Summary
FREYOL is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.12M and a net result of €527k. Its solvency ranks better than 83% of 8048 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-12-2025 was due by 30-07-2026 and was filed on 08-06-2026, 52 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
52 d early
2024
75 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-12-2026 and is due by 30-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-12-2026 close30-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.12M▲ 88.7%
2024 · €594k
2024: €594k
2025: €1.12M▲ +88.7% vs 2024
2024 → 2025
Net result
€527k▼ 9.7%
2024 · €584k
2024: €584k
2025: €527k▼ -9.7% vs 2024
2024 → 2025
Total assets
€1.32M▲ 92.3%
2024 · €684k
2024: €684k
2025: €1.32M▲ +92.3% vs 2024
2024 → 2025
Solvency
85.1%▼ 1.6pp
2024 · 86.8%
2024: 86.8%
2025: 85.1%▼ -1.9% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€594k-€1.12M▲ 88.7%
2024: €594k
2025: €1.12M▲ +88.7% vs 2024
Operating result€800k-€763k▼ 4.6%
2024: €800k
2025: €763k▼ -4.6% vs 2024
Net result€584k-€527k▼ 9.7%
2024: €584k
2025: €527k▼ -9.7% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.32M
Fixed assets
€664k ▲ 327%
Current assets
€652k ▲ 23.4%
Equity and liabilities €1.32M
Equity
€1.12M ▲ 88.7%
Debt
€196k ▲ 116%
Debt's share of the balance-sheet total rises from 13.2% to 14.9%. Equity and debt are higher.
Key figures and ratios
ROE
47.0%▼
2024 · 98.3%
ROA
40.0%▼
2024 · 85.3%
Debt ≤ 1 year
€196k▲
2024 · €91k
Income taxes
€246k▼
2024 · €255k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€684k€1.32M▲
Fixed assets21/28€155k€664k▲
Tangible fixed assets22/27-€37k
Plant, machinery and equipment23-€6k
Furniture and vehicles24-€31k
Financial fixed assets28€155k€627k▲
Current assets29/58€529k€652k▲
Amounts receivable within one year40/41€34k€260k▲
Trade receivables40€32k€255k▲
Other amounts receivable41€2k€4k▲
Current investments50/53€6k€251k▲
Cash at bank and in hand54/58€489k€141k▼
Deferred charges and accrued income490/1-€238
Equity and liabilities
Total equity and liabilities10/49€684k€1.32M▲
Equity10/15€594k€1.12M▲
Contributions10/11€10k€10k=
Reserves13€584k€1.11M▲
Distributable reserves133€584k€1.11M▲
Amounts payable17/49€91k€196k▲
Amounts payable within one year42/48€91k€196k▲
Financial debts43€3k€0▼
Credit institutions430/8€3k€0▼
Trade debts44€1k€24k▲
Suppliers440/4€1k€24k▲
Taxes, remuneration and social security45€87k€172k▲
Taxes450/3€87k€172k▲
Income statement
Code20242025
Non-recurring operating income76A-€16k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€5k
Other operating charges640/8€387€520▲
Gross operating margin9900€800k€769k▼
Operating profit (loss)9901€800k€763k▼
Financial income75/76B€39k€10k▼
Recurring financial income75€39k€10k▼
Financial charges65/66B-€49
Recurring financial charges65-€49
Profit (loss) for the period before taxes9903€839k€772k▼
Income taxes67/77€255k€246k▼
Profit (loss) for the period9904€584k€527k▼
Profit (loss) for the period to be appropriated9905€584k€527k▼
Appropriation of the result
Profit (loss) to be appropriated9906€584k€527k▼
Transfer to equity691/2€584k€527k▼
To other reserves6921€584k€527k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Non-recurring operating income76A | - | €16k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €5k | - |
| Other operating charges640/8 | €387 | €520 | ▲ 34.2% |
| Gross operating margin9900 | €800k | €769k | ▼ 3.9% |
| Operating profit (loss)9901 | €800k | €763k | ▼ 4.6% |
| Financial income75/76B | €39k | €10k | ▼ 75.1% |
| Recurring financial income75 | €39k | €10k | ▼ 75.1% |
| Financial charges65/66B | - | €49 | - |
| Recurring financial charges65 | - | €49 | - |
| Profit (loss) for the period before taxes9903 | €839k | €772k | ▼ 7.9% |
| Income taxes67/77 | €255k | €246k | ▼ 3.7% |
| Profit (loss) for the period9904 | €584k | €527k | ▼ 9.7% |
| Profit (loss) for the period to be appropriated9905 | €584k | €527k | ▼ 9.7% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €684k | €1.32M | ▲ 92.3% |
| Fixed assets21/28 | €155k | €664k | ▲ 327% |
| Tangible fixed assets22/27 | - | €37k | - |
| Plant, machinery and equipment23 | - | €6k | - |
| Furniture and vehicles24 | - | €31k | - |
| Financial fixed assets28 | €155k | €627k | ▲ 303% |
| Current assets29/58 | €529k | €652k | ▲ 23.4% |
| Amounts receivable within one year40/41 | €34k | €260k | ▲ 665% |
| Trade receivables40 | €32k | €255k | ▲ 697% |
| Other amounts receivable41 | €2k | €4k | ▲ 125% |
| Current investments50/53 | €6k | €251k | ▲ 3,789% |
| Cash at bank and in hand54/58 | €489k | €141k | ▼ 71.1% |
| Deferred charges and accrued income490/1 | - | €238 | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €684k | €1.32M | ▲ 92.3% |
| Equity10/15 | €594k | €1.12M | ▲ 88.7% |
| Contributions10/11 | €10k | €10k | = |
| Reserves13 | €584k | €1.11M | ▲ 90.3% |
| Distributable reserves133 | €584k | €1.11M | ▲ 90.3% |
| Amounts payable17/49 | €91k | €196k | ▲ 116% |
| Amounts payable within one year42/48 | €91k | €196k | ▲ 116% |
| Financial debts43 | €3k | €0 | ▼ 100% |
| Credit institutions430/8 | €3k | €0 | ▼ 100% |
| Trade debts44 | €1k | €24k | ▲ 2,296% |
| Suppliers440/4 | €1k | €24k | ▲ 2,296% |
| Taxes, remuneration and social security45 | €87k | €172k | ▲ 97.6% |
| Taxes450/3 | €87k | €172k | ▲ 97.6% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €584k | €527k | ▼ 9.7% |
| + Depreciation and write-downs630 | - | €5k | - |
| Operating cash flow (approximation) | €584k | €532k | ▼ 8.8% |
| Investment in fixed assets (approximation) | - | €-514k | - |
| Change in cash | - | €-347k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-12
Financial
Equity above €1MEq €1.12M ▲88.7%
2 profitable years in a row build equity to €1.12M.
16-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
07-05
State Gazette act
General meeting · Director resignation
Director appointment · Board composition
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2024
Ground area
1,383 m²
Building footprint
1,383 m²
Volume, LiDAR
7,232 m³
Parcel 11003B0325/00A000, Flanders · tallest building 12.4 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
FREYOL
since 20242.356.768.715
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11003B0325/00A000 | Flanders | 1,383 m² | 1 · 1,383 m² | 12.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
1 location
Recognitions · licences · registrations
Legal Entity Identifier
699400957U4TE6SEOH84
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Of 24,727 companies in sector 64210 we hold annual accounts for 19,768. 12,420 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-03-2024
Fiscal year end30-12
Activities, NACEBEL 2025
64210Activities of holding companies
70100Activities of head offices
70200Business and other management consultancy
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.