FUEL SPILMONT FRAMERIES
ActiveSummary
FUEL SPILMONT FRAMERIES has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €2.30M and a net result of €150k. Equity is growing by ~6.9% per year across the filed fiscal years. Its solvency ranks better than 82% of 6537 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability74▼-2
Solvency91▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €190k at 30 days acceptable
Liquidity ample (current ratio 5.72 against 4.93 in 2023; short-term debt: 15.6% and cash: 24.6% of total assets), and 34.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
65.9%
Return on assets
4.3%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-08-2025, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
21 d late
2023
40 d late
2022
72 d late
2021
61 d late
2020
118 d late
2019
61 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€150k▼ 24.4%
2023 · €199k
2018: €341k
2019: €633k
2020: €203k
2021: €-303k
2022: €69k
2023: €199k
2018 → 2024
Working capital
€2.56M▲ 13.7%
2023 · €2.26M
2018: €1.43M
2019: €2.21M
2020: €2.07M
2021: €1.82M
2022: €1.97M
2023: €2.26M
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€2.18M-€1.88M▼ 13.9%€1.95M▲ 3.7%€2.15M▲ 10.2%€2.30M▲ 7.0%
Operating result€201k-€-317k€82k€203k▲ 147%€163k▼ 19.9%
Net result€203k-€-303k€69k€199k▲ 187%€150k▼ 24.4%
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 20% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €3.49M
Fixed assets
€382k ▼ 15.7%
Current assets
€3.11M ▲ 9.8%
Equity and liabilities €3.49M
Equity
€2.30M ▲ 7.0%
Provisions
€561k =
Debt
€630k ▲ 9.7%
Debt's share of the balance-sheet total rises from 17.5% to 18.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€234k▼
2023 · €288k
Cash flow
€221k▼
2023 · €283k
Current ratio
5.72▲
2023 · 4.93
Quick ratio
5.35▲
2023 · 4.79
Debt to equity
0.27▲
2023 · 0.27
ROE
6.5%▼
2023 · 9.2%
ROA
4.3%▼
2023 · 6.0%
Interest coverage
10.40▼
2023 · 20.40
Debt ≤ 1 year
€543k▼
2023 · €575k
Debt > 1 year
€87k
Staff costs
€111k▲
2023 · €86k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 58 lines
Balance sheet
Code20232024
Assets
Total assets20/58€3.28M€3.49M▲
Fixed assets21/28€453k€382k▼
Tangible fixed assets22/27€434k€363k▼
Land and buildings22€433k€363k▼
Furniture and vehicles24€766-
Financial fixed assets28€19k€19k=
Current assets29/58€2.83M€3.11M▲
Amounts receivable after more than one year29€520k€538k▲
Trade receivables290€520k€538k▲
Stocks and contracts in progress3€80k€202k▲
Stocks30/36€80k€202k▲
Amounts receivable within one year40/41€63k€85k▲
Trade receivables40€61k€85k▲
Other amounts receivable41€2k-
Current investments50/53€1.41M€1.41M=
Cash at bank and in hand54/58€752k€859k▲
Deferred charges and accrued income490/1€10k€19k▲
Equity and liabilities
Total equity and liabilities10/49€3.28M€3.49M▲
Equity10/15€2.15M€2.30M▲
Contributions10/11€616k€616k=
Capital10€616k€616k=
Issued capital100€616k€616k=
Reserves13€1.73M€1.73M=
Non-distributable reserves130/1€79k€79k=
Legal reserve130€79k€79k=
Tax-exempt reserves132€1.34M€1.34M=
Distributable reserves133€311k€311k=
Profit (loss) carried forward14€-194k€-44k▲
Provisions and deferred taxes16€561k€561k=
Deferred taxes168€561k€561k=
Amounts payable17/49€575k€630k▲
Amounts payable after more than one year17-€87k
Other amounts payable178/9-€87k
Amounts payable within one year42/48€575k€543k▼
Trade debts44€355k€447k▲
Suppliers440/4€355k€447k▲
Taxes, remuneration and social security45€71k€40k▼
Taxes450/3€40k€11k▼
Remuneration and social security454/9€32k€28k▼
Other amounts payable47/48€148k€57k▼
Accrued charges and deferred income492/3-€278
Income statement
Code20232024
Non-recurring operating income76A€80k€18k▼
Remuneration, social security and pensions62€86k€111k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€85k€71k▼
Other operating charges640/8€7k€10k▲
Non-recurring operating charges66A-€56k
Gross operating margin9900€381k€410k▲
Operating profit (loss)9901€203k€163k▼
Financial income75/76B€10k€10k▼
Recurring financial income75€10k€10k▼
Financial charges65/66B€14k€22k▲
Recurring financial charges65€14k€22k▲
Profit (loss) for the period before taxes9903€199k€150k▼
Income taxes67/77€726-
Profit (loss) for the period9904€199k€150k▼
Profit (loss) for the period to be appropriated9905€199k€150k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-194k€-44k▲
Profit (loss) brought forward from the previous period14P€-393k€-194k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 21 days late
2024
09-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 40 days late
2023
31-12
Financial
Equity above €2MEq €2.15M ▲10.2%
2 profitable years in a row build equity to €2.15M.
11-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 72 days late
2022
31-12
Financial
Back to profitnet €69k
Net result €69k after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 61 days late
2021
31-12
Financial
Weakest financial yearnet €-303k ▼249%
Net result drops to €-303k, the lowest in the series; recovery starts the following year.
26-11
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 118 days late
2020
31-12
Financial
Equity above €2MEq €2.18M ▲10.3%
3 profitable years in a row build equity to €2.18M.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 61 days late
2019
31-12
Financial
Highest result since 2018net €633k ▲85.7%
Net result €633k, the highest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
Show earlier events
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 58 days late
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
11-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Saint-Ghislain · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grand'Route de Mons(H) 1937334 Saint-GhislainGround area
439 m²
Building footprint
97 m²
Volume, LiDAR
555 m³
Parcel 53036B0067/00L000, Wallonia · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FSF - Frameries
since 20072.165.191.042
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53036B0067/00L000indicative | Wallonia | 439 m² | 1 · 97 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSaint-Ghislain2.165.191.042
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Of 1,266 companies in sector 47300 we hold annual accounts for 945. 353 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded20-05-1992
Fiscal year end31-12
Abbreviation FR
F.S.F.
Activities, NACEBEL 2025
47300Retail sale of automotive fuel
95316Washing and cleaning of motor vehicles
47820Retail sale of motor vehicle parts and accessories
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.