": "Brussels Gewest",
"street": "Avenue de la Couronne",
"country": "BE",
"postcode": "1050",
"box_number": null,
"street_number": "516"
},
"old_address": {
"city": "BRUXELLES",
"region": "Brussels Gewest",
"street": "Avenue Ren\u00E9 Comhaire",
"country": "BE",
"postcode": "1082",
"box_number": null,
"street_number": "23"
},
"effective_date": "2013-10-01",
"evidence_quote": "Cette m\u00EAme assembl\u00E9e g\u00E9n\u00E9rale, approuve \u00E0 l\u0027unanimit\u00E9 le transfert du si\u00E8ge social \u00E0 l\u0027adresse suivante : Avenue de la Couronne, 516 \u00E0 1050 Bruxelles"
}
],
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"subject_company": {
"kbo": "0843.733.021",
"name_full": "FULI CERAM, EN ABREGE : FC",
"legal_form": "SCS"
}
}29-02-2012 Incorporation of a new SNC
Technical details
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"kind": "oprichting",
"seat": "23 Avenue Ren\u00E9 Comhaire 1082 Berchem-Saint-agathe",
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"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1991-05-15",
"name": "Monsieur Ghozlani Eli\u00E8s",
"niss": null,
"address": null
},
"share_class": null,
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 100,
"holder_person_name": "Monsieur Ghozlani Eli\u00E8s",
"is_subscriber_only": false,
"n_shares_subscribed": 10,
"amount_subscribed_eur": 200,
"is_anonymous_silent_partner": false
},
{
"org": null,
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"person": {
"dob": "1958-05-09",
"name": "Monsieur GHOZLANI Fethi",
"niss": null,
"address": "Weggevoerdenlaan 1 \u00E0 1700 Dilbeek"
},
"share_class": null,
"partner_role": null,
"holder_org_kbo": null,
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"contribution_type": "cash",
"amount_paid_in_eur": 900,
"holder_person_name": "Monsieur GHOZLANI Fethi",
"is_subscriber_only": false,
"n_shares_subscribed": 90,
"amount_subscribed_eur": 1800,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 2000,
"subject_company": {
"kbo": "0843.733.021",
"name_full": "Full Ceram",
"legal_form": "SNC"
},
"initial_directors": [],
"incorporation_date": "2012-02-08",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameFR | Full Ceram |
| AbbreviationFR | FC |